Got more questions?
For any queries, locate the nearest branch.
Locate BranchesTo access the old website
Click Here
Home Loan on ₹76,000 - ₹1 lakh Salary
A home not only meets your basic need of a place to stay but is also an asset whose value grows over time. With the right loan amount you can easily own a home and meet all other goals and obligations. Avail a ₹76,000 - 1 lakh salary Home Loan from Axis Bank with easy processing and documentation. Make your dream abode your own.
How much Home Loan can I get on a ₹76,000 - ₹1 lakh Salary?
Your net in-hand salary is a major determinant of how much loan you can be offered.
According to a general rule, you can get a home loan up to 60 times your net monthly salary, depending on other factors.
For example,
| Net Monthly Income (₹) | 76,000 | 85,000 | 1,00,000 |
|---|---|---|---|
| Age (yrs) | 35 | 35 | 35 |
| Loan tenure (yrs) | 15 | 15 | 15 |
| Other EMIs (₹) | 0 | 0 | 0 |
| Return on Investment (%) | 10 | 10 | 10 |
| Loan Amount (₹) | 45,97,037 | 51,41,423 | 60,48,733 |
(Calculated using Axis Bank’s Home Loan Eligibility Calculator)
Home Loan on ₹76,000 - ₹1 lakh salary benefits
Benefits of applying home loan from Axis Bank:
Smaller EMIs
EMIs that don’t strain your pockets and are stretched over a long tenure
Attractive interest rate
Avail competitive home loan interest rates
Option to choose the interest rate type
Choose between fixed and floating rates of interest depending on your preference
Hassle-free process
Right from application to loan disbursement, our processes are hassle-free and swift
Top-up loan
Enjoy a top-up loan facility on your existing home loan
Home loan balance transfer
Transfer your high-interest home loan from another lender to Axis Bank
How to apply for a Home Loan online at Axis Bank?
With Axis Bank’s online home loan facility, the process is fast and requires minimum paperwork.
- 01
Visit the official Home Loan.
- 02
You will be redirected to a page wherein you must enter the details, including your name, contact number, annual income, etc. Then, click on “Submit”. Our official will contact you for further process.
- 03
Submit the required KYC documents and application form to get the loan sanctioned.
- 04
Once done, submit the property documents for verification.
- 05
Your loan will get approved in 15 days.
Home Loan for different budgets
Great plans start with well-calculated decisions
Home Loan EMI Calculator
Calculating your Home Loan EMI is now easier than ever with our user-friendly and efficient Home Loan EMI Calculator. Whether you have a ₹30 lakh home loan EMI for 20 years or a ₹20 lakh home loan EMI for 10 years.
₹
3L
5Cr
%
6.50% 11%
Y
1Y30Y
Your EMI*₹ 1,14,678
Get a call back*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
APR Calculator
The Annual Percentage Rate (APR) is a method to compute annualised credit cost, which includes interest rate and loan origination charges.
₹
6K
15Cr
%
8% 26%
M
12M240M
₹
0
50L
Loan origination charges should not be more than loan amount.
APR
8.00%
Important Links
Read on to know about the status of your loan, list of loan centres and more.
Frequently Asked Questions
You can apply for a home loan online on a ₹76,000-1 lakh salary. This facility offers ease of process and requires minimum paperwork. You can also apply for a home loan by visiting your nearest Axis Bank Branch or Loan Centre.
You can easily calculate your monthly repayment amount by using our EMI calculator for home loans.
Home loan interest rates may vary from one individual to another click here to learn more about interest rates on home loans.
Salaried, self-employed and professionals can apply for Axis Bank Home Loans. You can check the complete eligibility details here Use our Home Loan Eligibility Calculator to know the extent of loan eligibility.
Your home loan eligibility depends on the following factors:
- Income and age of the applicant(s)
- Number of dependents
- Employment type
- Assets and existing debt obligations
- Credit score and history
Already Applied? Track your application here
Have your Application ID or PAN card ready for a hassle-free experience
Track Now
Related Products
Learning Hub
Look through our knowledge section for helpful blogs and articles.
Copyright@ 2025 Axis Bank