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Individuals & Sole Proprietorship Entities
Classic Current Account
This Classic Current Account gives you customisation facility, unlimited transactions and unlimited cash withdrawal at home & non-home branches. You can also enjoy seamless banking anytime, anywhere, with Axis Internet Banking and Mobile Banking apps for free.
Features & Benefits
- Monthly Average Balance requirement: ₹1 lakh
- Monthly Cash Deposit limit: 10 times the Monthly Average Balance, up to ₹1 crore
- Unlimited NEFT/RTGS transactions digitally
- Unlimited Cash withdrawal within/outside the city with Unlimited Cash withdrawal at Home Branch.
- Debit Card: Business Classic Debit Card. Click here to know more
- Free Cheque Book, DD/PO, Alerts, Standing Instructions & Certificate of Balance
Features & Benefits
Fees & Charges
Key fees on your Account
| NEFT / RTGS / IMPS transactions (Outward) | |
|---|---|
| NEFT - from branch (in ₹) | Up to 10,000 - 2.50/-
per txn 10,001 to 1 lakh - 5/- per txn 1 lakh to 2 lakhs - 15/- per txn Above 2 lakhs - 25/- per txn |
| NEFT/RTGS - other digital channels | Free |
| RTGS - from branch (in ₹) | 2 Lakhs to 5 Lakhs -
25/- per txn 5 Lakhs and above - 50/- per txn |
| IMPS fund transfer (in ₹) | Upto 1,000 -
2.50/-per txn 1,000 to 1 Lakhs - 5/- per txn 1 Lakhs to 5 Lakhs – 10/- per txn |
| NEFT/ RTGS/ IMPS inward transactions | Free |
| Charges related to your account | |
|---|---|
| Charges for Non-Maintenance (in ₹) | 1500 if MAB>=75% & 2500 if MAB<75% |
| Cash Deposit - Home & Non-Home Branch (Combined) Charges (Min 50 per txn,in ₹) | Above free limit and
up to 50 lacs:3/1000 Above 50 lacs: 4/1000 |
| Monthly Service Charge (in ₹) | 100 per month, if MAB gt; 1,00,000;Nil if MAB >=1,00,000 |
| Business Classic Debit card issuance and annual fees (in ₹) | 250 and 250 |
| Business Platinum Debit card issuance and annual fees (in ₹) | 500* and 500** |
| Business Supreme Debit card issuance and annual fees (in ₹) | 1000* and 1000* |
| Cheque Returns (Inward) - Issued by Customer (in ₹) | 1st two returns for
the month – ₹550/- 3rd return onwards for the month – ₹750/- |
| Cheque Returns (Outward) - Deposited by Customer (in ₹) | 1st return for the
month – ₹50 2nd return onwards for the month – ₹100 |
| BNA Convenience
charges (Applicable on cash deposit in Cash Deposit Machines (CDM) post office hours on working days and entire day on National/State holidays) | ₹50 per
transaction exceeding ₹15,000 per month either single or multiple transaction |
| ECS (Debit)Returns (in ₹) | 1st return for the
month – ₹500/- 2nd return onwards for the month – ₹550/- |
Click here to know the detailed Schedule of charges.
KYC Documentation for opening a Current Account
Importer - Exporter
Arthiyas
Important Links
Access essential information to guide you with ease.
Terms & Conditions:
- All the terms are subject to change without any prior notice
- All the service charges will attract GST as applicable
- For BNA convenience charges post office hours on working days to be considered as 5.00 PM to 9.30 AM and holidays to include all 2nd & 4th Saturdays, Sundays and National Holidays
- Monthly charges applicable in a current account will be based on the scheme code of that account in the current month
- Monthly Average Balance (MAB) or Average Quarterly Balance (AQB) is the average of day end balance maintained by the customer for the duration
Note:
- Please mention your Customer ID number in all the correspondence with the Bank
- We would like to mention that, as a policy, Axis Bank will never ask you to disclose your Internet Banking password, login id and debit card number through emails or phone calls. Any such suspicious / spam mails, if received by you, should be forwarded to customer.service@axisbank.com
- You can get in touch with us on our phone banking numbers - 1860 419 5555 and 1860 500 5555
- The ATM/Debit card can be used at ATMs and retail outlets within India only.
- To activate your ATM/Debit Card, swipe it once at your nearest ATM or shop with it. To enable online transactions, international usage, and contactless feature (for Business Supreme only), customize card limits, block and replace card, use Mobile or Internet banking whichever applicable to you or visit your nearest branch.
- Ensure your card is used at least once in 3 months for Accident Insurance to remain active.
- ATM transactions are chargeable on Business Classic Debit Card and first 5 ATM transactions after the first POS transaction are free on Business Platinum and Business Supreme Debit Card (for further details on transaction charges, please visit your nearest branch or refer to our website)
- You can use your customer ID and Debit card pin to generate your online password for internet banking on www.axisbank.com (applicable to retail internet banking users only)
- For further queries, visit our support section and Select Current Account from the drop-down menu to find answers related to your queries (Bank Account >> Current Account). Click here to visit the support section.
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- Monthly Average Balance
Monthly Average Balance requirement of ₹25,000/- - Monthly Cash Deposit Limit
Enjoy Monthly Cash Deposit limit @8 times MAB up to maximum of ₹2 crores - Cash Withdrawal
Unlimited with Unlimited for Home Branch, Rs. 50000 per day for Non Home Branch.
Cash Deposit/month:
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- Monthly Average Balance
Monthly Average Balance requirement of Rs. 1000000/- (Metro & urban branches) , Rs. 500000/- (Semi-urban & rural branches) - Cash Withdrawal
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Cash Deposit/month:
₹ 1.2 Cr
Disclaimer
Disclaimer
Disclaimer
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