Designed exclusively for farmers to manage agri finances efficiently.

Krishi Current Account

Axis Bank offers a convenient way for farmers to bank with the krishi current account. The krishi current account provides farmers with the ease of accessing banking services from anywhere, using a mobile phone, debit card, phone banking, or Axis Bank’s corporate iConnect service. The krishi current account is designed to apportion for the seasonal nature of the agricultural business. The features and benefits of the krishi current account include rebates on maintaining higher balances, instant fund transfers and multi-channel banking. You can find the complete fees and charges for the krishi current account below.

Features & Benefits
Documentation
Fees & Charges
Important Links
Banking Centres

Features & Benefits

Bank with low half yearly average balance requirements

₹10,000 for urban areas
₹5,000 for semi-urban areas
₹2,500 for rural areas

Access your account from anywhere

Enjoy Anywhere Banking with Axis Bank from more than 5,800+ branches/service outlets where you can:

Enjoy rebates when you maintain higher balances

On maintaining higher balances in the account, earn rewards in the form of rebates on transaction charges

Transfer funds easily

Opening accounts of wholesaler/retailer and farmer at any location allows for instant fund transfers

Explore multi-channel banking

Mobile alerts at nominal cost
ATM cum international business debit card
Phone banking

Basic Documentation Public or Private Limited Companies Partnership Firms Proprietorship Concerns Trusts

Basic common documentation for Krishi Current Account

Proof of identity – PAN card, voter's ID card, passport, driving license
Proof of address – Latest telephone bill or electricity bill

Public or private limited companies

Certificate of Incorporation and Commencement of Business
Memorandum and Articles of Association
Board resolution authorising the opening and operation of the account
PAN or General Index Registrar (GIR) No. or completed Form 60
List of Directors with residential addresses

Partnership firms

Partnership Deed and Registration Certificate
Shop and Establishment Certificate
Letter from partners approving the persons concerned to open and operate the account

Proprietorship concerns

Certificate from a State Government or Statutory Body or Trade License or Sales Tax Certificate or Shop and Establishment Certificate
Letter of proprietorship, duly signed by the proprietor in his or her individual capacity (with a rubber stamp)
For Hindu Undivided Family (HUF)
- Letter of HUF duly signed by Karta and all Co-Parceners
- PAN or GIR No. or completed Form 60
- Names of Karta and Co-Parceners with residential address
- Latest passport-size photographs of all the authorised signatories

Documents for trusts

Copy of the trust deed
Copy of the registration certificate)
Copy of the resolution by the trustees authorising the members concerned to open and operate the account
List of Trustees with residential addresses
Photographs of the members operating the account associations or clubs
Bye-laws of the association or club
Certificate of Registration
Copy of the resolution by the Board authorising the members concerned to open and operate the account
Photographs of the members operating the account

Fees & Charges

The krishi current account fees and charges include the charges incurred for various transactions carried out through the account. The krishi current account charges for pay orders, demand drafts, cheque & cash transactions and NEFT/RTGS transactions are nominal and completely transparent. You can find the krishi current account fees listed in the table below.

Fees & Charges

	Half Yearly Average Balance				₹10,000 for Urban centres
					₹5,000 for Semi-Urban centres
					₹2,500 for Rural centres
Pay Orders		Free Limit			Nil
		Ad Valorem Charges			₹1.00 / 1000
		Transaction Charges			₹50 per PO
Demand Drafts	Payable at Axis Bank Locations	Free Limit			Nil
		Ad Valorem Charges			₹1.50 / 1000
		Transaction Charges			₹50 per DD
	Payable at Correspondent Bank Locations under Desk Drawing arrangement	₹2.50 / 1000; Minimum ₹25 per DD
	Purchased from Other banks	Actual + ₹0.50 / 1000; Minimum ₹50 per DD
Cheque Transactions	Cheques Deposited at any branch in the same city for local clearing	Free
	Cheques paid at Non-Home Branch location and Cheques Deposited at any Axis Bank branch / ATM outside Home city Location for Local Clearing #	Ad Valorem Charges				₹1.50 / 1000
		Transaction Charges				₹25 per cheque
	Cheques Deposited at any Axis Bank branch for outstation collection #	Drawn on Axis Bank Locations				Up to ₹10,000 - ₹50 per instrument
						₹10,000 to ₹1 lac - ₹100 per instrument
						Above ₹1 lac - ₹150 per instrument (Charges inclusive of postage)
		Drawn on non-Axis Bank Locations				Up to ₹10,000 - ₹50 per instrument
						₹10,000 to ₹1 lac - ₹100 per instrument
						Above ₹1 lac - ₹150 per instrument plus Other Bank charges (Charges inclusive of postage)
Cash Transactions	Deposits	Home Branch	Free Limit			₹6 lakhs / Half-year
			Charges above free limit			Above ₹6 lakhs and up to ₹2.5 cr. per Half-year - ₹3.00 / 1000
						Above ₹2.5 cr. and up to ₹10 cr. per Half-year - ₹5.00 / 1000
						Greater than ₹10 cr. per Half-year - ₹8.00 / 1000
			Transaction Charges			Free up to 150 transactions per Half-year
			Transaction Charges			Above free limit ₹50 per transaction
		Interbranch (Intercity and Intracity)		Charges		Up to ₹2.5 cr. per Half-year - ₹4.50 / 1000
						Above ₹2.5 cr. and up to ₹10 cr. per Half-year - ₹6.00 / 1000
						Greater than ₹10 cr. per Half-year - ₹9.00 / 1000
				Upfront Charge		₹100 per transaction (At the time of deposit)
Cash Transactions		Maximum Daily Limits for Interbranch Deposits (Intercity and Intracity)		₹50,000 per Transaction
		Out of the above Maximum Limits for Third Party Deposits (Intracity and Intercity)		₹50,000 per Transaction
	Withdrawals	Home Branch		Transaction Charges			Free up to 300 transactions per Half-year; Above free limit ₹25 per transaction
		Interbranch (Intercity and Intracity)		Ad Valorem Charges			₹2.00 / 1000; Maximum withdrawal limit ₹1 Lac per day
		Interbranch (Intercity and Intracity)		Transaction Charges			₹25 per transaction
		Of the above Maximum Daily Limit for Third Party Interbranch Withdrawals		₹50,000
NEFT and RTGS Transactions	NEFT outside Axis Bank	Up to ₹1 lac - ₹5 per transaction
	NEFT outside Axis Bank	₹1 lac and above - ₹25 per transaction
	RTGS outside Axis Bank	₹1 lac to less than ₹5 lac - ₹25 per transaction
	RTGS outside Axis Bank	₹5 lakhs and above - ₹50 per transaction

For further details check Service Charges and Fees for Krishi Current Account

Important Links

Agri Business Center

Agri Clinic

Rate of Interest Disbursed

List of beneficiaries eligible for first tranch

List of beneficiaries eligible for second tranch

Krishi Current Account - Banking Centres

The Krishi Current Account banking centres are listed below. To open a Krishi Current Account, make sure to visit one of our banking centres mentioned in the table below. Please note that the branch where you open your Krishi Current Account will be considered as the home branch and all the other branches will be considered as remote branches.

Got more questions?

For any queries, locate the nearest branch.

Locate Branches

RBI Centres	Ahmedabad, Bengaluru, Bhubaneshwar, Bhopal, Chandigarh, Chennai,Guwahati, Hyderabad, Jaipur, Kanpur, Kolkata, Mumbai, Nagpur, New Delhi, Patna and Trivandrum.
Home Branch	The branch where the account is opened.
Remote Branch	All other branches except the Home branch.

Anywhere banking

Rebates on high balance

Instant fund transfers

Convenient ways to bank

Krishi Current Account

Features & Benefits