Visa Classic/Platinum Debit Card

The Axis Bank Visa Classic Platinum Debit Card gives you the premium liberty of control over the amount of cash you carry and the flow of your financial assets. The power to manage your money, with no restriction of carrying cash, along with the benefits of the Visa Classic Platinum Debit Card is paramount.

Features & Benefits
Eligibility & Documentation
Fees & Charges
Terms & Conditions
Important Links

Features & Benefits

The benefits of visa classic platinum debit card includes easy Debit Card PIN generation, higher transaction limits, assured safety for your loved and beloved possessions, dining options and offers, and instant card blocking facility in emergencies.

Easily generate your Debit Card PIN

Generate your Debit Card PIN anytime at your nearest Axis Bank ATM or by calling Axis Bank phone banking.

Enjoy higher transaction limits

Enhanced daily cash withdrawal limit of ₹40,000 and purchase limit* of ₹1lakh on your Visa Classic/Platinum Debit Card

Spend securely

You can apply for Chip and PIN enabled visa debit card for enhanced security of transactions.

Keep you, your family and assets safe

Personal accident insurance cover upto ₹2 lakhs*

In case of an emergency, block your Debit Card instantly

In case your debit card is lost/stolen, or you suspect misuse of the same, you can immediately block your card by following any of the following steps:

Know your new Contactless Debit Card

Now enjoy the convenience of Contactless Payments with increased payment limit upto ₹5000. For detailed FAQs click here

International Debit Card

Republic debit card allows you transactions across the world. This service can be easily enabled through Branch or Axis Bank Mobile App or Internet Banking.

Receive instant alerts on your phone

The SMS alerts facility sends instant alerts each time the debit card is used to withdraw cash. Get other important information via SMS such as:

Eligibility Documentation

Eligibility for Visa Classic/Platinum Debit Card

VISA Platinum debit card is the default debit card for certain EASY Segment accounts. Please check with nearest branch for the segments where VISA Platinum Debit card is issued.

Documentation for Visa Classic Platinum Debit Card

The Visa Classic Platinum Debit Card is issued under selected savings account schemes. The documents for Visa Classic Platinum Debit Card are essentially the ones needed for the opening of an Easy Access Savings Account. You can refer to the list of documents needed while commencing an Easy Access Savings Account for the same.

Fees & Charges

The Visa Classic Platinum Debit Card fees include fee for Issuance, Annual charges and Replacement fee. The charges levied for the Visa Classic Platinum Debit Card are subject to application of Goods and Service taxes over the base prices.

Fees & Charges

Feature	Details
Debit Card Variant	VISA Platinum/Classic Debit Card
Network	VISA
Joining/Issuance Fees	₹ 200 + GST.
Joint Holder Joining/Issuance Fees	₹ 200 + GST.
Annual Fees	₹ 200 + GST.
Joint Holder Annual Fees	₹ 200 + GST.
Replacement Fees	₹ 200 + GST.
Virtual Debit Card	No
Daily Withdrawal Limit	₹ 40,000
Daily Purchase Limit	₹ 3,00,000
Personal Accident Insurance Cover	₹ 2,00,000
Air Accident Insurance Cover	₹ 1 Cr.
Lounge Access	NA
Domestic ATM cash withdrawal charges	₹ 23
Domestic ATM non-financial transaction charges	₹ 10
International ATM cash withdrawal charges	₹ 125
International ATM non-financial transaction charges	₹ 25

*W.e.f 20^th Feb 2019, all new cards issued will have enhanced domestic purchase limit of ₹3,00,000

A cross currency mark-up of 3.5% will be levied on all international cash withdrawal and purchase transactions.

A Dynamic Currency Conversion (DCC) markup fee of 1% plus GST will be applicable. To know more click here

ATM usage charges for both financial & non finacial transactions are applicable beyond the set free limit

Terms and conditions

Know the guidelines to use your Debit Card responsibly and make the most of its benefits

Know more

Disclaimer:

Please do not use your Debit Card or online banking facility or any other means for collecting and effecting / remitting payments directly /indirectly outside India in any form towards overseas foreign exchange trading through electronic/internet trading portals. You would be liable for contravention of the Foreign Exchange Management Act (FEMA), 1999 besides being liable for violation of regulations relating to Know Your Customer (KYC) norms / Anti Money Laundering (AML) standards. For further details on this, please refer to RBI Circular: A.P. (DIR Series) Circular No. 46 dated Sep 17, 2013.