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Fibe Axis Bank Credit Card
A lifetime free credit card loaded with cashback, dining discounts, UPI convenience, and complimentary airport lounge access.
Features & Benefits
Up to 3% cashback on every transaction
- 3% cashback* on food delivery, entertainment & local commute
Credit Card on UPI Transactions
- Link your Fibe Axis Bank Credit Card with UPI to enjoy quick and seamless UPI experience.
Airport Lounge Access
Enjoy 4 complimentary domestic lounge visit to select airport lounges per calendar year.
To view select airport lounge list and T&C, click here
Fuel Surcharge waiver
- 1% Fuel surcharge waiver is applicable for fuel spends between ₹400 & ₹5000.
Lifetime Free Card
Get your Fibe Axis Bank Credit Card at zero joining and Annual Fee
Fees & Charges
Fees & Charges
| Description | Charges |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil |
| Card Replacement fee | Nil |
| Cash Payment fee | ₹175/- |
| Duplicate Statement Fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Outstation cheque fee | Waived |
| Mobile alerts for transactions | Free |
| Balance enquiry charges | Waived |
| Finance Charges (Retail purchases and Cash) | 3.75% per month (55.55% per annum) |
| Cash Withdrawal Fee | 2.5% (Min. ₹500) of the cash amount |
| Overdue penalty or Late payment fees | Nil if total payment Due is up to ₹500 ₹500 if total payment due is between ₹501 - ₹5000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is ₹10,001 and above An additional charge of ₹ 100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods. |
| Over limit penalty | 2.5% of the over limit amount (Min ₹500) |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. ₹ 500 |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Foreign currency transaction fee | 3.5% of the transaction value |
| Fuel Transaction fee | 1% fee will be applicable on cumulative spends of ₹50,000/- or more on fuel transactions per statement cycle |
| Rent Transaction fee | 1% fee per transaction on rental transactions |
| Utility Transaction fee | 1% fee will be applicable on cumulative spends of ₹25,000/- or more on utility transactions per statement cycle |
| Education Transaction fee | 1% fee per transaction will be applicable on education payments made via third party apps |
| Wallet Load Transaction Fee | 1% fee will be applicable on cumulative spends of ₹10,000/- or more on wallet load transactions per statement cycle |
| Online Skill Based Gaming Transaction Fee | 1% fee will be applicable on cumulative spends of ₹10,000/- or more on Online skill based gaming platforms in a statement cycle |
| Dynamic Currency Conversion markup | 1.5% + taxes on international transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |
Eligibility for Fibe Axis Bank Credit Card
*Fibe Axis Bank Credit Card is sourced only to exisitng to Fibe customers. The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.
Documentation for Fibe Axis Bank Credit Card
Please note that this list is only indicative. Documents required may vary on a case-to-case basis.
Credit Card on UPI
How to Link & Use Fibe Axis Bank Credit Card on UPI
- 01
1 - Link your Fibe Axis Bank Credit Card on UPI Application
a. Download any UPI Application (eg. BHIM, Paytm)
b. Verify your mobile number on the application and complete registration
c. Click on Button “Link RuPay Credit Card”, post successful registration
d. Select Credit Card Issuer Bank
e. Select your Fibe Axis Bank Credit Card to be linked
f. Proceed to generate UPI PIN - 02
2 - Transact seamlessly with Scan & Pay Feature
a. Scan Merchant QR Code or enter Merchant UPI ID
b. Enter Amount or pay auto-fetched amount
c. Select Fibe Axis Bank Credit Card
d. Enter UPI PIN and Confirm
e. Payment confirmation status will be displayed on screen - 03
3 - Credit Card Bill Payment
a. Open any UPI App, click on "Pay to UPI Id" option and enter UPI Id as cc.91@axisbank Example: cc.9192498680825514@axisbank
b. Name of the Cardholder will be displayed for confirmation
c. Enter the payment amount and UPI PIN to pay - 04
4 - Manage your card on Axis Mobile App
a. Go to Credit Cards Section and click on Fibe Axis Bank Credit Card.
b. Enter activation code available in physical welcome letter.
c. You will be routed to Card Control Settings page where you can change your card control settings.
For detailed FAQs on Credit Card on UPI, click here
Swipe your Credit Card into a world of convenience
Terms and Conditions
The terms and conditions of Fibe Axis Bank Credit Card will be updated w.e.f. 20th June, 2025. Please click here to know more.
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