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Titanium Smart Traveller Credit Card
Titanium Smart Traveller Credit Card takes care of all your travelling needs without any hassle since it comes with extra travel benefits. It is the right choice for frequent travellers for it comes with additional perks and benefits. You can convert all your purchases above ₹ 2500 into EMI as a benefit of Smart traveler credit card. Also you will get Axis EDGE REWARDS and fuel surcharge waiver as other benefits.
Features & Benefits
Benefits of Titanium Traveller Credit Card are manifold and extend to various things like reward points, waiver of fuel surcharge, points on abroad spending, conversion of purchases to EMI, dining delights etc.
Fuel up and get a waiver on surcharge
- 1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank Titanium Credit Card
Dining Delights
Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program.
Read MoreConvert purchases to EMI
On any transaction over ₹ 1,500, contact the Bank to convert a big credit card purchase into EMIs through multiple options
Read MoreEarn Axis EDGE REWARDS
Axis EDGE REWARDS points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
Read More
Fuel up and get a waiver on surcharge
Earn Axis EDGE REWARDS
Axis EDGE REWARDS points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
For options to redeem points, check the Axis EDGE REWARDS Catalogue
*No Axis EDGE REWARDS Points will be awarded on fuel spends, balance transfer, cash withdrawal and transactions converted to EMI
No reward points will be credited for rent, utilities and insurance payments.
Wednesday Delight
Beat the mid-week blues with exciting offers every Wednesday.
Click here to avail the offers
Dining Delights
Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program. Click here for more details and full terms & conditions.
Convert purchases to EMI
On any transaction over ₹ 1,500, contact the Bank to convert a big credit card purchase into EMIs through multiple options – Internet Banking, Mobile App or Customer Service channel.
To know more, click here.
Fees & Charges
Fees & Charges
Titanium Smart Traveller Credit Card Fees are applicable to all cardholders. Fees and charges for Titanium Smart Traveller Credit Card will be reflected in the next billing cycle along with applicable service taxes.
| Description | Charges |
|---|---|
| Standard Joining Fee |
Nil, for cards setup before February 07, 2011 |
| Standard Annual Fee | ₹100 (from 2nd year onwards. Waived on spends of ₹ 50,000 in the preceding year), for cards setup on or after February 07, 2011 Nil, for cards setup before February 07, 2011 Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends calculated in availing annual fee waiver |
| Standard Add-on Card Joining Fee | ₹ 100 for cards setup before February 07, 2011 Nil, for cards setup on or after February 07, 2011 |
| Standard Add-on Card Annual Fee | Nil |
| Finance Charges (Retail Purchases & Cash) | Titanium: 3.75% per month (55.55% per annum) |
| Fee for Cash Payment | ₹ 175/- |
| Card Replacement (lost or stolen or re-issue) | Nil |
| Emergency Card Replacement Fee when overseas (through VISA) | As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than ₹ 500 ₹ 500 if total payment due is between ₹ 501 - ₹ 5,000 ₹ 750 if total payment due is between ₹ 5,001 - ₹ 10,000 ₹ 1200 if total payment due is greater than ₹10,000 An additional charge of ₹100 will be applicable on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared. |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. ₹ 500) |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonour Fee or Auto-debit Reversal Bank A/c out of Funds | 2% of the payment amount, with a minimum fee of INR 500 and no maximum cap on the fee |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between ₹ 400 and ₹ 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Yes |
| Rent Transaction fee | – 1% on transaction will be applicable on each rental transaction done on MCC 6513 |
| Dynamic Currency Conversion Markup | 1.5% + taxes for each international transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in India but registered in foreign nation |
Urgent and Important:
- With effect from 1st March 2012, Convenience fee* of ₹ 50 per payment will be charged for cash payment of credit card bills at our branches.
*The charges will reflect in the next billing cycle along with the service taxes applicable. - With effect from May 1, 2013, Complimentary MasterCard Airport Lounge Access programme will not be applicable for Titanium Credit Cards.
Terms & Conditions
Terms and conditions for Titanium Smart Traveller Credit Card are applicable to all Credit Cardholders, applicants for Credit Cards, customers of Axis Bank, members of the general public, and are subject to changes.
Please click here to view the terms and conditions
Please click here to view the card member agreement
Related Products
- 12,500 EDGE REWARD Points redeemable against vouchers worth ₹ 2,500*
- Get additional 10,000 EDGE REWARD Points on spends of ₹2.5 lakh*
- Buy one get one offer on movie tickets booked via District app. Up to ₹ 250 off, valid once a month
Need information on Credit Card services?
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