Krishi Savings Account

Axis Bank Krishi Savings Account is designed for farmers and individuals engaged in agricultural and allied activities. It offers convenient banking access through 6,200+ Axis Bank branches and 12,500+ ATMs & Recyclers across India, along with the benefit of a low Half-Yearly Average Balance (HAB) requirement.

Features & Benefits

Bank with low half yearly average balance

  • Enjoy a low Half-Yearly Average Balance (HAB) requirement of ₹2,500 at urban, semi-urban and rural branches.

Access your account at anytime with an international debit card

The krishi savings account entitles you to a debit card with which you can access your account anytime through the Axis Bank ATM network
This card comes with:

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Enjoy anywhere banking and easy transactions

  • Being a Krishi account holder, you are entitled to access our wide network of more than 5,800+ Axis bank branches (including extension counters) and over 12,000 + ATMS, across 2,211 cities and towns.
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Avail of the at-par cheque facility

  • The krishi savings account comes with the at-par cheque facility.
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Get free monthly e-statements

Benefit from free e-statements every month

Eligibility for Krishi Savings Account

The Krishi Savings Account offered by Axis Bank has been specially designed to meet the requirements of farmers and those employed in allied agricultural activities. The Krishi Savings Account eligibility has been extended to the following allied agricultural activities.

  • Animal Husbandry
  • Dairy/Poultry Farming (members of village level co-op societies such as milk co-op society, Kharedi Vechan Sangh, self-help groups, etc.)
  • Fishery and Aquaculture Sector
  • Horticulture
  • Sericulture
  • Floriculture
  • Handicraft Industry (Registered with Khadi and Gram-Udyog Dept)
  • Fruits and Vegetable Vendors (corporation license, or letter from the government authority)
  • Members of Tribal and Rural Development trusts (such as Agakhan Trust, BIAF, etc.)
  • Vermi-compost and Organic Manure Suppliers
  • Nursery Units
  • Landless Labourers

Documentation for Krishi Savings Account

To open a Krishi Savings Account, customers are required to submit a duly completed Account Opening Form, valid identity and address proofs as per the Bank's prevailing KYC guidelines, and documentary evidence of engagement in agricultural or allied activities.

Accepted Krishi Occupation Proof Documents

  • Land Records (e.g., Farad, Patta, Jamabandi)
  • Form J
  • Certificate/Letter issued by Patwari or equivalent Revenue Authority
  • License to breed, raise, and trade in livestock
  • Trawler/Boat Registration Certificate issued by the Port Authority
  • Certificate of Membership of a Fishermen Cooperative Credit Society
  • Loan sanction/loan account proof from a Credit Society or Government Board for agricultural or allied activities
  • Proof of Land Ownership
  • Documentary evidence of carrying out agricultural or allied activities
  • Bills, invoices, or purchase receipts relating to agricultural or allied activity inputs.
  • Cattle Health Certificate issued by a registered Veterinary Doctor
  • Milk Pouring Statement issued by a Dairy Society/Cooperative
  • Certificate/Letter issued by a Dairy Society or Dairy Cooperative confirming the farmer's association and milk supply activities
  • Cattle Insurance Policy or Insurance Certificate evidencing ownership and insurance coverage of milch animals

*All occupation proof documents are subject to verification as per the Bank's extant processes and guidelines.

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Krishi Savings Account - Fees & Charges

The Krishi Savings Account fees and charges include the charges you will incur for various transactions such as outstation cheque collection fees, monthly cash transaction fee (if applicable), RTGS and NEFT transaction fees, etc. The Krishi Savings Account fees are minimal and completely transparent.

View Fees & Charges

Krishi Savings Account - Forms and Downloads

The Krishi Savings Account has been specially designed to meet the requirements of farmers. You can download the form for Krishi Savings Account below. Make sure to submit the filled up Krishi Savings Account opening form at your nearest Axis Bank branch along with the necessary documents.

Krishi Savings Account Opening Form

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