Axis Bank Debit Card
Debit Cards are indispensable in today’s cashless world, offering both convenience and security. One can use them for ATM withdrawals, payments at stores, and online transactions anytime, anywhere. Secure your Axis Bank Debit Card transactions with PIN entry for swipes and OTPs for online purchases. Manage spending effortlessly with customisable limits from your linked Savings Account, enjoying free transactions and exclusive perks including free movie tickets and dining discounts. Personalise your Axis Bank Debit Card for a unique experience every time you purchase.
Premium
Value Added
Standard
Basic
Business Debit Card
Showing 27 Cards Out of 27
- Transaction Limit: Daily cash withdrawal limit of ₹50,000 and purchase limit of ₹5 lakh
- Axis EDGE REWARDS Points: Grab deals voucher worth ₹500 upon completion of one transaction within 30 days of card issuance
- Top Features: Accelerated eDGE Rewards, Dining Delights and Insurance Cover
Kisan Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹1 lakh.
- Axis EDGE REWARDS Points: Not Applicable
Republic Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹40,000 and purchase limit of ₹1 lakh
- Axis EDGE REWARDS Points: Not Applicable
- Top Features: Airport Lounge Access
Axis Bank Flipkart Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹50,000 and purchase limit of ₹5 lakh
- Axis EDGE REWARDS Points: 5% cashback on all Flipkart spends through Axis Bank Flipkart Debit Card and UPI linked on ADVANTAGE SAVINGS ACCOUNT
- Top Features: Dining Delights and Insurance Coverage
PMJDY RuPay Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹40,000 and purchase limit of ₹1 lakh.
- Axis EDGE REWARDS Not Applicable
Burgundy Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹3 lakh and purchase limit of ₹6 lakh
- Axis EDGE REWARDS Points : 2 / 6 points for every ₹200 spent on domestic / international spends
- Top Features: Up to ₹1000* off with the Axis Bank Dining Delights program via EazyDiner Buy one get one free on movie tickets
Priority Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹1 lakh and purchase limit of ₹5 lakh
- Axis EDGE REWARDS Points: 2 points for every ₹200 spent on domestic / international spends
- Top Features: Complimentary Movie Ticket
Sampann Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹1 lakh and purchase limit of ₹5 lakh
- Axis EDGE REWARDS Points: Times Prime membership upon completion of 3 online transactions within 60 days of card issuance
- Top Features: Discount offers on TataCliq, Swiggy, Medlife and BookMyShow
Prestige Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹1 lakh and purchase limit of ₹5 lakh
- Axis EDGE REWARDS Points: 2 points for every ₹200 spent on domestic / international spends
- Top Features: Complimentary movie ticket
E-Debit Card
- Transaction Limit: Daily cash withdrawal limit - NA and purchase limit of ₹1 lakh
- Cashback Feature: 1% cashback on all Online transactions
- Top Features: 1 free movie ticket every month with BookMyShow
Liberty Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹50,000 and purchase limit of ₹3 lakh
- Axis EDGE REWARDS Points: 1 point for every ₹200 spent
- Top Features: 1Personal Accident Insurance Cover of ₹5 lakh
Secure+ Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹50,000 and purchase limit of ₹2 lakh
- Axis EDGE REWARDS Points: 1 point for every ₹200 spent on non-fuel purchases
- Top Features: On loss of cards/cash while travelling away from home, emergency advance facility that helps pay hotel bills and travel tickets up to ₹80,000 Fraud protection cover of upto ₹1,25,000
Power Salute Debit Card
NRI Domestic Titanium Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹40,000 and purchase limit of ₹2 lakh
- Axis EDGE REWARDS Points: 1 point for every ₹200 spent
- Top Features: Personal Accident Insurance Cover ₹2 lakh
24-Hour Emergency Helpline
Arise Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹1 lakh and purchase limit of ₹5 lakh
- Complimentary Lounge access: One lounge per quarter
- Earn EDGRE Rewards point: 1 point for every ₹200 spent
Visa Classic/Platinum Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹40,000 and purchase limit of ₹3 lakh
- Axis EDGE REWARDS Points: Not Applicable
- Top Features: Personal Accident Insurance Cover of ₹2 lakh Personal Accident Insurance Cover of ₹3 lakh
Virtual Debit Card
- Transaction Limit: 1 Lakh/day
- Welcome benefit: NA
- Top Features: NA
Rewards+ Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹50,000 and purchase limit of ₹4 lakh
- Axis EDGE REWARDS Points: 3 points for every ₹200 spent on dining & shopping at apparel stores
- Top Features: 5% cash back on movie tickets
Wealth Debit Card
- Transaction Limit: Daily cash withdrawal limit of ₹2 lakh and purchase limit of ₹5 lakh
- Axis EDGE REWARDS Points: 1 / 3 points for every ₹200 spent on domestic / international spends
- Top Features: 15% off at more than 5000 restaurants in India
2 visits per quarter at the specified airport lounges
How to Apply for an Axis Bank Debit Card?
Apply for an online Debit Card from your home or office. Choose from a range of Debit Cards tailored to your needs. Begin your Debit Card application today!
Step 1
Click on Cards > Debit Cards
Step 2
Compare the benefits of our Debit Cards to find the right one for you.
Step 3
Check your eligibility and click "Apply Now".
Tips to Use Your Debit Card Safely
Things to Know About a Debit Card
- Research Card Types:
Understand the various Debit Cards available, including their features like rewards or cashback. - Check Eligibility and Fees:
Ensure you meet the eligibility criteria and are aware of any fees associated with the card.
- Prepare Necessary Documents:
Have all required documents ready before starting your Debit Card application. - Apply Online for Convenience:
You can apply for a Debit Card online or at a branch, but applying online is typically quicker and more convenient.
Debit Card Safety Tips
To enhance Debit Card security, follow these essential tips:
Safeguard your Debit Card details
Never share your card number, PIN, or CVV.
Regularly update your PIN
Change it periodically and avoid writing it down.
Stay vigilant at ATMs
Ensure privacy during transactions and watch for skimming devices.
Secure online transactions
Never share your OTP and verify website safety.
Act swiftly
Report lost cards immediately to your bank's customer service.
Turn Transactions Into Rewards!
Get cashbacks and discounts with your Debit Card.
- Earn cashback and rewards: Use your Debit Card for transactions to earn cashback and reward points.
- Card-specific perks: Different Debit Cards offer varying benefits like cashback on groceries or discounts with partnered merchants.
- Redeem for purchases: Accumulate points to redeem for future transactions or receive cashback directly to your account.
What’s the Difference Between an ATM Card and a Debit Card?
Axis Bank offers a variety of payment cards tailored to your financial needs, such as ATM-cum-Debit Cards, Prepaid Cards, Credit Cards, etc. Apply for the card that suits you best and enjoy exclusive offers and discounts on shopping and dining.
Here’s a comparison of our ATM Cards and Debit Cards:
| ATM Cards | Debit Cards |
|---|---|
| ATM cards can be used only for withdrawing cash from ATMs | Debit cards can be used for withdrawing cash from ATMs, as well as for online transactions and Point of Sale (PoS) transactions |
| These have a very limited utility | These are multi-functional |
| These cannot be used for shopping and payments | These can be used for shopping, dining, making payments at stores, etc. |
| These cannot be used for online transactions | These can be used for online transactions |
| These require a 4-digit PIN | These require a 4-digit PIN as well as an OTP (only for online transactions) |
| These do not offer any overdraft facility | Some banks offer an overdraft facility on Debit Cards |
Terms & Conditions
Do's and Dont's for a Debit Card
Do’s
Monitor your transactions regularly using Mobile or Internet Banking
Enable SMS alerts for every transaction to stay informed
Activate e-commerce, Contactless and international usage along with PIN set through your Mobile Banking App or Internet Banking upon delivery of card
Use secure websites for online purchases (look for “https://”)
Save your card on trusted platforms after OTP verification for faster checkouts
Report lost, stolen cards or fraud transactions immediately to your bank
Set spending limits to manage card usage limits and prevent fraud
Keep your contact details including mobile number, e-mail and address updated to receive timely alerts
Use Debit Card frequently to avail all features and benefits of your card
Don'ts
Don’t share your PIN, OTP, CVV or other card details with anyone, even if the caller claims to be a bank representative.
Don't write down your Debit Card PIN or store the same in mobile phones
Don’t use public Wi-Fi for banking or online shopping
Don’t ignore suspicious transactions - report them right away
Don’t delay activating transaction alerts - they’re your first line of defense
Don’t use unsecured websites for purchases
Don't dispose welcome letter received with Debit Card
Don't leave your card unattended or lend to others
Don't enter PIN if the POS terminal screen is unclear or damaged
Don't forget to logout after using Mobile Banking App or Internet Banking
Frequently Asked Questions
A Debit Card is a card that allows you to make payments directly from your bank account by swiping the card at a point-of-sales machine at a merchant’s establishment or on e-commerce websites or apps. It also works as an ATM card that can be used to withdraw money from ATM machines. Since Debit Cards are connected to Savings Accounts, spending is limited to the available balance in your account.
Axis Bank Debit Cards offer a host of benefits:
- Easy cash withdrawal at any bank ATM within limits prescribed by RBI
- Wide acceptability at merchant establishments across India
- Acceptability for wide range of online payments including government entities, utility payments, ecommerce websites and apps, etc
- Built-in safety and security features to ensure protection of your money
- Benefits such as cashbacks, reward points, fuel surcharge waiver, free airport lounges, personal accident cover, etc*
*Will vary depending on the type of card
After blocking the card report the transaction to the Bank. You can report this transaction through the below channels:
- a. Email – Send us an email by clicking on the Email tab
- b. Phone – Call us on our Phone Banking numbers
For NRI Phone Banking Numbers, click here - c. Branch – Visit your nearest Axis Bank Branch
Debit Card:
1. Using Net Banking
- Step 1: Log in to your bank's portal.
- Step 2: Find the "Cards" section and select the option of "Change PIN."
- Step 3: Here, you'll need to fill in the details of your current Debit Card and follow the prompts, often involving authenticating with an OTP.
- Step 4: When all the steps are completed, you'll be asked to input a new four-digit PIN.
You will receive a confirmation message. Then, your new PIN is ready to use!
2. How to generate a Debit Card PIN online using the mobile app?
- Step 1: Open your bank's mobile app and log in securely.
- Step 2: Locate the "Card Services" section and select "Change PIN."
- Step 3: Here, you'll need to fill in the details of your current Debit Card and follow the prompts, often involving authenticating with an OTP.
- Step 4: Choose a new four-digit PIN.
- Step 5: Confirm your selection and receive the confirmation notification.
The above two methods can be used if you have activeNet Banking. If you face a problem logging in, you can also use offline ways to generate your ATM PIN.
How to generate a Debit Card PIN offline?/ 1. How to set PIN for a new Debit Card in ATM?
- Step 1: Insert your Debit Card and choose the 'Forgot/Create PIN' option.
- Step 2: You might be asked to enter the temporary PIN provided by your bank. You also might be required to enter details such as your bank account number and registered mobile number. Some bank ATMs present you with options like 'Generate OTP' or 'Validate OTP.' In such cases, opt for 'Generate OTP'.
- Step 3: Once the details are verified, you'll receive the OTP on your registered mobile number.
- Step 4: Enter the OTP and confirm to set your new PIN.
2. How to generate an ATM PIN via Customer Care?
- Step 1: Call the customer care contact number from your registered mobile number.
- Step 2: Select your preferred language, and find the ATM and Prepaid Services option.
- Step 3: You'll have to verify your identity through your security questions, bank account number, Debit Card number, or an OTP.
- Step 4: Listen carefully to follow the next prompts. You will receive an OTP that can be used to create the Debit Card PIN at an ATM near you.
3. How to create a PIN using SMS?
You can complete Debit Card PIN generation by SMS using the SMS PIN creation option. Depending on your bank, you'll need to send a specific message code to the specified number to get the OTP.
Note that if you generate the PIN through SMS, you must still visit any ATM to set a new PIN.
Setting your Credit Card PIN
After activating your Credit Card, setting a PIN is essential. It is a four-digit number that is known only to you. To set a PIN:
1. Log in to net banking
2. Select Credit Card
3. Click ‘Generate Credit Card PIN Online’
4. Choose Credit Card and enter CVV
5. Click ‘Submit’ to get OTP, and enter it
6. Set New PIN
Alternatively, you can also set the PIN by going to an ATM or by simply logging in to your bank app.
The kind of Debit Card you are eligible for is based on the kind of Savings Bank Account you hold. The kind of Savings Bank Account and Debit Card will determine the benefits you are eligible for such as daily transaction limits, cashback offers, accident cover, reward points, airport lounge access, etc.
Apply for an online Debit Card from your home or office. Choose from a range of Debit Cards tailored to your needs. Begin your Debit Card application today!
- Step 1 - Click on Cards > Debit Cards
- Step 2 - Compare the benefits of our Debit Cards to find the right one for you.
- Step 3 - Check your eligibility and click "Apply Now".
Debit cards come with expiry dates that are usually mentioned below the card number. In case your debit card is going to expire soon, you may or may not have to apply for a new debit card. Your bank may automatically send you a replacement card with a new validity. However, if you don’t receive your replacement debit card within a month after its expiry, you can apply for a new one.
Enable or manage contactless, online and international transactions in few steps via following channels
- Mobile Banking App, open: Login > Services > Debit Card >Manage Usage
- Internet Banking: Login > Services > Debit Card Services > Select Card> More Services > Manage Usage
- Visit your nearest Branch
In scenarios where your Debit Card is lost/stolen or you suspect misuse of your Debit Card, you can immediately block your card by following any of these steps
- SMS ‘BLOCKCARD ’ and send it to 5676782 or +919717000002
- Call on our Emergency Helpline Number +91-22-67987700; our Customer Service Executive will assist you
- Login to your Internet Banking account and select ‘Block Card’ option in the Debit Cards section
- Login to Axis Mobile App. Visit Banking>Services>Debit Cards> Block & Replace
- WhatsApp Banking(91-7036165000): Main Menu >> Debit card Services >> Block Card >> Enter last 4 digit card no. and follow the instructions.
- AHA Chatbot: Debit Card >> Block Card >> Login IB >> Select the debit card and follow the instructions.
- Branch Banking: Customer has to visit the branch to block their card.
Yes, Axis Bank does have an E-Debit Card.
The E-Debit Card presents you with a host of entertainment benefits. This card also comes with an exclusive cashback benefit on online spends and a free movie ticket every month on BookMyShow.
Click here to know more.
Set your card PIN using any of the following channels:
- Visit any Axis Bank ATM, select 'SET PIN'
- Login to Mobile Banking App, open > Main menu > Services & Support > Set/Reset PIN
- Visit www.axis.bank.in > Login > Services > Debit Card > Change PIN
- Call 1860 419 5555 or 1860 500 5555 from your registered mobile number NRI: +9140 6717 4100
Your existing card, if active will be blocked upon activation of your new debit card.
A debit card can be issued against a savings bank account or a current account. Usually, it’s not possible to link two accounts with a debit card. However, it depends on the terms and policies of the bank. Some banks may allow you to link two or more deposit accounts with the same debit card. However, remember that those accounts should be with the same bank.
Yes. The Reserve Bank of India (RBI) has permitted banks to provide overdraft facilities to their customers on debit cards. The facility can be extended to the account holders in the form of a personal loan. However, not all banks provide this facility. So, you need to check with your bank whether you can avail of the overdraft facility on your debit card.
Debit card charges usually depend upon the issuing bank and the type of debit card chosen by you. Below are the common debit card charges levied by banks:
- Debit card issuance charges
- Debit card annual maintenance charges
- Debit card replacement charges
- International transaction charges
- ATM withdrawal charges (after a certain limit)
- Convenience charges for online transactions
Note that these charges are indicative. The actual debit card charges may vary from bank to bank and the type of debit card.
Again, it depends upon the bank and the type of debit card. As per the latest RBI guidelines, banks might charge up to 2% of the transaction amount on online debit card transactions. However, several banks do not charge any fees for retail or online transactions on debit cards. So, you need to consult your issuing bank.
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