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Axis Bank Select Credit Card
The Terms & Conditions of Axis Bank Select Credit Card will be updated w.e.f. 20th June, 2025. Please click here to know more.
Features & Benefits
Welcome Benefits
- Get 10,000 EDGE REWARD Points worth ₹2000 on your first card transaction (Not applicable for life time free credit card/ burgundy account holders)
Buy one get one offer on movie tickets
- Enjoy 100% discount on your second movie ticket booked via District app using your Select credit card.
BigBasket Offers
- Flat ₹500 off p.m. on minimum purchase of ₹2500 on BigBasket mobile app/ website
Milestone benefits
- 5000 EDGE REWARDS points on spending ₹3 lakhs in a card anniversary year.
Extraordinary Weekends
- Explore curated experiences designed exclusively for our premium customers.
Dining Delights
Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program.
Read MoreFuel surcharge waiver
- Get a 1% fuel surcharge refund on fuel purchases at all fuel stations across India.
Fees & Charges
Fees & Charges
The Axis Bank SELECT Credit Card fees are listed in the table below.
| Description | Charges |
|---|---|
| Standard Joining Fee | ₹3000 (NIL for Burgundy) |
| Standard Annual Fee (2nd year onwards) | ₹3000 (NIL for Burgundy) |
| Standard Add-on Card Joining Fee | Nil |
| Standard Add-on Card Annual Fee | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.75% per month (55.55% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. ₹ 500) of cash Amount |
| Fee for Cash Payment | ₹175 |
| Card Replacement | Nil |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is up to ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 Additional ₹100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until MAD is cleared. |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. ₹500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. ₹ 500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between ₹400 and ₹4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Rent Surcharge Fee* | 1% of the rental transaction amount plus taxes |
| Dynamic Currency Conversion markup fee** | 1.5% of each international transaction plus taxes |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Waived |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Rs. 99 |
| Wallet load transaction fee | 1% fee on cumulative spends of ₹10,000 or more on wallet loads per statement cycle |
| Fuel transaction fee | 1% fee on cumulative spends of ₹50,000 or more on fuel transactions per statement cycle |
| Education transaction fee | 1% fee on education payments made via third party apps |
| Utility transaction fee | 1% fee on cumulative spends of ₹25,000 or more on utilities per statement cycle |
| Online skill-based gaming transaction fee | 1% fee on cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement cycle |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
Please note: Axis Bank Select Credit card is complimentary exclusively for Burgundy Customers. In the event of discontinuation of Burgundy status, an annual fee of ₹3000 + G.S.T will be applicable.
*A rent surcharge fee of 1% will be applicable on each rental transaction done on Axis Bank credit card. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513. The revision is effective from 20-12-24.
**A Dynamic Currency Conversion (DCC) markup fee of 1.5% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. DCC markup fee will not be applicable on Burgundy Private Credit Card. The revision is effective from 20-12-24.
Eligibility for Axis Bank Select Credit Card
Documentation for Axis Bank Select Credit Card
Terms & Conditions
The Terms & Conditions of Axis Bank Select Credit Card have been updated w.e.f. 20th June,25. Please click here to know more.
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