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Two Wheeler Loan Interest Rate (Oct 2026)

For loans with tenure up to 36 months

3 Yr MCLR Spread over MCLR Effective ROI Reset
8.80% 6.20% - 16.20%15.00% - 25.00% No reset

For loans with tenure over 36 months

Effective ROI
15.00% - 25.00%

ROI would vary basis vehicle model.

TypeCharges
Processing feeUp to 2.5% of Loan Amount (LA) + GST
Documentation charges₹750 per instance + GST
Cheque bounce/ EMI return charges₹500 per instance + GST
Cheque / Instrument swap charges ₹500 per instance + GST
Duplicate statement issuance charges₹250 per instance + GST
Duplicate repayment schedule issuance charges₹250/- Per Instance
Duplicate no dues certificate / NOC ₹250 per instance + GST
Penal ChargesFinancial Default: 8% p.a. on the overdue amount (subject to aggregate penal charges not exceeding ₹1,00,000 (INR One lakh) per instance) Subject to minimum of Rs.300 (NO GST)
Material Terms & ConditionsFinancial Default:
1. Non-payment of interest / installment on due date
2. Financial Default also includes all types of payment or financial defaults/irregularities with respect to the Loan Account
Part Payment Charges5% on the amount being prepaid.
No Lock-in period for making part payment of the loan.
Foreclosure charges5% of the Principal Outstanding.
No Lock-in period for foreclosing the loan.
Stamp duty At actuals
Issuance of credit report ₹50 per instance + GST
Registration Certificate Collection Charges₹600 per instance + GST
#Loan cancellation / Re-booking charges ₹550 per instance + GST
  • The charges mentioned are subject to change as per Bank's discretion from time to time.
  • Goods and Service Tax (GST), as applicable, will be levied.

For further details Click here

Two Wheeler Loan EMI Calculator

Axis Bank’s Two-Wheeler loans offer up to 100%* funding and minimal documentation with tenures ranging from 12 to 48 months for Two-Wheeler Loans and 12 to 60 months for Super Bike Loans. Axis Bank also offers loan on electric two-wheelers of your choice. While loans for two-wheeler start at a minimum of ₹25,001, a super bike loan starts at a minimum of ₹1,00,000. Choose as per your budget. Use the Two-Wheeler EMI calculator to know your exact EMI before you choose.

₹

25K

1Cr

%
8% 28%
M
12M60M

Your EMI* ₹ 1,14,678

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*Equated Monthly Installment'

Note: To see amortization schedule, please click here.

Total Amount Payable

₹1,37,621

Zip around the city in

your favourite super bike

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