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Factoring

Axis Bank's factoring solutions enable corporates to convert their receivables into cash with the bank purchasing the receivables. This allows corporates to manage debtor credit risk and get paid early for the supplies made to their customers.

Features & Benefits

Seamless communication

API-enabled communication system with corporate ERP

Easy finance

Flexible financial solution

Low risk

Reduces credit risk

Easy cash flow

Improves cash flow

Credit rating enhancement

Improves credit rating

Supplier discounts

Improves supplier discounts

Working capital

Releases working capital for other business needs

Focus on business growth

Shifts focus from cash flows to the growth of business

Proper management

Efficient management of receivables

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How it works?

The following steps explain how it works:

01
Axis Bank sets up an arrangement for corporations and their buyers.
02
The corporation sells goods/renders services, raises an invoice for the supplies and approaches the bank to purchase receivables.
03
Axis Bank purchases/factors receivable and remits proceeds to the seller's working capital account.
04
Maturity proceeds received from buyers are used to settle the transaction.

Disclaimer

Product offering is subject to certain eligibility criteria as per the Bank's internal policy and is subject to the Bank's discretion.

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