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Prepaid Cards
Explore a convenient way of gifting, rewarding and motivating with our range of prepaid cards.
Prepaid Cards
Axis Bank offers a range of Prepaid Cards by which one can gift, reward and motivate either your loved ones or your employees in an easy and convenient way. One can choose between Meal Cards, Gift Cards and Smart Pay Card. There are a number of benefits of pre-paid cards which include being able to load any amount between ₹500 and ₹1,00,000 in the Meal Card, being able to make purchases instantly with Gift Card! The Smart Pay Card offers daily POS transaction limit of ₹1,00,000.
Your Global Card, Pre-Loaded
Meal Card
- Issued by corporate organizations for disbursing Tax free meal amount
- Works at all food & non alcoholic beverage merchant outlets
- Load any amount upto ₹1,00,000
This is a corporate card and only corporates will be availing this card for their employees.
Gift Card
- An Ideal gift for your dear ones
- Accepted across most merchant outlets and online portals.
- Available for instant purchase
For availing Gift Card, please visit your nearest Axis Branch. Please note that Axis Bank account is mandatory for purchasing Axis Bank Gift Card.
Smart Pay Card
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- Ideal way to disburse salaries / incentives / reimbursements to employees.
- No bank account or average quarterly balance maintenance is required
- Daily POS transaction limit: ₹1,00,000
This is a corporate card and only corporates will be availing this card for their beneficiaries.
Do's and Dont's of Prepaid Cards
Do’s
Track your balance: Regularly check your balance to avoid declined transactions.
Keep your card safe: Treat your Prepaid Card like cash; if lost or stolen, report it immediately to prevent unauthorised use.
Use secure PINs: Set a unique, secure PIN and keep it confidential to protect your funds.
Monitor transactions: Regularly review your transaction history to spot any discrepancies or unauthorised activity.
Dont's
Don't ignore expiry dates: Be aware of your card's expiration date to ensure you use the balance before it expires.
Don't use untrusted ATMs: Avoid using your Prepaid ATM Card at unfamiliar or suspicious-looking ATMs to reduce the risk of card skimming.
Don't overlook fees: Don’t ignore potential fees for transactions, withdrawals or inactivity — these can reduce your available balance.
Tips to use your Prepaid Card safely
Register your card
Ensure your Prepaid Bank Card is registered, so you can easily recover your funds if the card is lost or stolen.
Review your spending
Regularly review your account balance and transaction history to quickly identify and report any suspicious or unauthorised activity.
Avoid public Wi-Fi
Refrain from using public Wi-Fi for transactions or balance checks, as these networks are unsecured and vulnerable to hackers.
Set transaction alerts
Activate SMS or email alerts for all transactions, ensuring you receive immediate notifications and can quickly detect any fraudulent activity.
Things to know before applying for a Prepaid Card
- Identify your needs:
Determine whether you need the card for gifting, employee benefits or personal use. Different cards cater to specific needs, so choose one that best suits your purposes. - Loading limits:
Review the card's minimum and maximum loading amounts to ensure they align with your budget and spending habits, especially if you plan to make large purchases or frequent transactions. - Transaction restrictions:
Be aware of any daily transaction limits, both for purchases and ATM withdrawals. Understand where the card can be used, whether at physical merchant outlets, online or both. - Fees and charges:
Carefully review all associated fees, including loading fees, transaction fees and inactivity charges. This will help avoid unexpected costs that could reduce your card's value.
- Convenience and acceptance:
Ensure the card is widely accepted at merchant outlets, both domestically and internationally, to maximise its utility. - Rewards and offers:
Explore any available rewards programs or special offers associated with the card. Log in to your Axis Bank account to check these offers and easily buy Prepaid Cards online for a seamless and rewarding experience. - Expiry and renewal:
Understand the card’s validity period and renewal process, ensuring that you can continue to use the card without interruptions or loss of funds.
Frequently Asked Questions
Prepaid Cards are payment cards loaded with a specific amount of money, offering a convenient alternative to cash. They can be used for purchasing goods, paying for services and gifting. These cards are not linked to a bank account and are widely accepted at numerous merchant outlets and online portals.
Eligibility for a Prepaid Card can differ based on the chosen variant. Refer to the specific eligibility criteria listed for each card type (Meal Card / Gift Card / Smart Pay Card). Alternatively, you can contact Axis Bank customer support or visit a nearby branch for assistance.
Prepaid Cards can be used at a wide range of merchant outlets and online portals. Meal Cards are specifically accepted at food and non-alcoholic beverage merchants. Gift Cards and Smart Pay Cards are accepted across most retail outlets and e-commerce websites, making them versatile options for various transactions.
Prepaid Cards are used by loading a specific amount of money onto the card, which can then be spent at accepted merchant outlets or online. Simply swipe, insert or tap the card at payment terminals or use it for online purchases by entering the card number.
