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24x7 Personal Loans

Personal loans are the right ‘go to’ choice when you need urgent or immediate funds. Axis Bank’s 24x7 Personal Loans provide you with a completely digital process where your loan is sanctioned seamlessly in a simple, paperless and collateral-free manner.Depending on your requirements you can apply for 24x7 Personal Loans for amounts from ₹10,000/- to ₹50 lakhs basis your eligibility and offer.
So, why delay your plans? Be it home renovation for the festive season, planning your dream wedding, travel or any other short-term need for funds, use Axis 24x7 Personal Loans to realize all your aspirations!
If you have availed a personal loan via any of our esteemed partners, please click here to know more.

Features & Benefits

Pay EMI as low as ₹1,852 per lakh*

Depending on your loan amount and tenure sought, you can set EMI payouts via standing instructions, electronic clearance services or post-dated cheques for amounts starting as low as ₹1,852 per 1 lakh of loan availed

Loan tenure up to 72 months

24x7 Personal Loans offers you flexibility of repayment without any strain on your finances

T&C apply.
*The EMI figure is indicative for a 5 year tenure
**The instant sanction of funds is post submission of the online application form.

Features & Benefits

Loan amount from ₹10,000 to ₹70,000

Borrow only as much as you need and can afford to repay, without any pressure on your finances

Flexible tenure from 3 months to 12 months

Borrow only for as long as you need, thus ensuring that your interest outgo is minimal

**T&C - The instant credit of funds is post submission of the online application form

Make well-calculated decisions with our Personal Loan calculators

₹

50K

50L

%
9.99% 22%
Mos
1284

Your EMI*₹ 1,14,678

Get instant funds

*Equated Monthly Installment'

Note: To see amortization schedule, please click here.

Total Amount Payable

₹1,37,621

₹

10K

5L

₹

0

5L

Apply Now

You are eligible for up to

₹ 15,00,000

Interest Rate & Charges

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Frequently Asked Questions

24x7 Personal Loans by Axis Bank is an offering which helps you get instant funds. What’s more, if you are pre-qualified Axis Bank customer you can even enjoy instant disbursal.

To avail 24x7 Personal Loans log in to Internet Banking or Axis Mobile and follow these steps.

You can get 24x7 Personal Loans for amounts ranging from ₹50,000 to ₹25 lakh.

Customers can cancel a digital loan by following the steps below:

1. Log in to Axis Mobile Banking or Internet Banking

  • On Mobile Banking: Go to Loans
  • On Internet Banking: Go to Loans and Services > Loans

 

2. Select the “Loan Cancellation” option

  • Choose the loan or overdraft account you wish to cancel.
  • Loan cancellation is available only if the loan account was opened within 3 working days.

 

3. View the cancellation amount

  • The payable cancellation amount will be displayed before you proceed.

 

4. Pay the cancellation amount
You can pay using any of the following options:

  • From your Axis Bank account, or
  • Using UPI, Debit Card, or Internet Banking through other payment options

No additional payment charges will be applied to you.

 

5. Request submission and closure

  • Once the payment is successful, your loan cancellation request will be submitted.
  • The loan account will be processed for closure

 

Here’s the LSP Personal Loan cancellation process.

1. Visit the Jarvis Self‑Service Portal using the link: https://lendingplatform.axis.bank.in/selfserviceportal

2. Log in using your registered mobile number and OTP.

3. On the loan dashboard, select the “Payment” option.

4. Choose the “Cancellation” option.

Note: This option is available only if the loan account was opened within the last 3 working days.

5. Review the cancellation amount displayed and click “Proceed”.

6. Complete the payment using any of the available modes: Debit Card / Net Banking / UPI.

7. Once the payment is successful, the loan account will be cancelled automatically.

  • You can get 24x7 Personal Loans for a tenure ranging from 12 to 60 months.
  • Log in to Internet Banking > Apply Now> Loans > Personal Loan
  • Log in to Axis Mobile > Loans> Personal Loan
  • Or click here to avail your pre-qualified offer

Once all outstanding dues have been cleared, please submit an early closure request at your nearest Axis Bank loan centre, and we will begin processing your request.

Click here to locate your nearest Axis Bank loan centre.

You may repay your 24x7 Personal Loans in any of the following three ways:

  • Standing Instruction (SI): This mode can be used if you have an existing savings, account with Axis Bank. Alternatively, you may wish to open a savings account with Axis Bank to use this option. Your EMI amount will be debited automatically as per the monthly cycle from the Axis Bank account you specify
  • Electronic Clearing Service (ECS): This mode can be used if you have a non-Axis Bank account and would like your EMIs to be debited automatically as per the monthly cycle from this account
  • Post-Dated Cheques (PDCs): If you are making payment from a non-Axis Bank account in a non-ECS location, then you can submit post-dated EMI cheques at your nearest Axis Bank Loan Centre. A fresh set of PDCs will have to be submitted in a timely manner.

It is recommend that you opt for either the SI or ECS mode of payment as they are both faster and less prone to error than the use of PDCs.

Yes, you can make a part-prepayment towards your 24x7 Personal Loans at your nearest Axis Bank Loan Centre. You can make up to 12 part-prepayments, anytime during the year.

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