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Motor Insurance
Ensure peace of mind by purchasing a comprehensive Private Car Insurance policy to pay for repairs to your vehicle and third party liabilities. Make sure that expensive repairs to your vehicle do not dent your pocket.
Axis Bank has partnered with Tata AIG General Insurance Co. to offer Private Car insurance that covers your vehicle from partial or total loss on account of accident, fire or other special perils. Other benefits include coverage for third party property damage and bodily injury while keeping the car’s salvage value intact. Now you can buy motor insurance policy instantly online in a completely paperless process. Customise the policy to suit your needs and budget by selecting suitable add-ons. All this in a few clicks.
Motor Insurance Features & benefits
RSA Services
Road side assistance as an add on cover is provided which includes Free Pick up of your insured vehicle on breakdown
Get covered for loss or damage to your vehicle
Any partial or total loss to your vehicle arising out of accident or on account of fire and special perils is covered
Receive third party legal liability
Covers third party property damage, upto 7.5 lakhs, and third party bodily injury
Easily make claims for accidents and repairs
With the innovative Green Channel Settlement which gets value added propositions through accredited garages. Additionally, get direct settlement facility at special garages.*
Enhance the protection and coverage for your car through 13 unique add on covers
Please refer Policy Wordings for detailed information
Disclaimer
Insurance is the subject matter of solicitation. Axis Bank is the Certified Corporate Agent for TATA AIG Gen. insurance Co. Ltd. and nothing contained on the Website
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Motor and Car Insurance - How to File A Claim
It is important to understand how to file a claim for the insurance policy availed. In order to make a Motor and Car Insurance claim, simply SMS “CLAIMS” to 5616181 or call our 24x7 toll-free number 1800 266 7780. You can also write to general.claims@tata-aig.com if you need more details about Axis Bank’s Motor and Car Insurance claim process.
To register an insurance claim:
Get comprehensive coverage
Disclaimer
Insurance is the subject matter of solicitation. Axis Bank is the Certified Corporate Agent for TATA AIG Gen. insurance Co. Ltd. and nothing contained on the Website shall constitute or be deemed to constitute an advice, an offer to purchase or an invitation or solicitation to undertake any activity or enter into any transaction relating to the Gen. Insurance Products. Participation by Axis Bank customers shall be purely on voluntary basis. The contract of Insurance is between TATA AIG General Insurance Company and the insured, and not between Axis Bank and the insured.
Motor and Car Insurance - Downloads
*For detailed information on Terms & Conditions, benefits, exclusions, please refer the Policy Wordings
Motor and Car Insurance FAQs
In Axis Bank’s Private Car insurance FAQs, you will find information on queries like what types of Private Car Insurance Policies are available with Axis Bank, what the “NO CLAIM BONUS" is, what to do in case of accidents/thefts as well as other general FAQs for Private Car insurance related to the Private Car insurance policy renewal. Check out the FAQs for Motor and Car Insurance to get more details about the policy.
The basic insurance covers offered are as under:
- Liability Only Policy: covering the liabilities towards third parties only, as per Motor Vehicles Act. This Insurance is mandatory for a vehicle plying in public place, as per Motor Vehicles Act.
- Package Policy: In addition to the above, the loss or damage to the vehicle insured, by specified perils, is also covered subject to the value declared and other terms and conditions in the policy.
No claim bonus is a special discount given for every claim-free year. As per the schedule of tariff, NCB can be earned in the Own Damage section of Policies covering all classes of vehicles but not on Motor Trade Policies (Road Transit Risks/Road Risks / Internal Risks) and policies that cover only Fire and/or Theft Risks.
- Fill up the proposal form yourself, answering all the questions correctly and sign it. This plays a vital role in deciding the premium and the admissibility of claim. Incomplete or incorrect information may result in denying the claim to you. Therefore, never leave it to any other person to fill it up.
- Ensure that your vehicle details are correctly recorded in the policy schedule. Make sure that every digit of vehicle registration number; engine, etc. are fully and correctly entered. Any error should be immediately corrected.
- Any changes in the policy can be effected by an Endorsement issued by the Insurer
If, the policy has already expired, a fresh insurance can be obtained. Since a break in insurance has occurred, the vehicle will be physically inspected by Tata AIG or their authorised representative/agency. The entitlement of No Claim Bonus will be as per rules.
If your vehicle has or you are installing CNG/LPG kit in your vehicle or if there is any other change in the structure/usage of the vehicle, it should be permitted by the RTO- means, it should be registered with the RTO and also entered by them in your RC. You will then have to declare to Tata AIG about the changes with a copy of the RC. Additional premium is payable for the vehicle with LPG/CNG kit and Tata AIG will pass an endorsement for the same.
A comprehensive car policy covers transportation risk by rail, road, and inland waterways.
Contact the 24 hour toll free number 1800 266 7780 for intimation of the claim.
Incidents such as "Third Party Property Damage", "Bodily Injury To Self or Third Party" or "Theft" should be reported to the nearest police station, under whose jurisdiction the incident has occurred
Please register a claim immediately. An immediate report to the police is also mandatory in case of vehicle is stolen or when third party injury/death/property damage is involved
Disclaimer
Prohibition of Rebates - Section 41 of the Insurance Act, 1938 as amended by Insurance Laws (Amendment) Act, 2015
No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person be taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer. • Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees.
Grievance Redressal Procedure
As per Regulation 17 of IRDA of India (Protection of Policy holders Interests) Regulation, 2017.
Section 64 VB of the Insurance Act 1938
Commencement of risk cover under the policy is subject to receipt of premium by Tata AIG General Insurance Company Limited.
Insurance is the subject matter of the solicitation. For more details on risk factors and terms and conditions, please read the sales brochure & Policy Wordings carefully before concluding a sale. The benefits and features of the products and services are purely indicative in nature. The purchase of a Tata AIG insurance product by Axis Bank’s customers is purely on a voluntary basis. For clarifications, customers can call on 1800 201 2009 or write to insurance@axisbank.com. Axis Bank is a Licensed Corporate Agent (CA license no. CA0069 CIN: L65110GJ1993PLC020769) of Tata AIG General Insurance Company Limited (IRDA registration no.108, CIN: U85110MH2000PLC128425). The insurance products are underwritten by Tata AIG General Insurance Company Limited (‘Tata AIG’), having its registered office at Peninsula Business Park, Tower A, 15th Floor, G.K Marg, Lower Parel, Mumbai 400 013. This information is given by Axis Bank Limited (‘Axis Bank’) whose registered office is at ‘TRISHUL’, Third Floor, Opp. Samartheshwar Temple, Nr. Law Garden, Ellisbridge, Ahmedabad 380006.
UIN :- IRDAN108RP0002V01200001
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