To access the old website
Click Here
Axis Bank Debit Cards
Debit Cards are indispensable in today’s cashless world, offering both convenience and security. One can use them for ATM withdrawals, payments at stores, and online transactions anytime, anywhere. Secure your Axis Bank Debit Card transactions with PIN entry for swipes and OTPs for online purchases. Manage spending effortlessly with customisable limits from your linked Savings Account, enjoying free transactions and exclusive perks including free movie tickets and dining discounts. Personalise your Axis Bank Debit Card for a unique experience, experience every time you purchase.
Premium
Value Added
Standard
Basic
Business Debit Card
Showing 31 Cards Out of 31
Republic Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹40,000 and purchase limit of ₹1 lakh
- Axis EDGE REWARDS Points: Not Applicable
- Top Features: Airport Lounge Access
Axis Bank Flipkart Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹50,000 and purchase limit of ₹5 lakh
- Axis EDGE REWARDS Points: 5% cashback on all Flipkart spends through Axis Bank FLipkart Debit Card and UPI linked on ADVANTAGE SAVINGS ACCOUNT
- Top Features: Dining Delights and Insurance Coverage
PMJDY RuPay Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹40,000 and purchase limit of ₹1 lakh.
- Axis EDGE REWARDS Not Applicable
Kisan Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹1 lakh.
- Axis EDGE REWARDS Points: Not Applicable
- Transaction Limit: Daily cash withdrawal limit of ₹50,000 and purchase limit of ₹5 lakh
- Axis EDGE REWARDS Points: Grab deals voucher worth ₹500 upon completion of one transaction within 30 days of card issuance
- Top Features: Accelerated eDGE Rewards, Dining Delights and Insurance CoverI
Burgundy Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹3 lakh and purchase limit of ₹6 lakh
- Axis EDGE REWARDS Points : 2 / 6 points for every ₹200 spent on domestic / international spends
- Top Features: Up to ₹1000* off with the Axis Bank Dining Delights program via EazyDiner Buy one get one free on movie tickets
Priority Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹1 lakh and purchase limit of ₹5 lakh
- Axis EDGE REWARDS Points: 2 points for every ₹200 spent on domestic / international spends
- Top Features: Complimentary Movie Ticket
Sampann Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹1 lakh and purchase limit of ₹5 lakh
- Axis EDGE REWARDS Points: Times Prime membership upon completion of 3 online transactions within 60 days of card issuance
- Top Features: Discount offers on TataCliq, Swiggy, Medlife and BookMyShow
Prestige Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹1 lakh and purchase limit of ₹5 lakh
- Axis EDGE REWARDS Points: 2 points for every ₹200 spent on domestic / international spends
- Top Features: Complimentary movie ticket
E-Debit Card
- Transaction Limit: Daily cash withdrawal limit - NA and purchase limit of ₹1 lakh
- Cashback Feature: 1% cashback on all Online transactions
- Top Features: 1 free movie ticket every month with BookMyShow
Liberty Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹50,000 and purchase limit of ₹3 lakh
- Axis EDGE REWARDS Points: 1 point for every ₹200 spent
- Top Features: 1Personal Accident Insurance Cover of ₹5 lakh
Secure+ Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹50,000 and purchase limit of ₹2 lakh
- Axis EDGE REWARDS Points: 1 point for every ₹200 spent on non-fuel purchases
- Top Features: On loss of cards/cash while travelling away from home, emergency advance facility that helps pay hotel bills and travel tickets up to ₹80,000 Fraud protection cover of upto ₹1,25,000
NRI Domestic Titanium Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹40,000 and purchase limit of ₹2 lakh
- Axis EDGE REWARDS Points: 1 point for every ₹200 spent
- Top Features: Personal Accident Insurance Cover ₹2 lakh
24-Hour Emergency Helpline
Arise Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹1 L and purchase limit of ₹5 L
- Complimentary Lounge access: One lounge per quarter
- Earn EDGRE Rewards point: 1 point for every ₹200 spent
Visa Classic/Platinum Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹40,000 and purchase limit of ₹3 lakh
- Axis EDGE REWARDS Points: Not Applicable
- Top Features: Personal Accident Insurance Cover of ₹2 lakh Personal Accident Insurance Cover of ₹3 lakh
Rewards+ Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹50,000 and purchase limit of ₹4 lakh
- Axis EDGE REWARDS Points: 3 points for every ₹200 spent on dining & shopping at apparel stores
- Top Features: 5% cash back on movie tickets
Titanium Rewards Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹50,000 and purchase limit of ₹4 lakh
- Axis EDGE REWARDS Points: 3 points for every ₹200 spent on Dining & Shopping at apparel stores
- Top Features: 5% cash back on movie tickets
Wealth Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹2 lakh and purchase limit of ₹5 lakh mit of ₹1lakh
- Axis EDGE REWARDS Points: 1 / 3 points for every ₹200 spent on domestic / international spends
- Top Features: 15% off at more than 5000 restaurants in India
2 visits per quarter at the specified airport lounges
Display Debit Card
Smart Privilege Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹40,000 and purchase limit of ₹1 lakh
- Axis EDGE REWARDS Points: 1 point for every ₹200 spent
- Top Features: Personal Accident Insurance Cover of 3 lakh
How to Apply for an Axis Bank Debit Card?
Apply for an online Debit Card from your home or office. Choose from a range of Debit Cards tailored to your needs. Begin your Debit Card application today!
Step 1
Click on Cards > Debit Cards
Step 2
Compare the benefits of our Debit Cards to find the right one for you.
Step 3
Check your eligibility and click "Apply Now".
Tips to Use Your Debit Card Safely
Things to Know About a Debit Card
- Research Card Types:
Understand the various Debit Cards available, including their features like rewards or cashback. - Check Eligibility and Fees:
Ensure you meet the eligibility criteria and are aware of any fees associated with the card.
- Prepare Necessary Documents:
Have all required documents ready before starting your Debit Card application. - Apply Online for Convenience:
You can apply for a Debit Card online or at a branch, but applying online is typically quicker and more convenient.
Debit Card Safety Tips
To enhance Debit Card security, follow these essential tips:
Safeguard your Debit Card details
Never share your card number, PIN, or CVV.
Regularly update your PIN
Change it periodically and avoid writing it down.
Stay vigilant at ATMs
Ensure privacy during transactions and watch for skimming devices.
Secure online transactions
Never share your OTP and verify website safety.
Act swiftly
Report lost cards immediately to your bank's customer service.
Turn Transactions Into Rewards!
Get cashbacks and discounts with your Debit Card.
- Earn cashback and rewards: Use your Debit Card for transactions to earn cashback and reward points.
- Card-specific perks: Different Debit Cards offer varying benefits like cashback on groceries or discounts with partnered merchants.
- Redeem for purchases: Accumulate points to redeem for future transactions or receive cashback directly to your account.
What’s the Difference Between an ATM Card and a Debit Card?
Axis Bank offers a variety of payment cards tailored to your financial needs, such as ATM-cum-Debit Cards, Prepaid Cards, Credit Cards, etc. Apply for the card that suits you best and enjoy exclusive offers and discounts on shopping and dining.
Here’s a comparison of our ATM Cards and Debit Cards:
| ATM Cards | Debit Cards |
|---|---|
| ATM cards can be used only for withdrawing cash from ATMs | Debit cards can be used for withdrawing cash from ATMs, as well as for online transactions and Point of Sale (PoS) transactions |
| These have a very limited utility | These are multi-functional |
| These cannot be used for shopping and payments | These can be used for shopping, dining, making payments at stores, etc. |
| These cannot be used for online transactions | These can be used for online transactions |
| These require a 4-digit PIN | These require a 4-digit PIN as well as an OTP (only for online transactions) |
| These do not offer any overdraft facility | Some banks offer an overdraft facility on Debit Cards |
Terms & Conditions
Do's and Dont's for a Debit Card
Do’s
Monitor your transactions regularly using Mobile or Internet Banking
Enable SMS alerts for every transaction to stay informed
Activate e-commerce, Contactless and international usage along with PIN set through your Mobile Banking App or Internet Banking upon delivery of card
Use secure websites for online purchases (look for “https://”)
Save your card on trusted platforms after OTP verification for faster checkouts
Report lost, stolen cards or fraud transactions immediately to your bank
Set spending limits to manage card usage limits and prevent fraud
Keep your contact details including mobile number, e-mail and address updated to receive timely alerts
Use Debit Card frequently to avail all features and benefits of your card
Don'ts
Don’t share your PIN, OTP, CVV or other card details with anyone. Even if caller claims to be bank representative.
Don't write down your Debit Card PIN or store the same in mobile phones
Don’t use public Wi-Fi for banking or online shopping
Don’t ignore suspicious transactions - report them right away
Don’t delay activating transaction alerts - they’re your first line of defense
Don’t use unsecured websites for purchases
Don't dispose welcome letter received with Debit Card
Don't leave your card unattended or lend to others
Don't enter PIN if the POS terminal screen is unclear or damaged
Don't forget to logout after using Mobile Banking App or Internet Banking
Frequently Asked Questions
A Debit Card is a card that allows you to make payments directly from your bank account by swiping the card at a point-of-sales machine at a merchant’s establishment or on ecommerce websites or apps. It also works as an ATM card that can be used to withdraw money from ATM machines. Since Debit Cards are connected to Savings Accounts, spending is limited to the available balance in your account.
Axis Bank Debit Cards offer a host of benefits:
- Easy cash withdrawal at any bank ATM within limits prescribed by RBI
- Wide acceptability at merchant establishments across India
- Acceptability for wide range of online payments including government entities, utility payments, ecommerce websites and apps, etc
- Built-in safety and security features to ensure protection of your money
- Benefits such as cashbacks, reward points, fuel surcharge waiver, free airport lounges, personal accident cover, etc*
*Will vary depending on the type of card
The kind of Debit Card you are eligible for is based on the kind of Savings Bank Account you hold. The kind of Savings Bank Account and Debit Card will determine the benefits you are eligible for such as daily transaction limits, cashback offers, accident cover, reward points, airport lounge access, etc.
When you open a Savings Bank Account you automatically get a Debit Card linked to it. The transaction limits of the card are linked to the balance in your account. If you don’t have a Debit Card or if you have only an ATM card, you can apply to your bank for a Debit Card or to upgrade your ATM card to a debit cum ATM card. You can apply for the Debit Card online or at the bank branch.
Debit cards come with expiry dates that are usually mentioned below the card number. In case your debit card is going to expire soon, you may or may not have to apply for a new debit card. Your bank may automatically send you a replacement card with a new validity. However, if you don’t receive your replacement debit card within a month after its expiry, you can apply for a new one.
A debit card can be issued against a savings bank account or a current account. Usually, it’s not possible to link two accounts with a debit card. However, it depends on the terms and policies of the bank. Some banks may allow you to link two or more deposit accounts with the same debit card. However, remember that those accounts should be with the same bank.
Yes. The Reserve Bank of India (RBI) has permitted banks to provide overdraft facilities to their customers on debit cards. The facility can be extended to the account holders in the form of a personal loan. However, not all banks provide this facility. So, you need to check with your bank whether you can avail of the overdraft facility on your debit card.
Debit card charges usually depend upon the issuing bank and the type of debit card chosen by you. Below are the common debit card charges levied by banks:
- Debit card issuance charges
- Debit card annual maintenance charges
- Debit card replacement charges
- International transaction charges
- ATM withdrawal charges (after a certain limit)
- Convenience charges for online transactions
Note that these charges are indicative. The actual debit card charges may vary from bank to bank and the type of debit card.
Again, it depends upon the bank and the type of debit card. As per the latest RBI guidelines, banks might charge up to 2% of the transaction amount on online debit card transactions. However, several banks do not charge any fees for retail or online transactions on debit cards. So, you need to consult your issuing bank.
Learning Hub
Look through our knowledge section for helpful blogs and articles.
Copyright@ 2025 Axis Bank