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24x7 Personal Loans
Personal loans are the right ‘go to’ choice when you need urgent or immediate funds. Axis Bank’s 24x7 Personal Loans provide you with a completely digital process where your loan is sanctioned seamlessly in a simple, paperless and collateral-free manner.Depending on your requirements you can apply for 24x7 Personal Loans for amounts from ₹10,000/- to ₹40 lakhs basis your eligibility and offer.
So, why delay your plans? Be it home renovation for the festive season, planning your dream wedding, travel or any other short-term need for funds, use Axis 24x7 Personal Loans to realize all your aspirations!
If you have availed a personal loan via any of our esteemed partners, please click here to know more.
Features & Benefits
Pay EMI as low as ₹1,852 per lakh*
Depending on your loan amount and tenure sought, you can set EMI payouts via standing instructions, electronic clearance services or post-dated cheques for amounts starting as low as ₹1,852 per 1 lakh of loan availed
Loan tenure up to 72 months
24x7 Personal Loans offers you flexibility of repayment without any strain on your finances
T&C apply.
*The EMI figure is indicative for a 5 year tenure
**The instant sanction of funds is post submission of the online application form.
Features & Benefits
Loan amount from ₹10,000 to ₹70,000
Borrow only as much as you need and can afford to repay, without any pressure on your finances
Flexible tenure from 3 months to 12 months
Borrow only for as long as you need, thus ensuring that your interest outgo is minimal
**T&C - The instant credit of funds is post submission of the online application form
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
10K
40L
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
Your credit score matters
Know and improve your credit score to better plan for your future finances.
Know MoreFrequently Asked Questions
24x7 Personal Loans by Axis Bank is an offering which helps you get instant funds. What’s more, if you are pre-qualified Axis Bank customer you can even enjoy instant disbursal.
To avail 24x7 Personal Loans log in to Internet Banking or Axis Mobile and follow these steps.
You can get 24x7 Personal Loans for amounts ranging from Rs 50,000 to Rs 25 lakh.
- You can get 24x7 Personal Loans for a tenure ranging from 12 to 60 months.
- Log in to Internet Banking > Apply Now> Loans > Personal Loan
- Log in to Axis Mobile > Loans> Personal Loan
- Or click here to avail your pre-qualified offer
Once all outstanding dues have been cleared, please submit an early closure request at your nearest Axis Bank loan centre, and we will begin processing your request.
Click here to locate your nearest Axis Bank loan centre.
You may repay your 24x7 Personal Loans in any of the following three ways:
- Standing Instruction (SI): This mode can be used if you have an existing savings, account with Axis Bank. Alternatively, you may wish to open a savings account with Axis Bank to use this option. Your EMI amount will be debited automatically as per the monthly cycle from the Axis Bank account you specify
- Electronic Clearing Service (ECS): This mode can be used if you have a non-Axis Bank account and would like your EMIs to be debited automatically as per the monthly cycle from this account
- Post-Dated Cheques (PDCs): If you are making payment from a non-Axis Bank account in a non-ECS location, then you can submit post-dated EMI cheques at your nearest Axis Bank Loan Centre. A fresh set of PDCs will have to be submitted in a timely manner.
It is recommend that you opt for either the SI or ECS mode of payment as they are both faster and less prone to error than the use of PDCs.
Yes, you can make a part-prepayment towards your 24x7 Personal Loans at your nearest Axis Bank Loan Centre. You can make up to 12 part-prepayments, anytime during the year.
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