When travelling internationally, it's often necessary to carry Foreign Currency Cash. This traditional and widely used method of managing foreign exchange is also one of the simplest ways to make payments overseas. There are numerous advantages to carrying foreign currency, notably the buy-back policy, which allows you to encash any remaining foreign currency. Other features and benefits of Foreign Currency Cash include selecting your desired currency from a range of over 14 currencies available in various denominations facilitating easy transactions. People regard it as the most reliable form of foreign exchange cash.
Make payments with ease - Easily meet personal expenses such as taxi fare, food costs, tips, and others
Foreign Currency Cash is available in more than 14 currencies in a variety of denominations
As per FEMA guidelines, you can carry upto $3,000 or equivalent
Encash any unused Foreign Currency Cash at any of the Axis Bank branches
Maximum loan amount
Loan upto ₹ 35 lakhs for locations with population above 10 lakhs and property value upto 45 lakhs. And loan upto ₹ 25 lakhs for locations with population less than or equal to 10 lakhs and property value upto 35 lakhs.
Minimum income norm
Minimum income norm varies from ₹ 8,000 p.m. to ₹ 10,000 p.m. depending on location.
Repayment
*Repayment period for home loans shall not exceed 30 years.
Security
Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
The home loan will be disbursed in full or in suitable instalments, taking into account the requirement of funds and progress of construction, as assessed by the bank directly to the seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
Processing fee equivalent to 1% or ₹ 10,000/- (whichever is higher) of the loan amount (applied for) will be collected along with the application form. Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable).
Penalty for early closure
‘Nil’ on floating interest rate home loans
The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at the bank's discretion.
*Terms and Conditions Apply
According to FEMA guidelines, the maximum amount of currency that can be availed of, for any purpose of travel is the equivalent of USD 3,000.
Currency notes in over 14 currencies available in a variety of denominations.
Yes. You can encash any unused foreign currency cash at any of the Axis Bank Branches.
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