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REWARDS Credit Card

When you make purchases with a Rewards Credit Card, you can earn rewards which shall help you save money and gain other benefits. Earn welcome benefit, milestone, membership benefits and complimentary lounge access with Axis Bank's REWARDS Credit Card.

Features & Benefits

Welcome benefit

Enjoy 5,000 EDGE REWARDPoints on cumulative net spends of ₹1,000 or above within 30 days of card issuance.
For terms and conditions click here.

Reward points

  • Unlimited 2 EDGE REWARD Points earned on every ₹125 spend.
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Membership benefits

  • Enjoy a bouquet of memberships up to ₹1,000 every anniversary year.
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Milestone Benefits

  • Earn 1,500 EDGE REWARD points on net spends of ₹30,000 per statement cycle.
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150 instant discount on Swiggy

  • ₹150 instant discount on Swiggy on a minimum Transaction value of ₹500
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Complimentary Lounge Access

  • Enjoy 2 complimentary lounge access per quarter at select domestic airports with your REWARDS Credit Card.
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Fuel surcharge waiver

  • Get 1% fuel surcharge on fuel purchases at all fuel stations across India.
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Wednesday Delight

Beat the mid-week blues with exciting offers every Wednesday

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Fees & Charges

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Eligibility Documentation

Eligibility for REWARDS Credit Card

  • Primary cardholder should be between 18 to 70 years of age
  • Applicant should be a Resident of India

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.

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Documentation for REWARDS Credit Card

  • PAN Card photocopy or Form 97
  • Proof of income - Latest payslip / Form 16 / IT return copy as income proof
  • Residence proof - Passport / Ration Card/ Electricity bill / Landline telephone bill

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.

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Value Chart

REWARDS Credit Card Value Chart on Annual Spends of ₹2,00,000

Benefits of REWARDS Credit CardAnnual Spends (₹)Savings / Value of Axis EDGE REWARD Points (₹)

Welcome Benefit****

-1,000

Complimentary access to selected Domestic Lounges (if offer availed 2 times a quarter*)

-12,000

Swiggy Discounts**

4,8003,600

Rewards on Annual Spends (excluding all restricted categories)

1,50,000 480

Accelerated Rewards of 10X

1,00,000 2,880

Milestone Benefit***

-900

Bouquet of Membership Benefits

-1,000

Fuel Surcharge^^

20,000 200

Total Annual Savings^

22,060


Total Benefits on REWARDS Credit Card is more than ₹22,000 (value chart is for illustrative purpose only)

  • *Based on assumption that customer visits lounge 2 times a quarter. Cost of lounge is assumed at ₹1,500
  • **Based on assumption that customer orders from Swiggy twice a month of minimum order value of ₹200
  • ***Based on assumption that milestone benefit of ₹30,000 per month is achieved 3 times a year
  • **** Based on assumption that customer transacts ₹1,000 within 30 days of card issuance
  • ^^Valid on transactions between ₹400 and ₹5,000 only. GST charged on fuel surcharge is non-refundable.
  • ^The Redemption Value of Each EDGE REWARD Point = ₹0.20

Terms & Conditions

The terms & conditions of Axis Bank Rewards credit card will be updated with effect from 20th June, 2025. Please click here to know more

Need information on Credit Card services?

A diverse range of services, including rewards, travel perks, fraud protection & more that add value to your transactions.

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Add-On Credit Card

Swipe your Credit Card into a world of convenience

Airport Lounge Access Credit Card

Experience the ultimate travel luxury with Airport Lounge Access Credit Cards, offering lounge access and exclusive travel perks.

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Rupay Credit Card

Go local, go smart with RuPay Credit Card and enjoy awesome rewards and secure, hassle-free transactions across India.

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Lifetime Free Credit Card

Enjoy financial freedom with our Lifetime Free Credit Card - no annual fees, just exclusive discounts and offers.

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Lifestyle Credit Card

Unlock endless rewards and convenience with our Lifestyle Credit Card, where every swipe brings you exciting benefits.

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Travel Credit Card

Turn every journey into a rewarding experience with a Travel Credit Card offering airport privileges, travel rewards, foreign spend benefits and added convenience.

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Dining Credit Card

Unlock exclusive offers, rewards, cashback, and savings every time you pay with your Dining Credit Card.

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INDIANOIL AXIS BANK Credit Card

  • Now seamlessly pay with UPI using your credit card
  • Earn up to 1,250 EDGE REWARD Points on first fuel transaction
  • 4% value back on fuel spends at IndianOil outlets
Joining Fee: ₹500
Annual Fee: ₹500
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Best Seller

Fibe Axis Bank Credit Card

  • Up to 3% cashback on every transaction*
  • CC on UPI enabled credit card for seamless transactions
  • Complimentary domestic lounge access basis spends*
Joining Fee: Nil
Annual Fee: Nil
Know More Apply Now

Axis Bank Select Credit Card

  • Get 10,000 EDGE REWARD Points worth ₹2,000 on the activation of the card within 30 days of issuance (not applicable for free cards)
  • Get ₹500 off on a minimum transaction of ₹2,500 on Big Basket app/website, through Select credit card, valid once a month
  • Get ₹200 off on a minimum transaction of ₹1000 on Swiggy, valid twice a month
Joining Fee: ₹3000
Annual Fee: ₹3000
(NIL for Burgundy Customers)
Know More Apply Now

Learning Hub

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