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Prestige Account

Prestige account comes with an exclusive cashback debit card, which gives cashback across fuel, shopping and travel. We believe that truly effective customer service is about being accessible at all times, therefore, we have gone beyond branches to instantly attend to all your banking needs 24X7. Additionally, our ‘Express Response Guarantee’ ensures your service requests are fast-tracked. Other benefits include higher transaction limits, preferential pricing on lockers and entertainment benefits. You can avail annual benefits worth ₹25,000 with your Prestige account. Explore more about the Prestige savings account and make the most of its features to simplify your banking and experience truly premium service.

Features & Benefits
Eligibility & Documentation
Interest Rates
How to Open
Fees & Charges
Downloads
FAQs

Features & Benefits

Annual benefits worth ₹25,000

Card benefits: (Value ₹14,000).

Prestige debit card

Exclusive cashback offers worth ₹1,500 per quarter on fuel, shopping and travel with your Prestige debit card.

24*7 Banking Assistance

Assured 24*7 instant access to customer service through Prestige toll free no: 1800 572 1888

Complimentary banking services

Higher ATM transaction limit of 30 transactions/month (Financial & Non-financial) at Axis & Non-Axis Bank ATMs

Keep yourself, your family and assets safe with Prestige debit card protection covers

Personal accidental death cover of ₹10 lakhs

Complimentary My Zone Credit Card

SonyLIV 12m Get SonyLIV 12 months subscription free valued at ₹1,499 with your first purchase within 30 days of issuance

Bank at your convenience

Access to 14,000+ Axis Bank ATMs, 5800+ Axis Bank branches as well.

Privileges for Senior Citizens

Higher deposit rates

Provider	Offer	No. of Locations
Axis Dental	Complimentary consultation with resident dental surgeon. 50% discount on intra oral X-Ray. 10% Discount on routine dental procedures.	37
The Apollo clinic	10% discount on in house diagnostics. 10% discount on in house radiology. 10% discount on non-invasive cardiology investigations. 15% discount on Apollo Standard health check-up packages.	59
Apollo Pharmacy	10% discount on medicines (Other than DPCO medicines). 5% discount on FMCG. 15% discount on Apollo Pvt labelled product.	1490
SRL Diagnostics	20% discount on MRP for Pathology & Imaging tests.	18
Eye Q Vision	20% discount on OPD/ consultation & investigation.	26
ASG Hospital	15% discount on all consultation.	20
Artemis Hospital	15% Discount on In-house investigation. 15 % Discount on health check-up packages.	2
Centre for sight	10% Discount on OPD consultation 10 % Discount on investigations.	21

Eligibility Documentation

To open this Savings Account you will have to satisfy Axis Bank’s Sampann Savings Account eligibility criteria. If you satisfy the eligibility criteria you can easily open account by visiting the branch and submitting the relevant documents.

Flexible Eligibility Criteria to suit your requirements:

Average Monthly Balance of ₹75000 in Savings Account
OR
Average Monthly Balance ₹1.5 lakh across Savings and Current Accounts
OR
Total Relationship Value of ₹3 lakh across Savings Account, Current Account, Term Deposit (Greater than 6 Months) and Mutual Funds

Ensure your eligibility

Entities eligible for Prestige Savings Account

An individual residing in India
A Hindu Undivided Family.

Documents for Prestige Savings Account have to be submitted along with your application to open your Prestige Savings Account. Here are the documents that you will have to submit depending on your application status i.e. if you are applying as an individual, Hindu Undivided Family or joint applicants.

The opening of the Prestige Salary Account requires you to fulfil certain eligibility criteria. Eligible individuals can open this account by submitting the completed application form along with the necessary documents. Here's the eligibility criteria for Prestige Salary Account.

Ensure your eligibility

Entities eligible for Prestige Salary Account

To open this account, the applicant must have introduction from the company in the Bank's format (Stamped and Signed by the authorized signatory). Employees with a net monthly salary credit of ₹50,000 to ₹1 Lakh per month will be eligible.
To open the Prestige Salary Account you will have to submit certain documents. Make sure that the documents are in order so that there are no hassles in the application process and your account will be opened within a few days.

The Prestige Senior Account is designed to provide exclusive privileges to senior citizens. To apply for Prestige Senior Account, you must fulfil the eligibility criteria.

Ensure your eligibility

Individuals who are 57 years or older

Keep your documents ready

Documents for Prestige Savings Account for individual

One latest passport size photographs.
Address and identity proof documents. For a full list of address and identity proof documents, click here
Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhaar Card.

If your mailing address and permanent address are different, provide address proof documents for both.

Documents for Prestige Savings Account for a Hindu Undivided Family

Copy of Pan Card/ Form 60 of HUF.
Declaration from the Karta.
Proof of identification and address of Karta as per documentation for individual.
Prescribed Joint Hindu Family Letter signed by all the adult holders.

Documents for Joint Prestige Savings Account

Address and identity proof documents for both applicants.
Address proof can be only of the First holder of the account, as long as it is supplemented by a relationship proof between both holders.

The below documents are required for Primary and/or Joint Applicants. The below documents are most preferred, but for a full list of permissible Address and ID proof documents click here
Two latest passport-sized photographs

Documents Acceptable as Proof of Identity & Address (For Domestic Individual Savings Accounts) - Openings of Accounts/Address Change/Periodic Updation of KYC(Re-KYC)

Type of Document	ID Proof	Address Proof
Proof of Possession of Aadhaar number	Yes	Yes
Passport	Yes	Yes
Driving Licence	Yes	Yes
Voters ID Card(Issued by Election Commission of India)	Yes	Yes
Job Card by NREGA duly signed by an officer of the state Government	Yes	Yes
Letter issued by National Population Registry confirming details of Name, Address	Yes	Yes

Documents for Prestige Senior Account

Address and identity proof documents. For a full list of address and identity proof documents, click here
One latest passport size photographs
Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhaar Card.

If your mailing address and permanent address are different, provide address proof documents for both.

Documents for Joint Prestige Senior Account

Address and identity proof documents for both applicants
Address proof can be only of the First Holder of the account, as long as it is supplemented by a relationship proof between both holders

Savings account interest rate

The interest on your savings account is calculated on daily balances maintained and credited to your account every quarter.

Know More

How to open Prestige savings account online?

Here are a few simple steps to open a Prestige savings account online:

01
Go to the Axis Bank homepage and click on "Open Digital A/c".
02
Verify your identity by completing the verification of PAN and Aadhaar card.
03
Fill in the required fields with accurate information.
04
Complete the video KYC from the comfort of your home.
05
Process the initial funding payment.

Open Now

Fees & Charges

Axis Bank charges Prestige Account fees, as applicable. These fees and charges for Prestige Account are transparent and do not include any additional cost. Please click on view more for the complete list of fees and charges.

Quick Downloads

You can view a sample of the Prestige Account opening form below . To apply for Prestige Account, please visit your nearest Axis Bank branch along with necessary documents.

Explore all account forms

View Form

Prestige savings product feature guide

Download pdf

What is Prestige Savings Account?

The Prestige Savings Account is one of the different types of Axis Bank's Savings Accounts that allows for seamless transactions with the prestige debit card or via online banking.

This savings account enables you to save your money securely and utilise it for online transactions or through debit card transactions for shopping and making your utility bill payments and other payments.

With the prestige debit card, you can enjoy several benefits such as unlimited ATM withdrawals, cashback and discounts on debit card transactions on shopping, travel and fuel and much more.

How does a Prestige Savings Account work?

You can open a Prestige Savings Account as a resident of India, a Hindu Undivided Family or on a joint basis. You can open an account online on the official Axis Bank website or by visiting an Axis Bank branch.

In the case of the online account opening, you can opt for video KYC, where your documents will be verified by an authorised Axis Bank agent via a video call.

Once you open your Axis Bank Prestige Savings Account, you can update the account with the minimum opening balance or any higher amount as required. In addition, the Axis Bank Prestige Savings Account comes with a prestige debit card for making ATM withdrawals and other transactions, which will earn cashback and discounts.

There are some fees and charges associated with the various services and facilities offered by the Prestige Savings Account, and it is essential to maintain an average quarterly balance of ₹75,000 for your savings account (across all locations).

Advantages of a Prestige Savings Account

These are the primary benefits you can enjoy when you open a Prestige Savings Account:

24/7 Banking Assistance
Prestige Cashback Debit Card
Express Response within 48 hours
Annual benefits worth ₹25000

You can also enjoy a range of complimentary banking services that include but are not limited to

Higher monthly ATM transaction limits
Unlimited DDs/Pos
Free online RTGS/NEFT
No issuance fees for the prestige debit card
High withdrawal limit on ATM and POS with the debit card

How to maximise earnings from a Prestige Savings Account?

With an Axis Bank Prestige Savings Account, you can maximise your earnings through a host of benefits, rewards and cashback, a few of which are:

Quarterly exclusive cashback offers ₹1500
No charges for unlimited cheque books
2x Accelerated Axis EDGE REWARD Points worth ₹2400 with prestige debit card
Card benefits worth ₹14,000 through discounts and cashback
Free online National Electronic Funds Transfer (NEFT)/ Real Time Gross Settlement (RTGS) transactions
Up to 30 free monthly Axis Bank and non-Axis Bank ATM transactions (financial or non-financial)

Do's and Don'ts for Savings Account

Do’s

Upgrade your password
Always change your internet banking password periodically to keep your account safe from being hacked. Keeping the same password for months can put you and your Prestige Savings Account at risk.
Update your contact details
Keep the bank informed of your latest contact details such as email id, telephone number, postal address, etc so that details of your transactions and your account statements can be sent to you on time. This also ensures that you can track any unauthorised transactions and inform the bank immediately.
Use online banking wisely
Avoid using shared devices to open your Prestige Savings Account or access it. This leads to the risk of your password being saved unknowingly. If you must use a shared system, do not save the password and log out without fail.

Dont’s

Install unknown apps
Do not click on suspicious links sent to you via email or SMS, as these may contain malware or viruses that can compromise your account security. Also, do not opt for offers and promotions that are not officially communicated to you.
Entertain unknown callers
Avoid taking calls from false bank representatives asking for your bank details, debit card number, account balance and so on. If you have any queries related to your Prestige Savings Account, contact Axis Bank customer care.
Share your details
Be it a family member or close acquaintance, it is never wise to share your debit card PIN, CVV or your internet banking password with anyone, even in case of an emergency. Keep these details to yourself at all times.

Important Links

Explore all the essential resources and benefits associated with the Prestige Savings Account.

Accounts Safety and Security

Bank Account Portability

Update your PAN Card

Family Banking

Download Product Guide

FAQs

Frequently Asked Questions

If you want to open a Prestige Savings Account, you need to be –

A resident of India
A Hindu Undivided Family

Or you can also open a joint Prestige Savings Account with two applicants.
The documents needed for both the applicants for a joint account are:

Proof of address
Proof of identity
If proof of the relation between both applicants is provided, then the address proof of only the primary account holder will suffice

The documents for an individual Prestige Savings Account:

A latest passport size photograph
Proof of identity and proof of address
Separate proof of address if the mailing and permanent addresses are different

Documents for Prestige Savings Account (HUF)

A declaration from the Karta
A copy of the PAN card or Form 60 of the HUF
The Karta’s proof of identity and address
A joint letter from all the HUF adult account holders

A Prestige Savings Account offers a variety of benefits such as:

Annual card benefits
Complimentary services
Daily banking services
Reward points with a Prestige Debit Card

Having a Prestige Savings Account can help you make your bill payments easily and enable you to make unlimited cash withdrawals at any Axis Bank or non-Axis Bank ATM with a Prestige Account Debit Card.

You can also avail of attractive Prestige Savings Account interest rates, complimentary banking services such as no AMC (annual maintenance charges) on the Demat account for the 1st year, a complimentary lifetime free MyZone credit card – which comes with its own set of offers, annual benefits worth ₹25,000 and a personal accident death cover and much more!

A Prestige Savings Account can be opened by anyone who needs to park their funds safely in a savings account, makes their bill payments and carries out online transactions smoothly, and would like to benefit from the many advantages offered by a Prestige Savings Account.

To be able to open a Prestige Savings Account, you will have to meet the eligibility criteria and can open the account either as a resident of India or a Hindu Undivided Family (HUF). You can also choose to open a Prestige Savings Account on a joint basis.

In Axis Prestige Savings Account, the interest in compounded quarterly instead of monthly. The interest on a Prestige Savings account is calculated each day and is paid out quarterly on the first day of each quarter. Only for the fourth quarter the interest pay-out will be made on the last day of the quarter.

The interest on your Prestige Savings account is calculated each day and is paid out quarterly on the first day of each quarter. Only for the fourth quarter the interest pay-out will be made on the last day of the quarter.

An Average Monthly Balance (AMB) is the end of the day balance for the entire month divided by the number of days. However, the interest pay-out in Prestige Savings account is made on quarterly basis.

To check your Prestige Savings Account balance without using the internet, you can simply give a missed call on 1800 419 5959 to know your account balance.

The interest rate on your Prestige Savings Account will be calculated daily and will be credited to the account on the first day of the upcoming quarter. The only exception is the fourth quarter, where the interest amount will be paid on the last day of the quarter.

You can deposit money into your Prestige Savings Account at the time of opening your account. Visit any Axis Bank branch and fill out a deposit slip to submit the funds. Or you can also visit an ATM to deposit cash into your savings account.

You can make unlimited free withdrawals from your Prestige Savings Account with your Axis Bank debit card at any Axis Bank or non-Axis Bank ATM. Or you can also carry out digital transactions and make payments through internet banking once you log in to your online Axis Bank account.

Here is the simple verification process to open a Prestige Savings Account:

Mention your PAN card and Aadhaar card details on the online form
Next, fill in your personal details and your phone number on the form
Update your Prestige Savings Account with the minimum funds required
Our authorized KYC - Know Your Customer agent will complete the verification on a video call

You will receive your Prestige Savings Account statement every month on your registered email ID (the email ID used to open the account). To get the bank statements from the last 6 months, give a missed call on 1800-419-6969 (English) or 1800-419-6868 (Hindi) from the mobile number registered with your Axis Bank account.