Account specifically meant for Retailers & SME's

Normal Current Account

This account gives you customization facility, unlimited transactions and unlimited cash withdrawal at home branch. You can also enjoy seamless banking Anytime, Anywhere, with Axis Internet Banking and Mobile Banking apps for free.

Features & Benefits
Schedule of Charges
Eligibility & Documentation
Important Links
Terms & Conditions

Features & Benefits

Monthly Average Balance requirement - ₹15,000/-
Monthly Cash Deposit limit - ₹2 lakhs /-
Unlimited NEFT/RTGS transactions digitally

Unlimited Cash withdrawal at Home Branch
Debit Card: Business Classic Debit Card. Click here to know more
Free Cheque Book, DD/PO, Alerts, Standing Instructions & Certificate Of Balance

Schedule of Charges

Schedule of charges

Key fees on your Account

NEFT / RTGS / IMPS transactions (Outward)
NEFT - from branch (in ₹.)	Up to 10,000 - 2.50/- per txn 10,001 to 1 lakh - 5/- per txn 1 lakh to 2 lakhs - 15/- per txn Above 2 lakhs - 25/- per txn
NEFT/RTGS - other digital channels	Free
RTGS - from branch (in ₹.)	2 Lakhs to 5 Lakhs - 25/- per txn 5 Lakhs and above - 50/- per txn
IMPS fund transfer (in ₹.)	Upto 1,000 - 2.50/-per txn 1,000 to 1 Lakhs - 5/- per txn 1 Lakhs to 5 Lakhs – 10/- per txn
NEFT/ RTGS/ IMPS inward transactions	Free

Charges related to your account
Charges for Non-Maintenance (in ₹)	700 if MAB>=75% & 1000 if MAB<75%
Cash Deposit - Home & Non-Home Branch (Combined) Charges (Min 50 per txn,in ₹)	2 lacs- 3 lacs: 4/1000; Above 3 lacs: 5/1000
Monthly Service Charge (in ₹)	150
Business Classic Debit card issuance and annual fees (in ₹)	250 and 250
Business Platinum Debit card issuance and annual fees (in ₹)	500 and 500
Business Supreme Debit card issuance and annual fees (in ₹)	1000* and 1000*
Cheque Returns (Inward) - Issued by Customer (in ₹)	1st two returns for the month – ₹ 550/-; 3rd return onwards for the month – ₹ 750/-
Cheque Returns (Outward) - Deposited by Customer (in ₹)	1st return for the month – ₹50 2nd return onwards for the month – ₹100
Recycler/Cash Deposit Machine Convenience charges (Applicable on cash deposit in Cash Deposit Machines (CDM) post office hours on working days and entire day on National/State holidays)	₹50 per transaction exceeding ₹15,000 per month either single or multiple transaction
ECS (Debit)Returns (in ₹)	1st return for the month – ₹ 500/- ; 2nd return onwards for the month – ₹ 550/-

Click here to know the detailed Schedule of charges.

Eligibility & Documentation

Constitution Wise Segment Wise

KYC Documentation for opening a Current Account

Sole Proprietorship

Entity & Address Proof of the firm
PAN card of the Proprietor
Address proof of the Proprietor along with Passport size recent photograph

Partnership

Entity & Address Proof of the firm
PAN card of the firm
Registration certificate of the firm with the registrar of firms
Partnership Letter signed by all partners
Address Proof and ID proof of the Partners along with passport size photograph Stamp/Seal of the firm
Beneficial Owner & FATCA declaration

Limited Liability Partnership

Limited Liability Partnership Agreement
Certificate of incorporation
PAN card of the firm/ Form 60
List of all existing designated partners & designated partner identification number (DPIN) issued by the Central Government on letter head
Address proof of the entity
Board Resolution
Address Proof and ID proof of the Partners along with passport size photograph
Beneficial Owner & FATCA declaration

Public & Private Limited Companies

PAN card of the Company
MOA, AOA & Certificate of Incorporation
Company Certificate of Commencement OR INC 21 along with ROC receipt (Public Ltd Co)
Address proof of the Company
Board Resolution
Address Proof and ID proof of the signatories along with passport size photograph
List of directors and their DIN
Beneficial Owner & FATCA declaration

KYC Documentation for opening a Current Account

Importer - Exporter

IEC Certificate apart from other documents

Arthiyas

APMC License Certificates

Important Links

Access essential information to guide you with ease.

Current Account Brochure

Download Forms

Calculators

Terms & Conditions:

All the terms are subject to change without any prior notice
All the service charges will attract GST as applicable
For BNA convenience charges post office hours on working days to be considered as 5.00 PM to 9.30 AM and holidays to include all 2nd & 4th Saturdays, Sundays and National Holidays
Monthly charges applicable in a Current Account will be based on the scheme code of that account in the current month
Monthly Average Balance (MAB) or Average Quarterly Balance (AQB) is the average of day end balance maintained by the customer for the duration

Note:

Please mention your Customer ID number in all the correspondence with the Bank
We would like to mention that, as a policy, Axis Bank will never ask you to disclose your Internet Banking password, login id and Debit Card number through emails or phone calls. Any such suspicious / spam mails, if received by you, should be forwarded to customer.service@axisbank.com
You can get in touch with us on our phone banking numbers - 1860 419 5555 and 1860 500 5555
The ATM/Debit Card can be used at ATMs and retail outlets within India only.
To activate your ATM/Debit Card, swipe it once at your nearest ATM or shop with it. To enable online transactions, international usage, and contactless feature (for Business Supreme only), customise card limits, block and replace card, use Mobile or Internet banking whichever applicable to you or visit your nearest branch.
Ensure your card is used at least once in 3 months for Accident Insurance to remain active.
ATM transactions are chargeable on Business Classic Debit Card and first 5 ATM transactions after the first POS transaction are free on Business Platinum and Business Supreme Debit Card (for further details on transaction charges, please visit your nearest branch or refer to our website www.axis.bank.in)
You can use your customer ID and Debit Card pin to generate your online password for internet banking on www.axisbank.com (applicable to retail internet banking users only)
For further queries, visit our support section and select Current Account from the drop-down menu to find answers related to your queries (Bank Account >> Current Account). Click here to visit the support section.

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Features & Benefits

Schedule of Charges

Eligibility & Documentation

KYC Documentation for opening a Current Account

KYC Documentation for opening a Current Account