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NRI Prime Savings Account

NRI Prime Savings Account is designed to serve you more than just an ordinary or regular savings account. The Account offers you enhanced transaction limits, lifestyle privileges and several other banking benefits across the world.

Features & Benefits

Low minimum monthly balance requirement

Maintain a minimum monthly balance of ₹25,000 or keep ₹1lakh in Term Deposits.

High daily cash withdrawal limit (NRE)

Enjoy a daily cash withdrawal limit of ₹40,000 and a shopping limit of ₹2 lakhs for NRE accounts.

High daily cash withdrawal limit (NRO)

Access a daily cash withdrawal of ₹40,000 and a shopping limit of ₹1 lakh for NRO accounts.

Personal accident cover

Get free personal accident insurance coverage of ₹2 lakhs for NRE and ₹1 lakh for NRO accounts.

Purchase protection

Benefit from purchase protection up to ₹50,000 on eligible purchases.

Free chequebooks and ATM transactions

Enjoy free unlimited chequebooks and free ATM transactions at any Axis Bank ATM in India, along with 10 free transactions at other bank ATMs.

Family banking program

Extend your privileges to up to three family members through our Family Banking Program.

Air accident insurance

Get air accident coverage of up to ₹1 crore for added security.

Accelerated EDGE Reward Points

Earn accelerated EDGE REWARDS Points, from the best-in-class pan-bank rewards program.

Exclusive dining benefits

Get the best of dining experiences with ₹500* off & more via Axis Bank Dining Delights Program with EazyDiner.

*T&C Apply

Eligibility

The following individuals are eligible to open an NRE/ NRO Savings Account:

  • NRI (Non Resident Indian)

    An Indian citizen residing outside India for the purpose of:

    • Employment, studies, business or vacation
    • Individual posted in UN organisation or official deputed abroad by Government of India or public sector undertakings
    • Indian nationals who may be Mariners or working on oil rigs or foreign registered airlines
  • PIO (Person of Indian origin)/ OCI (Overseas Citizen of India)

    An individual holding a Foreign passport (other than Pakistani and Bangladeshi) who:

    • Has held an Indian passport at any point of time
    • Parent or their grandparent was Citizen of India by virtue of the Constitution of India or India Citizen Act 1955
    • Is a spouse of an Indian Citizen or spouse of PIO

 

Keep your documents ready

Fees & Charges

The Prime Savings Account fees and charges include annual fees, replacement fees, chequebook fees, account closure fees, transfer fees and certain penalties (if any, such as minimum balance penalty) amongst others. Some Prime Savings Account fees are however subject to certain waivers. For complete details of fees and charges, check Schedule of charges for NRI accounts

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