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Airtel Axis Bank Credit Card
Open a gateway to a world of privileges and benefits with your Airtel Axis Bank Credit Card. This card is designed to connect you to exclusive offers and other added delights. It comes with a world of cashback options and welcome benefits.
Features & Benefits
Welcome benefit
Get amazon eVoucher worth ₹500 on first transaction made within first 30 days of card issuance.
Read MoreCashback benefits
- 25% cashback on airtel mobile, broadband, WiFi and DTH bill payments via airtel thanks app
Complimentary lounge access
Enjoy 4 complimentary lounge visits to select airport lounges within India per calendar year with your Airtel Axis Bank Credit Card
Read MoreFuel surcharge waiver
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
Dining delights
Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program
Read MoreConvert purchases to EMI
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of ₹2500 or more into easy EMI.
Read More
Fees & Charges
Stay informed about the fees and charges on your Credit Card to manage your finances better and make confident spending decisions
Fees & Charges
| Description | Charges |
|---|---|
| Joining fee - primary card | ₹500/- |
| Joining fee – Add-on Card | Waived |
| Annual fee – Primary Card | Annual Fee: ₹500 2nd year onward annual fee waived off on annual spends greater than ₹ 2,00,000/- {rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver} |
| Annual fee – add-on card | Waived |
| Card replacement fee – primary card | Nil |
| Card replacement fee – Add-on Card | ₹100/- |
| Cash payment fee | ₹175/- |
| Duplicate statement Fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Mini statement SMS | Waived |
| Outstation cheque fee | Waived |
| Transaction alert SMS | Free |
| Balance enquiry charges | Waived |
| Finance charges (retail purchases and cash) | 3.75% per month (55.55% per annum) |
| Late payment fees | Nil if total payment due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 Additional ₹100 on missing payment of minimum amount due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared. |
| Cash Withdrawal Fee | Min. ₹500 up to 2.5% of the cash withdrawal amount |
| Over limit Fees | Min. ₹500 up to 2.5% of the over limit amount |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. ₹500 |
| Foreign currency transaction fee | 3.50% of the transaction value |
| Reward dedemption fee | No |
| Rent Transaction fee | 1% fee per transaction will be applicable on rental transactions. GST will be applicable as notified by |
| Dynamic currency C=conversion markup | 1.5% will be applicable on each International transaction performed in Indian currency at international location or transactions performed in Indian currency with merchants located in Indian but registered in a foreign nation |
| Wallet load transaction fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable for cumulative spends of ₹10,000 or more for wallet loads per statement cycle |
| Fuel Transaction fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable for cumulative spends of ₹50,000 or more on per statement cycle. |
| Education Transaction fee (Applicable from 20th Dec, 2024) | 1% fee per transaction will be applicable on education payments made via third party apps |
| Utility Transaction fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable for cumulative spends of ₹25,000 or more on utilities per statement cycle |
| Online skill-based gaming fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms per statement cycle |
Eligibility for Airtel Axis Bank Credit Card:
Documents for Airtel Axis Bank Credit Card:
Value Chart
Assuming ₹2 lakh annual spends (effective 20th Apr’24)
| Category | Benefit | Annual spends | Benefits in ₹ |
|---|---|---|---|
Activation benefit | 500 | - | 500 |
Airtel billpay & recharge | 25% | 12,000 | 3,000 |
Non telecom spends via airtel thanks app | 10% | 30,000 | 3,000 |
Purchase from swiggy | 10% | 15,000 | 1,500 |
Purchase from bigbasket | 10% | 15,000 | 1,500 |
Purchase from Zomato | 10% | 15,000 | 1,500 |
Fuel surcharge waiver | 1% | 20,000 | 200 |
Other spends | 1% | 93,000 | 930 |
Airport lounge access | 4,000 | ||
Total annual benefits | ₹16,130 (~8.07%) |
*Please note that above figures are indicative
Terms & Conditions
The terms and conditions of Airtel Axis Bank Credit Card will be updated w.e.f. 20th April, 2024. Please click here to know more
How to Apply - Airtel Axis Bank Credit Card
To apply for this card, please visit Airtel Thanks app
Related Products
Axis Bank Select Credit Card
- Get 10,000 EDGE REWARDpoints worth ₹ 2,000 on the activation of the card within 30 days of issuance (not applicable for free cards)
- Get ₹ 500 off on a minimum transaction of ₹ 2,500 on Big Basket app/website, through Select credit card, valid once a month
- Ger ₹ 200 off on a minimum transaction of ₹ 1000 on Swiggy, valid twice a month
- Get welcome decathlon OMNI Gift Card worth INR 750
- Earn 2 points per spend of INR 200 and 5x reward points on Insurance
- Get 48 online video doctor consultations free per year, Get 48 interactive fitness video training sessions free per year, Get discount upto INR 500 on health checkup
Need information on Credit Card services?
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