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Zero Collateral Loans (CGTMSE)

While a loan can help address your firm’s need for liquidity, one of the most common hesitations about taking a loan could be the risk of locking your assets/property. However, for MSMEs, this hesitation need no longer exist. With our zero collateral loans at Axis Bank, you can address your firm’s financial needs towards working capital and term finance- without offering your assets/property as collateral!

Features & Benefits

  • Turnover - As per MSME guidelines
  • Limits - Up to ₹2 crores
  • Product offerings -Trade, working capital and term loan facilities
  • Collateral - Not applicable

Documents Required

  • Latest 12-month bank statements
  • Latest ITR and financial statements
  • KYC documents and collateral details

* Additional documents may be requested based on Axis Bank Policies in accordance with the CGTMSE guidelines

Key Highlights

Financing working capital and capital expenditure requirements

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