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Smart Pay Cards
Axis Bank Smart Pay Card is genuinely smart as it allows electronic disbursement of salaries, incentives, and reimbursements anytime, anywhere. Key features include no minimum balance requirement, nationwide validity at Axis Bank ATMs, a high ATM withdrawal limit of ₹20,000 and a purchase limit of ₹1 lakh.
Features & Benefits
The primary benefits of the Smart Pay Card include eliminating the need to maintain separate salary accounts and enabling hassle-free cash transfers. It offers instant and secure payments, emergency assistance and the option to transfer unutilised balance to the bank, simplifying money management.
Use your card anywhere
The Smart Pay Card can be used at all Axis Bank ATMs in India as well as at any merchant establishment for purchase transactions in India
Spend securely and at your own convenience
Secure and convenient electronic payments ensure instant payouts and empower your employees with anywhere-anytime money.
Enjoy convenient transactions
The Axis Bank Smart Pay Card facilitates cash withdrawal and point-of-sale transactions at merchant outlets.
Use easily, without needing a salary account
The Smart Pay eliminates the need for a separate salary account.
Be assured of emergency assistance
24-Hour Emergency Helpline: In case the card is lost, you may call our 24-hour emergency helpline 022-67987700 to block the card.
Schedule of Code of Commitment
Click here for the detailed BCSBI Codes.
Terms and Conditions
Click here to view the terms and conditions for Axis Bank Smart Pay Card.
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Enjoy higher transaction limits
Daily cash withdrawal of ₹20,000 at Axis Bank ATMs.
Daily point of sale transaction limit of ₹50,000.
Terms and Conditions
Click here to view the terms and conditions for Axis Bank Smart Pay Card.
Please click here to view the terms and conditions for Axis Bank Smart Pay Cards in Hindi
Smart Pay Card eligibilty
No bank account or average quarterly balance maintenance is required.
Fees & Charges
Terms & Conditions
Important links
Explore useful links to find the best options for your financial needs and lifestyle.
Frequently Asked Questions
The Axis Bank Smart Pay Card is designed for making hassle-free disbursements of salaries/petty cash /reimbursements to your blue collar employees. With secure and convenient electronic payments it ensures instant pay outs and empowers your employees with anywhere-anytime money.
24 Hour Emergency Helpline: In case the card is lost, you may call our 24 hour emergency helpline 022-67987700 to block the card. Please visit axisbank.com/support.
The Axis Bank Smart Pay card is issued on the Rupay Platform and can be used to withdraw cash or at any merchant outlets across the country.
ATM access is provided on Axis Bank Smart Pay Cards for cash withdrawal and balance enquiries.
The Axis Bank Smart Pay cards can be used for making purchases online at VBV (Verified by Visa) certified merchants’ websites.
- Prepaid Card Usage:
When you visit any shopping website, choose the payment option as Debit Cards
Enter the prepaid card number, expiry date, and registered e-mail address as requested
Once you submit the request you are taken to the VBV password verification page, enter the VBV password* as generated by you.
- VBV Password Generation Process:
As a first time user, you would be required to register as a VBV card user and set an online payment password for all future purposes.
Once the payment gateway takes you to the “VBV Registration Page” the user would be asked to enter the ATM Pin, expiry date and registered e-mail address as a first time registration process.
Once registered and you have set a password, your VBV registered password can be used for all future online transactions.
The Axis Bank Smart Pay cards can be loaded for amounts varying between ₹500 to ₹1,00,000 in a day, subject to available balance in the card.
The Axis Bank Smart Pay card can be loaded for up to INR 1,00,000 per day, subject to available balance in the card.
Axis Bank provides you the facility of Balance Enquiry on your Smart Pay Card through ATM and Internet Banking facilities. The Axis Bank Smart Pay Card Kit contains an Internet Banking PIN, an ATM PIN, and a Telebanking PIN.
To check the balance, get a mini statement or carry out Internet Banking transactions:
- Go to the Axis Bank Home page
- Select Prepaid Cards option in Internet Login Tab options
- Enter your Prepaid card number for login ID
- Enter the WEB PIN provided for login password
You may now check the mini statement and balance on the card along with various other service options.
The Axis Bank Smart Pay card is a reloadable card. It can be loaded by the corporate as and when desired, subject to the maximum balance allowable limit.
The customer gets a PIN inside the Welcome Pack of the Smart Pay Card which he originally receives.
Please report loss of card to Axis Bank by visiting your nearest Axis Bank branch or visit axisbank.com/support . Please call us on Phone banking 022-67987700 to block your card. The lost card will be hot listed and will be replaced with new card after deducting the required charges.
Axis Bank Smart Pay Card Expired:
On expiry, the card-purchaser needs to handover the card to the nearest Axis Bank branch. Any Available Amount (subject to a minimum of ₹100/- (Rupees one hundred only) or above at the time of expiry of the card shall be refunded to the cardholder who had purchased the card after deducting the Bank's charges, provided a claim for such refund is made with the Bank not later than 3 (three) months from the expiry of the card.
Related Products
Meal Card
- Issued by corporate organizations for disbursing Tax free meal amount
- Works at all food & non alcoholic beverage merchant outlets
- Load any amount upto ₹1,00,000
This is a corporate card and only corporates will be availing this card for their employees.
Gift Card
- An Ideal gift for your dear ones
- Accepted across most merchant outlets and online portals.
- Available for instant purchase
For availing Gift Card, please visit your nearest Axis Branch. Please note that Axis Bank account is mandatory for purchasing Axis Bank Gift Card.
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