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Top-Up Loan
Extra finance against mortgage of property, for home loan customers to tide a short term crunch
Calculate Eligibility Get Instant FundsLoans up to ₹50 lakhs.
Use the loan for multiple purposes
Benefit from low interest rates
Top-Up Loan
As an Axis Bank Home Loan customer, you can avail extra finance of up to ₹50 Lakhs against the mortgage of your property with our top-up Loan. You can use the top-up Loan amount for multiple purposes such as construction of residential/commercial property, personal requirements, or for business purposes. Find out more about the features and benefits of the Top-Up Loan below.
Features & Benefits
Get high-value loans
Get additional finance of up to ₹50 lakhs.
Use the loan for multiple purposes
You can avail a top-up Loan for the following requirements:
Read MoreRepay your Top-Up loan along with your home loan
Loan tenure for the top-up loan will be the same as the outstanding home loan tenure.
Benefit from low interest rates
Top-up loans at attractive rates.
Use the loan for multiple purposes
You can avail a Top-up Loan for the following requirements:
- For construction of residential / commercial premises – Permitted
- For personal requirement and business purpose – Permitted subject to conditions as mentioned in the affidavit
- For purchase of another residential / commercial premises – Not permitted
You cannot avail a Top-up Loan for the following requirements:
An undertaking cum affidavit to be collected from the borrower specifying the end use of the loan and that the loan shall not be used for any speculation, illegal activities, litigation or any other notorious activities.
Eligibility for Top-Up Loan
The Axis Bank Top-up Loan offers home loan customers extra finance to tide over a short term crunch. Find out the eligibility criteria for applying for an Axis Bank Top-up Loan below:
NRIs and Resident Indians can avail of top-up Home Loans based on the following conditions:
- The property must be owned by an NRI only or in joint ownership (Applicable only for NRI customers)
- Top-up loans can only be extended against complete residential property with no pending post-disbursal documentation
- For an existing home loan borrower, clear repayment history is important. There should not be more than 1 EMI bounce in the last one year and the same should have been cleared before the next EMI date
- Existing home loan customers are eligible for a top-up Home Loan after six months’ clear repayment
- For a top-Up Loan with takeover of a home loan from other bank, one year clear repayment track will be required
Home Loan Eligibility Calculator
A place to call our own is an aspiration for most of us. But owning a home requires a lot of planning, given the costs involved. However, with the right kind of financial support, buying your own home is a dream that you can fulfil easily.
Loan Amount
₹ 1,55,455.03
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