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Small Business Banking
Small business banking, also known as small business finance, plays a crucial role in helping entrepreneurs manage their financial needs efficiently. Tailored specifically for small enterprises, these banking solutions offer services such as Business Loans, credit lines, payment processing, and cash flow management. With small business banking, companies can access financing options to expand operations, invest in equipment, and cover day-to-day expenses. Axis Bank provides personalised services that help small businesses grow, ensuring stability and long-term success by streamlining financial processes and offering expert guidance in navigating financial challenges.
Features & Benefits
Dedicated business accounts
Small business banking offers specialised accounts with features tailored to meet your business needs, ensuring better financial management.
Access to credit
Gain access to Business Loans, lines of credit, and financing options to help manage cash flow, inventory, and growth initiatives.
Merchant services
Benefit from payment processing solutions for credit and debit card transactions, improving your customer payment experience.
Online banking
Manage your accounts, transfer funds, and monitor transactions through a secure and convenient digital platform, anytime, anywhere.
Business credit cards
Access business credit cards with flexible payment terms and rewards to support day-to-day operations.
Payroll management
Streamline your payroll process with easy and automated payment solutions, helping save time and reduce errors.
Financial expertise
Receive personalised support and guidance from experts to help optimise your business’s financial strategy.
Low fees & competitive rates
Benefit from low banking fees and attractive interest rates designed to enhance profitability.
Finance made simple, growth made possible
Flexible financing designed to meet your business needs.
Loans For Self Employed Professionals
- Medical Equipment Finance
- Business Loan basis Banking conduct
- Business Loan basis GST Returns
- Business Loan basis ITR
- Business Loans for Self Employed Professionals
- Instant Business Loans
- Unsecured Dropline Overdraft
Unsecured Loans
- Business Loan basis Banking Conduct
- Business Loan basis GST Returns
- Business Loan basis ITR
- Business Loan for Self Employed Professionals
- Instant Business Loans
- Business Loans for Self Employed Non Professionals
- Medical Equipment Loans
- Industrial Equipment Loan
- Quick Overdraft (Unsecured)
- Unsecured Dropline Overdraft
Working Capital Loans
- Cash Credit & Overdraft
- Secured Quick Overdraft
- GST Based Overdraft
- Quick Overdraft (Unsecured)
- Unsecured Dropline Overdraft
Merchant Finance
- Merchant Loan
- Cash Credit & Overdraft
- GST Based Overdraft
- Quick Overdraft (Unsecured)
- Merchant Finance Loans
- Merchant Cash Advance
Long Term Loans
- Secured Term Loans
- Secured Quick Term Loans
- Medical Equipment Loans
- Industrial Equipment Loans
- Business Loan basis Banking Conduct
- Business Loan Basis GST Returns
- Business Loan basis ITR
- Business Loans for Self Employed Professionals
- Instant Business Loan
- Business Loans for Self Employed Non Professionals
Where good calculations meet great business plans
Business Loan Calculator
A Business Loan is an easy way to grow your business and increase your revenue. Use the Business Loan Calculator to know how much your EMI will be.
₹
1L
75L
%
11% 25%
Y
1Y5Y
Your EMI*₹ 4,419
Get a Call Back*Equated Monthly Installment' (EMI)
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Home Loan Eligibility Calculator
A place to call our own is an aspiration for most of us. But owning a home requires a lot of planning, given the costs involved. However, with the right kind of financial support, buying your own home is a dream that you can fulfil easily.
Loan Amount
₹ 1,55,455.03
Interest Rates
Flexible interest rate options to support your business needs.
How do I apply for a Small Business Loan?
Hassle-free steps to secure your business loan.
- 01
Step 1: Assess your needs
Determine the exact amount of funding required and how it will be used, such as for working capital, equipment, or expansion.
- 02
Step 2: Check eligibility:
Review eligibility requirements, including business vintage, annual turnover, residence/office stability among others to ensure you qualify.
- 03
Step 3: Gather documents:
Prepare necessary documentation such as your business plan, tax returns, financial statements, bank statements, proof of business registration etc.
- 04
Step 4: Submit application:
Fill out the loan application online or in person, providing detailed information about your business, loan purpose, and financials.
- 05
Step 5: Wait for approval:
The bank will review your application, credit history, and business financials. Approval can take from a few days to a few weeks.
- 06
Step 6: Receive funding:
Once approved, funds are typically disbursed within a specified period.
Eligibility for our Small Business Banking service
- Business registration: Your business must be legally registered as a sole proprietorship, partnership, LLC, or corporation to qualify for small business banking services.
- Business age: Typically, your business should have been operational for at least 6-12 months, depending on the bank’s criteria.
- Annual revenue: Businesses with a specific annual turnover, usually within the range of small to medium enterprises (SMEs), are eligible.
- Business location: Your business must operate within the bank’s service region or country to access small business banking services.
- Business type: Certain industries may have specific requirements, so your business should fall under the bank's acceptable industry categories.
- Ownership documentation: Business owners must provide identification and proof of ownership to establish the eligibility of the enterprise.
- Creditworthiness: : A credit check or a good credit score may be required for access to Business Loans or credit facilities.
- Compliance: Businesses must adhere to all legal, tax, and regulatory requirements.
Why should you choose our Small Business Banking?
Tailored solutions: Our small business banking services are designed specifically to meet the unique financial needs of small businesses, ensuring you receive personalised support.
Flexible financing options: We offer a wide range of loans, credit lines, and financing options that help manage cash flow and support business growth.
Expert guidance: Our dedicated team of financial experts provides strategic advice to help you make informed decisions for your business's future.
Efficient payment processing: We offer streamlined payment solutions, enabling smooth transactions and better cash flow management for your business.
Convenient online banking: With easy-to-use digital banking tools, you can manage your finances anytime, anywhere, ensuring full control over your business’s financial health.
Competitive rates: We provide competitive interest rates and banking fees that help you maximise profits while minimising costs.
Comprehensive support: From account management to expansion financing, we are committed to supporting your business at every stage of its journey.
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