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- Interest Rates and Charges
Interest Rates and Charges
Interest rates for our personal banking products including terms deposits, loans and savings accounts.
Fixed Deposits
3.00% - 7.35%
Personal Loan
9.90% - 21.50%
Interest Rates on Deposits
Domestic Fixed Deposits
The interest rates for the customers are subject to change without any prior notice.
Maturity Period | General | Senior Citizens | ||
|---|---|---|---|---|
| Less than ₹3 crore | ₹3 crore to less than ₹5 crore | Less than ₹3 crore | ₹3 crore to less than ₹5 crore | |
| 1 year to 1 year 10 days | 6.25% | 6.40% | 6.75% | 6.90% |
| 18 Months < 2 Years | 6.60% | 6.60% | 7.10% | 7.10% |
NRE Fixed Deposits
The interest rates for the customers are subject to change without any prior notice.
| Maturity Period | Less than ₹3 crore | ₹3 crore to less than ₹5 crore |
|---|---|---|
| 1 year to 1 year 10 days | 6.25% | 6.40% |
| 18 Months < 2 Years | 6.60% | 6.60% |
Interest Rates on Loans
Business Loan
15% - 19.25%
Used Commercial Vehicle & Construction Equipment Loan
11.35% - 16.35%
Loan Against Fixed Deposit
7.00% - 11.01%
Loan Against Security
11.50% - 13.75%
Gold Loan
9.75% - 17.00%
Two Wheeler Loan
10.50% - 25%
Balance Transfer & Top up Car Loan
10.75% - 18.00%
Parallel Car Loan (Loan against Car)
13.00% - 19.25%
Used Car Loan
10.00% - 19.25%
New Car Loan
8.35% to 11.55%
Reverse Mortgage loan
9.25% - 10.00%
Overdraft Facility Against Property
9.25% - 10.00%
Lease Rental Discounting
9.25% - 10.00%
Loan Against Property
9.25% - 10.00%
Personal Loan
