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Details of service charges and fees charged by Axis Bank on its loans, investments, and insurance products are provided.
Click on the links given below to view the charges. (GST, as applicable, will be levied on all service charges and would be rounded off to the next rupee.)
Forex Card
Currents Accounts
Please click to view the complete list of fees and service charges
Disclaimer: Physical statements will not be sent for the current account where there are no transactions consecutively for 6 months
Savings Accounts
Click here for complete list of service fees and charges.
NRI
Fees and charges applicable to your Axis Bank Savings/Salary account is being revised effective April 1st, 2024. Click here for details
Easy Accounts
Click here to know more about the schedule of charges
Prime Accounts
To know more about the schedule of charges Click here.
Revised transaction fee and limits for Prime Accounts not meeting TRV (Total Relationship Value-threshold based) Click Here
Mariner Accounts
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Revised transaction fee and limits for Mariner Accounts not meeting TRV (Total Relationship Value-threshold based) Click Here
Priority Accounts
To know more about the schedule of charges Click here
Revised transaction fee and limits for Priority Accounts not meeting TRV (Total Relationship Value-threshold based) Click Here
Burgundy Accounts
Click here to know about the charges for your Burgundy Account.
PIS Accounts
Click here to know more about the schedule of charges.
Loans
Home Loans
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Loan Against Property
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Personal Loan
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24x7 Loan Against Security
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Vehicle Loan
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Education Loan
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Small Business Banking (SBB)
| Sr. No | Nature of fee / charges | Cash Credit | Overdraft | Merchant Loan - Overdraft | Secured Term Loan | Unsecured Business Loan |
|---|---|---|---|---|---|---|
| 1 | Processing Fees | Up to 1.25% + Taxes as Applicable | Up to 1.25% + Taxes as Applicable | Up to 2% + Taxes as Applicable | Up to 1.25% + Taxes as Applicable | Up to 2% + Taxes as Applicable |
| 2 | Login Non Refundable | ₹5000/- + Taxes as Applicable | ₹5000/- + Taxes as Applicable | NA | ₹5000/- + Taxes as Applicable | NA |
| 3 | Renewal Processing Fee | Up to 1.00% + Taxes as Applicable | Up to 1.00% + Taxes as Applicable | Up to 1.00% + Taxes as Applicable | NA | NA |
| 4 | Stamp Duty & other statutory document charges | As per applicable laws of state | As per applicable laws of state | As per applicable laws of state | As per applicable laws of state | As per applicable laws of state |
| 5 | ROC filing charges | ₹1200/- + Taxes as Applicable | ₹1200/- + Taxes as Applicable | ₹1200/- + Taxes as Applicable | ₹1200/- + Taxes as Applicable | NA |
| 6 | Cheque book issuance charge | First 100 leaves free (for new borrower account) & thereafter ₹2/- per leaf | First 100 leaves free (for new borrower account) & thereafter ₹2/- per leaf | First 100 leaves free (for new borrower account) & thereafter ₹2/- per leaf | NA | NA |
| 7 | Repayment Instruction / Instrument Return Charges | Inward Return : ₹500/- per instance + Taxes as applicable Outward Return : ₹100/- per instance + Taxes as applicable | Inward Return : ₹500/- per instance + Taxes as applicable Outward Return : ₹100/- per instance + Taxes as applicable | Inward Return : ₹500/- per instance + Taxes as applicable Outward Return : ₹100/- per instance + Taxes as applicable | Inward Return : ₹500/- per instance + Taxes as applicable Outward Return : ₹100/- per instance + Taxes as applicable | INR 339/- per instance + taxes as applicable |
| 8 | Penal Charges* | 8% p.a. + GST above applicable interest rate on the overdue amount (subject to the aggregate not exceeding ₹1,00,000/- per instance). | 8% p.a. + GST above applicable interest rate on the overdue amount (subject to the aggregate not exceeding ₹1,00,000/- per instance). | 8% p.a. + GST above applicable interest rate on the overdue amount (subject to the aggregate not exceeding ₹1,00,000/- per instance). | 8% p.a. + GST above applicable interest rate on the overdue amount (subject to the aggregate not exceeding ₹1,00,000/- per instance). | 8% p.a. + GST above applicable interest rate on the overdue amount (subject to the aggregate not exceeding 24% per instance). |
| 9 | Non submission of stock statement* | 1% p.a. + GST above applicable interest rate / commission from the date of each non-financial default on the outstanding amount of fund-based credit facilities. | NA | NA | NA | NA |
| 10 | Non submission of property/ stock insurance* | 1%. p.a. + GST above applicable interest rate / commission from the date of each non-financial default on the outstanding amount of fund-based credit facilities. | 1% p.a. + GST above applicable interest rate / commission from the date of each non-financial default on the outstanding amount of fund-based credit facilities. | NA | 1%. p.a. + GST above applicable interest rate / commission from the date of each non-financial default on the outstanding amount of fund-based credit facilities. | NA |
| 11 | Duplicate No dues certificate/ NOC | ₹50/- + Taxes as Applicable | ₹50/- + Taxes as Applicable | ₹50/- + Taxes as Applicable | ₹50/- + Taxes as Applicable | ₹50/- + Taxes as Applicable |
| 12 | CERSAI Charges | ₹100/- + Taxes as Applicable | ₹100/- + Taxes as Applicable | ₹100/- + Taxes as Applicable | ₹100/- + Taxes as Applicable | NA |
| 13 | Pre-Payment Charges | 2% of Sanction Limit In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if; 1. Loan amount is up to ₹50 Lakhs under Fixed rate loans, or 2. Loans with floating interest rates (irrespective of the loan limit) | 2% of Sanction Limit In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if; 1. Loan amount is up to ₹50 Lakhs under Fixed rate loans, or 2. Loans with floating interest rates (irrespective of the loan limit) | 2% of Sanction Limit In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if; 1. Loan amount is up to ₹50 Lakhs under Fixed rate loans, or 2. Loans with floating interest rates (irrespective of the loan limit) | 2% of Principal Outstanding
In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if; 1. Loan amount is up to ₹50 Lakhs under Fixed rate loans, or 2. Loans with floating interest rates (irrespective of the loan limit) | Up to 24 M - 4% of principle outstanding at the time of prepayment (+ GST)
25-36 M - 3% of principle outstanding at the time of prepayment (+ GST) > 36 M - 2% of principle outstanding at the time of prepayment (+ GST) In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if; Loan amount is up to ₹50 Lakhs under Fixed rate loans |
| 14 | Part Pre-payment charges | Nil | Nil | Nil | 1% of pre-paid amount In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if; 1. Loan amount is up to ₹50 Lakhs under Fixed rate loans, or 2. Loans with floating interest rates (irrespective of the loan limit) | 2% charge (+ GST) will be levied on amount prepaid. In case of Micro and Small Enterprises (MSE) customers, no Prepayment charges are applicable if; Loan amount is up to ₹50 Lakhs under Fixed rate loans |
*Note:
1. There shall be no capitalisation of penal charges.
2. The said penal charges will be subject to GST as per applicable law on Goods and Service Tax in India, and GST will be charged separately.
Click here for more detailed charges
Click here for detailed schedule of charges for Trade and Forex transactions.
Agricultural Loans
Please Click here for GSS fees and charges
Please Click here for fees & charges for Bharat Enterprises - Wholesale
Please Click here for schedule of charges for Farmer Funding
Please Click here for schedule of charges for Bharat Enterprises
Please Click here for schedule of charges for Nano Business Loan
Please Click here for Trade & Forex schedule of charges
Please Click here for schedule of charges for Commodity Finance (Warehouse Receipt Loans)
Goods and Services Tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable).
Commercial Vehicle & Construction Equipment Loan
Please Click here to know more
Two-Wheeler Loan
Please Click here to know more
Commercial Cards
Click here for complete list of service fees and charges.
Debit Cards
Click here for complete list of service fees and charges.
Agri Rural
Click here for fees, charges and FAQs
Click here for FAQs on Nano Business Rate Reset
Corporate Credit
Click here for Corporate Credit for revised schedule of charges effective from 01.10.2023.
Click here for Applicable penal charges for Corporate Borrowers
Trade Finance services – Overseas Branches
Click here for Schedule of Charges – DIFC Branch, Dubai (w.e.f 01.04.2020)
Click here for Schedule of Charges – IBU GIFT City Branch (w.e.f 01.04.2020)
Click here for Schedule of Charges – Singapore Branch (w.e.f 01.04.2020)
Credit Cards
Click here for Complete list of service fees and charges.
Commercial Cards
Click here for Complete list of service fees and charges.
Debit Cards
Click here for Complete list of service fees and charges.
Agri Rural
Click here for fees, charges and FAQs
Click here for FAQs on Nano Business Rate Reset
Investment and Insurance
Insurance
Click here for the Insurance commission disclosure
Mutual Funds
To know the applicable commissions and charges, please contact your nearest Branch / Relationship Manager.
Foreign Exchange
Schedule of charges for foreign exchange transaction
Disclaimer
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