NRI Savings Account

List of transactions where you can earn points

Transaction Type AMB between ₹25,000 to ₹1,00,000 AMB between ₹1,00,000 to ₹5,00,000 AMB greater than ₹5,00,000 Limit per financial year
i.e. April – March

Monthly Credit Transactions Amounting to ₹50,000 or more

25 points

50 points

75 points

Once a month

Electronic Clearance System Transactions (ECS)– Credit or Debit ECS Transactions

5 points

10 points

15 points

Maximum 5 transactions in a month

Standing Instructions (Credit or Debit)

5 points

10 points

15 points

Maximum 5 transactions in a month

Opening of Recurring Deposit Account for ₹2,000 or more

100 points

200 points

300 points

No Cap

Inward Remittance

From 29th September 2017, NRI saving account customers can earn EDGE REWARD Points on all inward remittance transactions as given below:


Value of Inward Remittance converted to ₹ Points
Less than or equivalent to ₹2 Lakhs 80 Points/Lakh*
Greater than ₹2 Lakhs to ₹5 Lakhs 100 Points/Lakh
Greater than ₹5 Lakhs to ₹10 Lakhs 120 Points/Lakh
Greater than ₹10 Lakhs 1000 Points/Transaction

Click here to know terms and conditions

*Subject to a maximum of 1,000 EDGE REWARD points per calendar month.

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