IndiGo Axis Bank Credit Card
Turn your daily spends into IndiGo BluChips - unlocking flights, rewards, and unforgettable journeys. Swipe with purpose, earn with ease, and fly in style!
Features & Benefits
Welcome Benefit
Voucher worth 1,200 IndiGo BluChips as a welcome benefit on payment of the joining fee. Click here for T&C
Annual benefit
Voucher worth 1,200 IndiGo BluChips every year as a renewal benefit on payment of the annual fee. Click here for T&C
Milestone benefits
Voucher worth 1,200 IndiGo BluChips on achieving spends milestone of ₹1.5 Lakhs and again at ₹3 Lakhs cumulative annual spends.
Read MoreBase earns
Earn 1 IndiGo BluChip on every ₹100 spent on all eligible categories. For options to redeem, click here.
Read MoreLounge access
Enjoy 1 complimentary domestic airport lounge access per quarter (applicable on spends of ₹50,000 in the preceding 3 months).
Read MoreEMI purchases
For transactions exceeding ₹1500, you may contact the Bank to convert a credit card purchase into EMIs. For additional information, click here.
Wednesday Delight
Beat the mid-week blues with exciting offers every Wednesday. Click here to avail the offer
Milestone benefits
Celebrate every milestone:
Voucher worth 1,200 IndiGo BluChips on achieving spends milestone of ₹1.5 Lakhs and again at ₹3 Lakhs cumulative annual spends. Click here for T&C.
Accelerated earns
Lounge access
Relax before you fly
Enjoy 1 complimentary domestic airport lounge access per quarter (applicable on spends of ₹50,000 in the preceding 3 months).
Click here for detailed T&Cs.
Base earns
Earn as you spend:
Earn 1 IndiGo BluChip on every ₹100 spent on all eligible categories. For options to redeem, click here.
Click here for T&C.
Fees & Charges
Fees & Charges
| Charges/Product | |
|---|---|
| Joining/Annual Fee | ₹799 + GST |
| Finance charges | 3.75% per month (55.55% per annum) |
| Cash withdrawl fee | 2.5% of Transaction (Minimum ₹500) |
| Fee for cash payment | ₹175 |
| Late payment charges | Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 LPF charged on Outstanding balance (Total amount due - Payments) NOTE - An additional ₹100 charge will be levied if the 'Minimum Amount Due (MAD)' is not paid for two consecutive cycles and will apply until the MAD is cleared. |
| Over limit charge | 2.5% (Minimum ₹500) of Over limit amount |
| Returned Payment Charge (Cheque / ECS / ACH / SI bounce charge) | 2% of payment amount (Minimum ₹500) |
| Statement Request (beyond 3 months) | NIL |
| Reissue of lost, stolen or damaged card | NIL |
| Foreign currency transactions | 3.50% of Transaction value on International Transactions |
| DCC Surcharge | 1.5% surcharge on DCC transactions |
| Rent surcharge | 1% transaction fee ( uncapped) MCC- 6513 |
| Education transaction | A transaction fee of 1% will be applicable on education payments made via third-party apps (not limited to) such as CRED, PayTM, Cheq, and Mobikwik. MCCs: 8211, 8220, 8241, 8244, 8249, 8299 Note- DCC & International markup fee will be applicable on educational transactions. |
| Wallet load transaction | 1% Fee will be applicable for cumulative spends on ₹10,000 or more for wallet loads within a statement period MCC: 6540 |
| Fuel transaction fee | 1% Fee will be applicable for cumulative spends of ₹50,000 or more on fuel within a statement period MCCs: 5983,5541,5542,5172 |
| Utility transaction fee | 1% fee will be applicable for cumulative spends of ₹25000 or more on utilities within a statement period MCCs - 4814, 4899, 4900 |
Eligibility for INDIGO Credit Card
Documentation for INDIGO Credit Card
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