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NEO Credit Card
Axis Bank's NEO Credit Card is designed for the modern lifestyle, offering a seamless blend of rewards, convenience, and savings. This card provides exclusive benefits like cashback on movie tickets, discounts on dining, and great deals on shopping platforms. With robust security features, easy EMI options, and no hidden costs, the NEO Credit Card ensures a rewarding experience. It’s your gateway to smarter spending and bigger savings.
Features & Benefits
5% off on utility bill payments via Paytm
- Get 5% off on mobile recharges/Broadband payment/DTH recharge done through Paytm.
Enjoy the 'Power of 10'
- 10% off on Blinkit – Up to ₹250 off on min spends of ₹750, valid once per month.
Stay protected with Zero Lost Card Liability
Report an Axis Bank Neo Credit Card as misplaced or stolen immediately by calling the Axis Bank
Read MoreConvert purchases to EMI
Contact Axis Bank to easily convert substantial credit card expenditures into EMIs
Read MoreEarn EDGE REWARDS Points
Receive EDGE REWARDS points for transactions and use them to redeem 500+ rewards and offers.
Read MoreActivation Benefit
100% cashback up to ₹300 on first utility bill payment within first 30 days of card issuance
Read More
Fees & Charges
The Neo Credit Card comes with various fees and charges, including joining fees, annual fees, cash payment fees, withdrawal fees, and applicable penalties.
Fees & Charges
The Neo Credit Card comes with various fees and charges, including joining fees, annual fees, cash payment fees, withdrawal fees, and applicable penalties.
Eligibility for NEO Credit Card
*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.
Documentation for NEO Credit Card
*The above list is only indicative. Documents required may vary on a case to case basis.
Value Chart
Power to save up to ₹10,000 in a calendar year.
| Details | Monthly Benefits (₹) | Annual Benefits (₹) |
|---|---|---|
Activation Benefit:100% Cashback up to ₹300 on first Utility bill payment within first 30 days of card issuance* | - | 300 |
Food ordering at Zomato | 240 | 2,880 |
Utility Bill Payments via Paytm | 150 | 1,880 |
Grocery shopping at Blinkit | 250 | 3,000 |
Movie spends on Bookmyshow | 100 | 1,200 |
Online shopping at Myntra** | 150 | |
Edge Rewards | 50 | 600 |
Total Benefit (Year 1) | - | 9,450 |
Total Benefit(Year 2 onwards) | - | 9,000 |
Annual Benefit as a % of spends*** | - | 10% |
- *Activation Benefits, applicable for first year only
- *** For Illustrative purposes only
Terms and Conditions
The terms and conditions of Axis Bank NEO Credit Card have been updated w.e.f.20th June,2025. Please click here to know more.
Related Product for Credit Card
Need information on Credit Card services?
A diverse range of services, including rewards, travel perks, fraud protection & more that add value to your transactions.
Swipe your Credit Card into a world of convenience
Frequently Asked Questions
The credit limit varies from person to person. We offer the best credit limit after a thorough assessment of your financial profile.
If you are an Indian resident or a NRI within the age group of 18 to 70 years, you are eligible to apply for the NEO Credit Card.
You need a photocopy of your PAN card or Form 16, proof of income and proof of residence.
Learning Hub
Look through our knowledge section for helpful blogs and articles.
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