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Digital Lending Products

Personal Loan

If you ever find yourself in need for urgent funds, Axis Bank’s Personal Loan is the solution to your problem. Whether it is money for a vacation, or to meet unexpected medical expenses or for carrying out urgent repair work in your home, the easy application process and fast disbursal of an Axis Bank Personal makes it a breeze to secure the funds you need. With Axis Bank you can enjoy benefits such as quick processing, nil paperwork, competitive interest rates, and multiple repayment options.

Personal Loan Details

Loan Amount₹50K to ₹25 Lakhs
Loan Tenure6 Months to 72 Months
Interest RateStarting from 9.99% p.a
Processing FeesUp to 2% of the loan amount + GST
Age21-60 years

Axis Bank Limited (The Bank) recognizes the expectations of its customers with regard to privacy, confidentiality and security of their personal information that resides with the Bank. Keeping personal information of customers secure and using it solely for activities related to the Bank and preventing any misuse thereof is a top priority of the Bank. Click here to view detailed privacy policy, online privacy policy and cookie policy of the Bank.

Axis Bank has now tied up with multiple entities referred to hereafter as Sourcing Partners / Lending Service Provider (LSP) to extend the digital personal loan offering to its customers. Now you can apply to Axis Bank Personal Loan from your preferred platform which include websites or mobile applications. If you have availed a personal loan via any of our esteemed partners, please Click here to know more. For any data deletion or consent revocation request pertaining to data held by the Lending Service Providers (LSPs), you are requested to reach out to the respective LSPs directly. View their details below:

Sourcing Partner / LSPPartner DetailsCustomer Care and Grievance Redressal Officer detailsPrivacy policy
Scapic Innovations Private Limited

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https://super.money/scapic-compliance-tnc https://super.money/scapic-compliance-tnchttps://super.money/scapic-compliance-tnc
Finzoomers Services Private Limited

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https://www.indmoney.com/terms-of-serviceshttps://www.indmoney.com/grievance-redressal-policy?type=ind-lending https://www.indmoney.com/page/instacashtnc
Google India Digital Services (Google Pay)

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https://pay.google.com/intl/en_in/about/https://support.google.com/pay/india/answer/14715621?sjid=2474516429245667564-AP https://pay.google.com/intl/en_in/about/terms/
Paisabazaar Marketing and Consulting Private Limited

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https://www.paisabazaar.com/axis-bank/personal-loan/https://www.paisabazaar.com/grievance-redressal https://www.paisabazaar.com/privacy-policy
Angel One Limited

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https://www.angelone.in/https://www.angelone.in/privacypolicy-digital-lending https://www.angelone.in/privacypolicy-digital-lending
Bitrocket Labs Private Limited

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https://cheqfin.one/https://cheqfin.one/contact https://cheqfin.one/privacy-policy
Tata Digital Limited

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https://www.tataneu.com/help/faq?category=personal-loan%2Fabout-personal-loan-product-and-eligibilityhttps://www.tataneu.com/help/faq?category=personal-loan%2Fcustomer-service-touch-points https://www.tataneu.com/finance/personal_loan/tnc
One97 Communications Limited

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https://paytm.comhttps://paytm.com/loans-credit-cards/assets/pdf/grievance-redressal-officers-39.pdf https://paytm.com/company/terms-and-conditions?company=one97&tab=lending-privacy-policy

Partnership Personal Loan Self Service Portal : Please click here to access Self Service Portal and manage your loans conveniently and securely through following services:

1. Make repayment : Please click here to repay your pending EMI and other overdue.
2. Change repayment account: Please click here to change your EMI repayment account.
3. Download Loan documents: Please click here to view and download loan documents, such as Statement of account (SOA), Repayment schedule (RPS)

Click here to know more about Interest and charges.

Understand how APR is calculated here

For Queries or Complaints click here

Click here for Terms and Conditions

Merchant Cash Advance

Axis Bank offers an attractive product proposition for merchants wherein you can get instant Merchant Loan with zero collateral and avail digital current account for small merchants. The Instant Merchant Cash Advance Loan can be sanctioned with just a few clicks.

  • Zero collateral loan
  • Zero physical documents
  • Flexible Repayment - Equated Daily Installments / Equated Monthly Installments
  • No hidden charges

MCA Loan Details

Loan Amount₹50K to ₹1.5 lakhs for Resident Individual and ₹2 lakhs to ₹10 lakhs for Sole Proprietor, basis eligibility.
Loan Tenure12 to 24 months for Resident Individual and 12 to 36 months for Sole Proprietor.
Interest Rate24% for Resident Individual and 18% to 20% for Sole Poprietor on reducing balance respectively.
Processing FeesUp to 2% of loan amount + GST as applicable
Age21 to 63 years of age (at the time of applying loan) for Resident Individual and 21 to 65 years of age (at the time of applying loan) for Sole Proprietor.
Sourcing Partner / LSPPartner DetailsCustomer Care and Grievance Redressal Officer detailsPrivacy policy
Finnable Credit Private Limited

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http://www.finnnable.credithttps://www.finnable.credit/grievance-redressal-policy/https://www.finnable.credit/privacy-policy/

Salaried Personal Loan: Co-Lending

Our target segment is young, aspiring, upwardly consumers with quality employment record but limited credit history. With the objective of promoting greater financial inclusion and expanding access to financial services, we aim to serve this segment through tailored offerings that address their unique needs and aspirations.

Product Features

ParticularValues
Loan amount₹20k to ₹10 lakhs
Tenure3 to 60 months
Age21 to 60 years
ROI15.99% to 30.99%
Min income (monthly)₹15k
SecurityUnsecured
Company profileSmaller Pvt ltd companies, Proprietorship & Partnership firms, LLPs
Sourcing Partner / LSPPartner DetailsCustomer Care and Grievance Redressal Officer detailsPrivacy policy
Finnable Credit Private Limited

Read more

http://www.finnnable.credithttps://www.finnable.credit/grievance-redressal-policy/https://www.finnable.credit/privacy-policy/

Other Digital Lending Products

Explore our digital lending offerings tailored for both individuals and businesses:

Click on a product above to learn more about eligibility, interest rates, and how to apply.

Other Digital Lending Applications

Axis Internet BankingAxis Mobile BankingAxis Bank Website
BHIM Axis PayAxis Neo for Business 

Note

Have a query?

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Contact details of Grievance Redressal Officer:

  • Grievance Redressal Officer designated specifically to deal with digital lending/ FinTech related complaints/ issues
  • Name: Mr. Ashish Rajput
  • Designation: Assistant Vice President
  • Address: Axis Bank Limited, NPC1, 5th Floor, Gigaplex, Plot No I.T.5, MIDC, Airoli Knowledge Park, Airoli, Navi Mumbai 400708
  • Contact no: 08061865200
  • Email:  nodal.officer@axisbank.com

Contact details of Principal Nodal Officer:

  • Name: Ms. Deepti Radkar
  • Designation: Executive Vice President
  • Address: Axis Bank Limited, NPC1, 5th Floor, Gigaplex, Plot no I.T.5, MIDC, Airoli Knowledge Park. Airoli, Navi Mumbai - 400708
  • Contact no:  08061865098
  • Email: pno@axisbank.com
  • Timings: 9:30 am to 5:30 pm Monday to Saturday (except second and fourth Saturdays and Bank Holidays)

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