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Lease Rental Discounting
Looking for funding? Have a commercial or residential property which you can offer as collateral? Axis Bank’s Loan against Property is just what you need! Axis Bank offers easy and hassle-free Loan against Property for a loan amount starting from ₹5 Lakhs. You can avail of a loan against residential or commercial properties at attractive rates of interest.
Features & Benefits
What is Lease Rental Discounting?
Lease Rental Discounting is a term loan offered against rental receipts obtained from leased contracts from corporate tenants.
Long-term solution
You can get long term tenures up to 9 years, subject to the balance lease term.
Realise your dreams faster
Get funding on your rented commercial property.
Applicable for Salaried and Self Employed Individuals, Firms and Companies
Ideal for individuals, firms and companies whose major sources of income are rentals with lessee’s being established companies.
Avail of attractive interest rates
Starting as low as 11% p.a.
Transfer your existing loan to Axis Bank
You can carry over an existing loan to Axis Bank and get additional refinance.
Terms & Conditions
Repayment:
Maximum repayment period is 20 years
Security:
Equitable Mortgage of the property to be financed, by way of deposit of title deeds
Insurance:
Customer can avail Property and Personal Accident insurance cover as per the guidelines and arrangements with the insurer/underwriter. This is optional.
Processing Fee:
A Processing Fee equivalent to 1% of the loan amount sanctioned (taxes as applicable) inclusive of a non-refundable login fee of Rs. 5,000/- (taxes as applicable).
Penalty for early closure:
Pre-payment charges - if any applicant is Non Individual - 3% will be charged if the amount exceeds 25% of the principle outstanding during a quarter, otherwise no penalty will be charged in case of all loans. In case of take-over/transfer of your loan from Axis Bank Limited by/to any other bank/housing finance company/financial institution, a prepayment penalty of 3% on the principal outstanding will be recovered.
Other Conditions:
Axis Bank reserves the right to reject any application without assigning reasons thereof
The applicant will undertake to inform the Bank as and when there is a change in address or employment
The Terms & Conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Axis Bank's discretion.
The eligibility criteria for Lease Rental Discounting differ for salaried and self-employed individuals.
APR Calculator
The Annual Percentage Rate (APR) is a method to compute annualised credit cost, which includes interest rate and loan origination charges.
6K
15Cr
0
50L
APR
8.00%
Quick Downloads
You can avail of a term loan against your rental receipts, obtained from leased contracts with corporate tenants. Download the Lease Rental Discounting Application Form and the Lease Rental Discounting Agreement here.
Already Applied? Track your application here
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