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Women's Savings Account

With a growing number of women joining the workforce, dual-income households are becoming increasingly common, particularly in urban and semi-rural areas of India. Women are now actively involved in managing savings, investments, and loans within their households. Recognising this evolving trend, Axis Bank has introduced a bank account for women: The Axis Bank Women's Savings Account. This is meant specifically for women with easy-to-manage minimum balance requirements and several special discounts and offers.

Features & Benefits

Start off with low opening deposits

Low minimum opening deposit of ₹10,000 in metros, and monthly e-statements to track transactions of your Women’s Savings Account.

Get free chequebooks

One, free, payable-at-par chequebook per year

Bank at your convenience

Access to 15,000+ Axis Bank ATMs, 5100+ Axis Bank branches as well as internet and mobile banking services

Maintain low Average Monthly Balance

Low Average Monthly Balance requirements of ₹12,000 in metros.

Bank easy with a Rupay Platinum Debit Card at low issuance charge

  • Rupay Platinum Debit Card at an issuance fee of ₹200 and annual fee of ₹200.
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Keep yourself, your family and assets safe

  • Personal accident insurance* cover of up to ₹2 Lakh, if card is swiped once, every 6 months.
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Eligibility for Women's Savings Account

The Women’s Savings Account simplifies banking for the independent women of today. The benefits of the Women’s Savings Account include low opening deposit, free cheque books, low average monthly balances, personal accident insurance cover and Axis eDGE rewards.

Ensure your eligibility

Entities eligible for Women's Savings Account

  • All women residing in India

You can either apply for your Women’s Savings Account online or by visiting your nearest Axis Bank branch. If you are visiting the branch, make sure to carry the following documents along.

Documentation for Women's Savings Account

Documents for Women's Savings Account for women residing in India

  • Two latest passport size photographs.
  • Address and identity proof documents. For a full list of address and identity proof documents, click here
  • Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card.
  • If mailing address and permanent address are different, provide address proof documents for both.

Documents for Joint Women’s Savings Account

  • Address and identity proof documents for both applicants.
  • Address proof can be only of the First holder of the account, as long as it is supplemented by a relationship proof between both holders.
Digital Era Banner Neo Credit Card

Fees & Charges

Certain Women’s Savings Account fees would be applicable for this Savings Account. These fees and charges for Women’s Savings Account are nominal and do not attract any extra cost. Please click below to view the complete list of fees and charges. Documents for Individual Women’s Savings Accounts

View fees & charges

Quick Downloads


Access essential forms and brochures for your Women's Savings Account with just a click.

A women's savings account which is

easy on your pocket

Explore More right-card-for-every-need

Special discounts and Offers

  • You get a RuPay Platinum debit card with a daily ATM withdrawal limit of ₹40,000.
  • You can get one free multi-city cheque book per year.
  • You can get exclusive discounts of up to 15% at over 4000 restaurants.

Women's Savings Account benefits

  • You can earn interest at rates ranging from 3% to 4% on daily balances, compounded quarterly, fostering the gradual growth of savings over time.
  • You can also avail the benefit of a nominal opening deposit requirement of ₹10,000 for metros and ₹2,500 for rural areas.
  • This account is accessible to women from diverse financial backgrounds.
  • Enjoy the convenience of RuPay platinum debit cards, facilitating seamless transactions and payments.
  • You also benefit from a personal accident insurance cover of up to ₹2 lakh, offering financial protection against unforeseen accidents.
  • You can access a higher daily withdrawal limit, providing flexibility in managing daily financial needs with ease.
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Frequently Asked Questions

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For any queries, locate the nearest branch.

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Related Products

Basic Savings Account

NEO Credit Card
  • Rupay Debit Card with daily ATM withdrawal limit of ₹40,000
  • No minimum balance requirement
  • Free unlimited Cash deposit & 4 withdrawals per month
Min. Avg. Bal: ₹0
Initial Funding: ₹0

Future Stars Savings Account

NEO Credit Card
  • Visa Platinum Debit Card with daily ATM withdrawal limit of ₹1,500
  • One free cheque book per year & free 5 financial transactions at Axis Bank ATMs
  • Personalised card & personal accident insurance cover
Min. Avg. Bal: ₹2,500
Initial Funding: ₹3,000

Easy Access Savings Account

NEO Credit Card
  • Secure plus debit card with daily ATM withdrawal limit of ₹50,000
  • One free cheque book per year, Free 5 financial transactions at Axis Bank ATMs
  • Get up to ₹500* off on Axis Bank Dining program on EazyDiner
Min. Avg. Bal: ₹12,000
Initial Funding: ₹16,000

The women’s Savings Account is exclusively designed to cater to the needs of contemporary Indian women. It provides banking services to facilitate increased savings and seamless and efficient transactions.

Women from all walks of life, irrespective of their profession, income level, or age, have the opportunity to open a women's Savings Account. A housewife can apply online for a women's Savings Account on Axis Bank’s website.

These accounts come with minimal minimum balance requirements and provide interest rates on par with standard Savings Accounts.

Any woman who is an Indian resident and above 18 years of age can open a women's Savings Account with Axis Bank. You can visit this link to open bank account for women.

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