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RuPay Credit Card
RuPay Credit Card stands as the premier choice among Credit Cards in India. Designed to facilitate secure, efficient, and affordable transactions across the country, RuPay Credit Cards are tailored to meet the evolving needs of customers. With this Credit Card you can make payments seamlessly and unlock exclusive RuPay Credit Card offers and rewards. Whether you are a shopaholic, a travel enthusiast or someone who expects more from their Credit Card, a RuPay Credit Card is your perfect financially.
Features & Benefits
Wide acceptance
No more worrying about your card being declined or not being accepted. RuPay Credit Cards are accepted at almost all ATMs, POS devices and e-commerce websites across India, giving you the freedom to enjoy seamless transactions and unparalleled flexibility wherever you go.
Secure transactions
RuPay Credit Card security features include an embedded microchip, ensuring that your transactions are secure and protected. Plus, with tokenisation, you can enjoy hassle-free transactions without revealing your sensitive card details.
Rewards points
Earn rewards points on every transaction and redeem them for some amazing perks, such as vouchers, discounts, RuPay Credit Card travel benefits and more.
Low fees
Say goodbye to hefty charges and welcome hassle-free payments with one of the best RuPay Credit Cards, for example- NEO Credit Card, which is a Zero annual fee RuPay Credit Card for the first year for selected channels.
Discounts and offers
Get access to exclusive discounts and offers that will make your purchases even more rewarding. From dining and shopping to travel and entertainment, a RuPay Credit Card will always help you find something new to save on.
RuPay Credit Card Eligibility
Note: The eligibility criteria listed above are for general reference only. The bank has the discretion to approve or reject RuPay Credit Card applications.
How to Apply for a No Annual Fee Credit Cards Online?
Steps to avail Axis Bank RuPay Credit Card are:
- 01
To apply for a RuPay Credit Card, visit the Credit Card Online Application page.
- 02
Input the required details, including your mobile number, annual income and date of birth or PAN. Enter the given captcha and click on “Next”.
- 03
Opt for the RuPay Credit Card Apply option and then select the card you want to apply for.
- 04
Fill out the application form with accurate personal and financial information. Upload the necessary documents, review and submit the application form.
- 05
Once your details are verified, you will receive a notification about your RuPay Credit Card application status.
- 06
Upon approval, your RuPay Credit Card will be dispatched to your specified address and delivered within a few working days.
Fees & Charges
Fees & Charges
| Fee Type | Details |
|---|---|
| Joining Fee for RuPay Credit Card | Between ₹0 and ₹500 (depending on the selected Credit Card) |
| Annual Fee for RuPay Credit Card | 1st Year: NIL 2nd Year Onwards: Between ₹0 and ₹500 (depending on the selected Credit Card) |
| Card Replacement Fee | Nil |
| Cash Payment Fee | ₹175 |
| Mobile Alerts for Transactions | Free |
| Balance Enquiry Charges | Waived |
| Finance Charges (Cash and Retail Purchases) | 3.75% per month (55.55% per annum) |
| Cash Withdrawal Fees | 2.5% (minimum ₹500) of the cash amount |
Note: For more information on RuPay Credit Card fees and charges, refer to the official webpage of your chosen Credit Card.
Need information on Credit Card services?
A diverse range of services, including rewards, travel perks, fraud protection & more that add value to your transactions.
Linking your RuPay Credit Card on UPI
- A standout feature of RuPay Credit Cards is their ability to be directly linked to UPI-enabled apps. This simplifies payments by allowing you to use your Credit Card without swiping or carrying it, ensuring faster and more secure digital transactions.
- With this integration, you can make cashless payments with ease from a single platform for both online and in-store purchases. The UPI on RuPay Credit Card feature makes this card even more versatile, offering instant payments with enhanced security and ease, no matter where you are.
Frequently Asked Questions
The RuPay Credit Card was launched by NPCI (National Payments Corporation of India) and issued by Indian banks. This card boasts security features that enable secure and convenient transactions while offering a host of RuPay Card benefits, rewards and offers.
Yes, you can withdraw money from your RuPay Credit Card. However, it is important to note that a nominal cash withdrawal fee applies on such transactions. This fee is typically 2.5% of the withdrawn amount or ₹500, whichever is higher.
Yes. Google Pay accepts RuPay Credit Cards. To get started, add your RuPay Credit Card to Google Pay and set a UPI PIN. You will be all set to make seamless and secure UPI payments with your RuPay Credit Card anytime and anywhere.
No, you cannot transfer money from a RuPay Credit Card to a bank account as this card can only be used for merchant payments.
RuPay Credit Cards are primarily focused on the domestic Indian market. Their international acceptance is limited compared to global networks.
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