Sahaj Savings Account

Enter into the world of digitisation through Sahaj Savings Account. Open paperless Savings Account with your Aadhaar & mobile number and get access to our best in class Mobile and Internet banking services.

Features & Benefits
Fees & Charges
Important Links
Terms & Conditions

Features & Benefits

Earn interest on balances, credited quarterly

Click here to view the savings account interest rate

Start off with small deposits

Open Savings Account with initial deposit of ₹1000

Banking at your convenience

Access to 12,000+ ATM's & 6000+ branches as well as internet and mobile banking services

No minimum balance requirement

No need of maintaining any minimum balance

Easy banking with a premium Debit Card at low issuance charge

Enjoy Master Card Premium Debit Card with an issuance fee of ₹250 and annual fee of ₹100.

Keep yourself safe

Personal Accident Insurance eligibility from at least One transaction every 30 days

Daily transactions limit*

Credit limit - ₹25000 or 15 transactions whichever is earlier.
Debit limit - ₹20000 or 10 transactions whichever is earlier.
Note: Restriction on transactions shall be applied in case of limit breach.

*Applicable to accounts opened through Business Correspondent channel.

^#Account can be opened only through selected BC Agent or while availing an MFI loan.

Fees & Charges - Sahaj Savings Account

Axis Bank applies standard fees to the Sahaj Savings Account, as applicable. All charges are clearly outlined with no hidden costs. Click below to view the detailed list of fees and charges.

Know More

Important Links

Access a wide range of resources and tools to simplify your Sahaj Saving Account journey.

Terms & Conditions

This account can be opened only through select Business Correspondents
Entities eligible for Sahaj Savings Account – An individual residing in India over 18 years of age.
Pre-requisites for opening the account: Aadhaar and mobile number
Photo, gender, DOB, name, permanent address (all non-editable) are fetched from UIDAI
Monthly charges applicable in the Account will be based on the scheme code of that account in the current month
Please mention your Customer ID number in all the correspondence with the bank
All the terms are subject to change without any prior notice
GST is applicable on all service charges

Note:-

We would like to mention that, as a policy, Axis Bank will never ask you to disclose your Internet Banking password, login id and debit card number through emails or phone calls. Any such suspicious/spam mails, if received by you, should be forwarded to customer.service@axis.bank.in
You can get in touch with us on our phone banking numbers - 1860 419 5555 and 1860 500 5555
The ATM/Debit card can be used at ATMs and retail outlets within India only.
To activate your ATM/Debit Card, swipe it once at your nearest ATM or shop with it. To enable online transactions, international usage, and contactless feature, customise card limits, block and replace card, use Mobile or Internet banking whichever is applicable to you.
You can use your customer ID and Debit card pin to generate your online password for internet banking on www.axisbank.com (applicable to retail internet banking users only)