Types of Working Capital Loans by Axis Bank

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

The CGTMSE scheme helps MSEs access hassle‑free, collateral‑free Working Capital and Term Loan facilities, backed by a government guarantee.

Max Overdraft

Overdraft variant with 100% loan to value coverage from your working capital needs.

Unsecured Dropline Overdraft – Banking Surrogate

Unsecured Dropline overdraft facility based on the banking conduct of the customer.

Secured Dropline Overdraft – Banking Surrogate

Secured Dropline Overdraft variant for a collateral-backed lending product designed based on the customers' banking behavior

Cash Credit & Overdraft

One stop cash flow support for all your working capital requirements for MSME customers.

GST-based Overdraft

Simplified and easy Overdraft based on GST Returns available for MSME customers.

Secured Quick Overdraft

Overdraft Facility for MSMEs to support your ongoing operational expenses and cash flow requirements.

Quick Overdraft

Collateral free dropline overdraft based on banking conduct and financials for MSME customers.

Unsecured Dropline Overdraft

MSME Collateral free Dropline Overdraft facility for doctors and CA professionals.

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