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Axis Bank Privilege Credit Card
Features & Benefits
Buy one get one offer on movie tickets
- Enjoy 100% discount on your second movie ticket booked via District app using your Axis Bank Privilege Credit Card.
Annual fee waiver
- Annual fee waiver on achieving spends of ₹5 lakhs in a card anniversary year.
Milestone benefit
Get an additional 10,000 EDGE REWARDS points worth ₹2000 by spending ₹2.5 lakhs in a card anniversary year.
Read MoreAccess numerous airport lounges
2 Complimentary access per calendar quarter to select domestic lounges with Axis Bank Privilege credit card.
Read MoreFuel up and get a waiver on surcharge
Fuel surcharge refund on spends at all fuel stations across India.
Read MoreEarn Axis EDGE REWARDS
Earn Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
Read MoreKeep yourself, your family and your assets safe
- Purchase Protection Plan of up to ₹1 lakh.
Activation benefit
Get 12500 EDGE REWARD points, Worth ₹2500 redeemable against vouchers upon levy of joining fees and on completion of 1st transaction within 30 days of card issuance.
Read More
Fees & Charges
Fees & Charges
In Privilege Credit Card fees, overdue penalty, fee on cash payment, etc. are applicable as per terms and conditions. However, fees and charges for Privilege Credit Card are waived for services like mobile alerts. The detailed fee structure is provided below.
| Description | Charges |
|---|---|
| Standard Joining Fee | ₹1500 |
| Standard Annual Fee (2nd year onwards) | ₹1500 |
| Standard Add-on Card Joining Fee | Nil |
| Standard Add-on Card Annual Fee | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.75% per month (55.55% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. ₹500) of the Cash Amount |
| Fee for Cash Payment | ₹175 |
| Card Replacement | Nil |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 Additional ₹100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until MAD is cleared. |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. ₹500) |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. ₹500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between ₹400 and ₹4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Rent Surcharge Fee* | 1% of the rental txn amount |
| Wallet load transaction fee | 1% fee on cumulative spends of ₹10,000 or more on wallet loads per statement cycle |
| Fuel transaction fee | 1% fee on cumulative spends of ₹50,000 or more on fuel transactions per statement cycle |
| Education transaction fee | 1% fee on education payments made via third party apps |
| Utility transaction fee | 1% fee on cumulative spends of ₹25,000 or more on utilities per statement cycle |
| Online skill-based gaming transaction fee | 1% fee on cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement cycle |
| Dynamic Currency Conversion markup fee** | 1.5% of each international txn plus taxes |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Waived |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Yes |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
*A rent surcharge fee of 1% will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513. The revision is effective from 20-12-2024.
**A Dynamic Currency Conversion (DCC) markup fee of 1.5% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. DCC markup fee will not be applicable on Burgundy Private Credit Card. The revision is effective from 20-12-2024.
Eligibility for Axis Bank Privilege Credit Card
*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.
Documentation for Axis Bank Privilege Credit Card
*The above list is only indicative. Documents required may vary on a case to case basis.
Value Chart
| PRIVILEGE CREDIT CARD VALUE CHART* ON ANNUAL SPENDS OF ₹2,91,000 | |||
|---|---|---|---|
| BENEFITS OF THE PRIVILEGE CREDIT CARD | ANNUAL SPENDS AMOUNT (₹) | SAVINGS AMOUNT (₹) | VALUE OF THE AXIS EDGE REWARD POINTS IF REDEEMED AGAINST SHOPPING OR TRAVEL VOUCHERS (₹) |
Shopping or Travel vouchers** on welcome | 2,500 | ||
Complimentary access to selected lounges affiliated with Mastercard, | 6,000 | ||
Rewards on Annual Spends | 2,50,000 | 2,000 | |
25% discount upto ₹800 at select Fine dining restaurants using Axis Bank Exclusive Dining Program with EazyDiner | 16,000 | 3,200 | |
1 % Fuel Surcharge Waiver on monthly fuel spends ^^^^ | 25,000 | 250 | |
Buy one get one offer on movie tickets | 3,000 | ||
Sub Total | 12,450 | 4,500 | |
| Total Annual Savings^ | 16,950 | ||
- Total Benefits on the Axis Bank Privilege Credit Card is more than 27600 (value chart is only for illustrative purpose)
- **This is based on the assumption that the customer visits the lounge once every quarter. The cost for a lounge visit is assumed at ₹1500
- ^^^ This is based on the assumption that the customer will visit the Dining Delight Restaurants at least twice every quarter. For details on the Dining Delight offers.
- ^^^^ Valid on transactions between ₹400 and ₹4000 only. GST charged on fuel surcharge is no-refundable. No reward points are earned on fuel transactions.
Terms & Conditions
The terms & conditions of Axis Bank Privilege Credit Card will be updated with effect from 20th June 2025. Please click here to know more
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