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Axis Bank Kwik Credit Card
Enjoy the dual benefits of a credit card along with the seamless transaction experience of UPI (unified payments interface) with Axis Bank Kwik Credit Card and earn EDGE reward points every time you spend.
The Terms & Conditions of Kwik Axis Bank Credit Card will be updated w.e.f 28th August'26. Please click here to know more.
Features & Benefits
Credit Card on UPI
Enjoy seamless UPI transaction experience on your Axis Bank Kwik Credit Card through any UPI app.
End to End Virtual Experience
Don’t wait for a physical card, receive a virtual card instantly on approval. Link with UPI and start transacting
EDGE reward points
- Earn 2 EDGE REWARD points on every ₹200 spent on domestic and international transactions.
Fuel Surcharge Waiver
- Enjoy a 1% fuel surcharge waiver on fuel purchases between ₹400 and ₹4,000, with a maximum waiver of up to ₹150 per month.
Lifetime Free Card
Zero joining and Annual Fees.
Easy Activation
Get started by activating your card through any of the following options:
1. Link your Credit Card to UPI App, set UPI PIN to activate your card
2. Login into Axis Bank Mobile App or Internet Banking -> Go to Credit Card -> Unbox your Kwik Credit Card with the Activation Code mentioned in welcome letter and set card PIN or enable manage usage settings
EDGE reward points
Fuel Surcharge Waiver
Fees & Charges
More about Credit Card on UPI - Axis Bank Kwik Credit Card
To link your Axis Bank Kwik Credit Card with UPI
Follow the steps below to link your Axis Bank Kwik Credit Card to UPI app and enjoy instant virtual transactions.
- 01
Download any UPI Application (eg. PhonePe, BHIM, GPay, Paytm)
- 02
Verify your mobile number on the application and complete registration
- 03
Click on Button “Link RuPay Credit Card”, post successful registration
- 04
Select Credit Card Issuer Bank
- 05
Select your Axis Bank Credit Card to be linked
- 06
Proceed to generate UPI PIN
Set UPI PIN
- 01
Select Generate PIN option > Select Axis Bank RuPay Credit Card
- 02
Enter Axis Bank Kwik Credit Card Details:
a. Please refer the Last 6 digits and expiry date on Kiwi App to proceed with PIN set - 03
OTP will be triggered to your registered mobile number
- 04
Enter OTP and Set PIN of your choice
Transact seamlessly with Scan & Pay Feature
Please keep domestic POS transactions enabled to carry out UPI transactions
- 01
Scan Merchant QR Code or enter Merchant UPI ID
- 02
Enter Amount or pay auto-fetched amount
- 03
Select Axis Bank Kwik Credit Card
- 04
Enter UPI PIN and Confirm
- 05
Payment confirmation status will be displayed on screen
Credit Card Bill Payment
- 01
"Open any UPI App, click on "Pay to UPI Id" option and enter UPI Id as cc.91< 10 digit mobile number >< last 4 digit card number > @axisbank Example:
cc.9192498680825514@axisbank - 02
Name of the Cardholder will be displayed for confirmation
- 03
Enter the payment amount and UPI PIN to pay
Manage your card on Axis Mobile App
- 01
Go to Credit Cards Section and click on Kwik Credit Card.
- 02
Enter activation code available in physical/digital welcome letter.
- 04
You will be routed to Card Control Settings page where you can change your card control settings.
Need information on Credit Card services?
A diverse range of services, including rewards, travel perks, fraud protection & more that add value to your transactions.
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