Platinum Credit Card

Axis Bank Platinum Credit Card offers unrivaled safety with an EMV certified chip and comes with a variety of other privileges. The benefits of Platinum Credit Card include up to 25% cashback on movie tickets, fuel surcharge waiver on fuel transactions up to ₹400 a month, while allowing you to convert transactions of more than ₹2500 into EMIs through multiple options. Also, you get a minimum of 15%* off at our partner restaurants.

Features & Benefits
Fees & Charges
Terms & Conditions
Services

Features & Benefits

The benefits of Platinum Credit Card include easy access to Visa’s International Global Card Assistance Services, waivers on fuel surcharge, EDGE REWARD points and conversion of big Credit Card purchase into EMIs. Additional benefits include:

Enjoy cashback on movie ticket bookings

25% cashback on online and box office ticket purchases on all days of the week.*

Dining Delights

Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program.

Fuel up and get a waiver on surcharge

1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank Platinum Credit Card

Spend securely

With an EMV certified chip credit card, all credit cards are chip and PIN protected for unrivaled protection.

Convert purchases to EMI

On any transaction over ₹2,500, simply contact the bank to convert such Credit Card purchase into EMIs through multiple options

Earn EDGE REWARDS Points

Receive EDGE REWARD Points on Platinum Credit Card transactions. Use them to redeem 500+ rewards and offers. Earn points for these transactions:

Wednesday Delight

Beat the mid-week blues with exciting offers every Wednesday

Fees & Charges

The fees and charges for Platinum Credit Card include joining fees, annual fees, cash payment and withdrawal fees and certain penalties (if any) amongst others. Some Platinum Credit Card fees are however subject to certain waivers.

Fees & Charges

The fees and charges for Platinum Credit Card include joining fees, annual fees, cash payment and withdrawal fees and certain penalties (if any) amongst others. Some Platinum Credit Card fees are however subject to certain waivers.

Description	Charges
Standard Joining Fee	₹500 (Waived on spends of ₹5,000 within 45 days of card setup), for cards setup on or after February 07, 2011 Nil, for cards setup before February 07, 2011
Standard Annual Fee	From 2nd year: ₹200 (Waived on spends of ₹1,00,000 in the preceding year), for cards set up on or after February 07, 2011 Nil, for cards setup before February 07, 2011 Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends calculated in availing annual fee waiver
Standard Add-on Card Joining Fee	₹100, for cards setup before February 07, 2011 Nil, for cards setup on or after February 07, 2011
Standard Add-on Card Annual Fee	Nil
Finance Charges (Retail Purchases & Cash)	3.75% per month (55.55% per annum)
Cash Withdrawal Fees	2.5% (Min. ₹500) of the Cash Amount
Fee for Cash Payment	₹175/-
Card Replacement (lost or stolen or re-issue)	Nil
Emergency Card Replacement Fee when overseas (through VISA)	As per VISA Global Customer Assistance Services (GCAS).
Duplicate Statement Fee	Waived
Overdue Penalty or Late Payment Fee	Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 An additional charge of ₹ 100 will be applicable on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared.
Over Limit Penalty	2.5% of over the limit amount (Min. ₹500)
Charge Slip Retrieval Fee or Copy Request Fee	Waived
Outstation Cheque Fee	Waived
Cheque return or dishonour Fee or Auto-debit Reversal Bank A/c out of Funds	2% of the payment amount, with a minimum fee of INR 500 and no maximum cap on the fee.
Surcharge on purchase or cancellation of Railway Tickets	As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge	1% of transaction amount (Refunded for fuel transactions between ₹400 and ₹4000)
Foreign Currency Transaction Fee	3.50% of the transaction value
Mobile Alerts for Transactions	Waived
Hotlisting Charges	Nil
Balance Enquiry Charges	Waived
Reward Redemption fee	Yes
Rent Transaction fee	1% (+GST) capped at ₹1,500/transaction will be applicable on each rental transaction done on MCC 6513
Dynamic Currency Conversion Markup	1.5% + taxes for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation

Urgent and Important:

With effect from March 1, 2012, a convenience fee* of ₹50 per payment will be charged for a cash payment of credit card bills at our branches.
*The charges will reflect in the next billing cycle along with the service taxes applicable
For Platinum Advantage Credit Card Holders, effective from January 1, 2012, the annual fee will be reduced to ₹200 from ₹500. In light of the same, the cashback offers on dining and fuel spends will be discontinued; whereas the 25% cashback on movie spends (with a limit of ₹1,000 per the calendar year) and 1 % surcharge waiver on fuel spends will remain.

Terms & Conditions - Platinum Credit Card

The card member agreements are applicable to Platinum Credit Card. Most Important Terms (MITs) are also part of Terms and Conditions for a Platinum Credit Card and are to be read along with the Cardholder Agreement.

Please click here to view the Terms and Conditions.

Please click here to view the Card Member Agreement.