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Digital Salary Accounts
Digital Salary Accounts offer a seamless banking experience designed to suit modern work lifestyles. They simplify salary management with zero balance requirements, instant account opening and free online fund transfers. You can enjoy perks such as exclusive offers and personalised customer support. Experience hassle-free banking tailored for employees on-the-go.
Choose from accounts tailored as per your needs
Open a Zero Balance Digital Salary Account to unlock exciting offers in 4 easy steps
How to apply for Digital Salary Account
Open your Digital Salary Account effortlessly in 4 easy steps with Video KYC feature! Enjoy a quick, secure and seamless banking experience – fully digital with no paperwork or branch visits.
Video KYC process
Fees and Charges
Learn about the fees and charges linked to our Digital Salary Accounts. Keep in mind that the fees may differ depending on the specific type of Digital Salary Account you select.
Offers made for you
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Easy Access Salary Account
- Eligibility
Salary: ₹10,000 - ₹24,999 per month - Special Benefits
Flat 25% cashback on Flipkart & Ajio via GRAB DEALS
₹2 lakh personal accident cover
Virtual Debit Card on account opening + doorstep Debit Card delivery
Liberty Salary Account
- Eligibility
Salary: ₹25,000 - ₹49,999 per month - Special Benefits
Flat 25% cashback on Flipkart & Ajio via GRAB DEALS
₹5 lakh personal accident cover
Flat 5% cashback on weekends
Prestige Salary Account
- Eligibility
Salary: ₹ 50,000 - ₹99,999 per month - Special Benefits
2X EDGE REWARD Points on Debit Card spends
₹10 lakh personal accident cover
Purchases up to ₹50,000 are insured
Priority Salary Account
- Eligibility
Salary: ₹1,00,000 - ₹2,99,999 per month - Special Benefits
Unlock the best of Taj, SeleQtions & Vivanta with complimentary Epicure membership
₹10 lakh personal accident cover
Complimentary Axis Bank Club Vistara Forex Card
Burgundy Salary Account
- Eligibility
Salary: ₹3,00,000 & above per month - Special Benefits
Dedicated RM backed by a wealth specialist
Complimentary Burgundy Debit Card with Daily cash withdrawal limit: ₹3 lakh Purchase & withdrawal limit of ₹6 lakh
Power Salute Salary Account
- Eligibility
For our country's brave defense forces - Special Benefits
No joining or annual fees for primary or joint account holders
₹30 lakh personal accident cover
Purchases up to ₹50,000 are insured
Republic Salary Account
- Eligibility
Government or PSU employees - Special Benefits
Waiver of annual joining fee on Debit Cards
₹20 lakh personal accident cover
Virtual Debit Card on account opening + doorstep Debit Card delivery
Explore top banking services in one spot!
Open digital salary account
Accelerate your shopping with Instant Debit Card
Up to 20% Off on 4000+ Partner Restaurants
Instant E-Debit Card
Cardless withdrawal
Cashback on online spends
Easy and secure online transactions
Exclusive EDGE REWARDS Points
Do's and Don'ts for Digital Salary Account
Do's
Review account benefits Before applying, check if the Digital Salary account offers benefits like higher transaction limits, complimentary airport lounge access, or cashback on purchases. These perks can add significant value, especially if you travel frequently or make large transactions regularly.
Leverage higher transaction and withdrawal limits: Digital Salary Accounts often come with higher daily withdrawal and transaction limits compared to regular Savings Accounts. This is especially useful for those who need to make large transactions frequently or require easy access to funds.
Utilise free digital banking services: Make full use of the free digital services provided, such as NEFT/RTGS transfers, demand drafts, and online cheque book requests. These features provide convenience and help you save on transaction fees.
Don'ts
Don’t overlook interest rates and fees This ensures that the right person receives your assets without complications in case of an emergency.
Don’t keep your account idle: Avoid leaving your Digital Salary Account inactive for long periods. Banks may charge fees for inactive accounts or even convert them to generic Savings Accounts after a certain period of inactivity. Regularly use the account for transactions or transfers to keep it active.
Don’t ignore unfamiliar transaction alerts: If you receive an alert for a transaction you don’t recognise, contact Axis Bank immediately. This could be the first sign of fraudulent activity on your account.
Most Important Documents
Before you proceed with Digital Salary Account opening, kindly ensure to read and agree to the information stated in the Most Important Document (MID) corresponding to the account you wish to open.
Awards and Accolades
What our customers say about us
I had a deeply satisfying experience with the NRI services provided by Axis Bank. I wish to highlight that the issues I encountered were addressed by the bank officials promptly and effectively.
Ashish Mehta
NRI Banking Services
I had a deeply satisfying experience with the NRI services provided by Axis Bank. I wish to highlight that the issues I encountered were addressed by the bank officials promptly and effectively.
Ashish Mehta
NRI Banking Services
I had a deeply satisfying experience with the NRI services provided by Axis Bank. I wish to highlight that the issues I encountered were addressed by the bank officials promptly and effectively.
Ashish Mehta
NRI Banking Services
Tips to use your Digital Salary Accounts safely
Frequently Asked Questions
Digital Salary Account is the new-age Salary Account offered by Axis Bank. All you need is your Aadhaar, PAN and other basic details. Since this process is completed through a video verification, kindly ensure you are using a camera-enabled device.
- No need to visit the Branch -Avail all our 250 + services online.
- On account activation start transacting securely via Debit card, UPI, NEFT, IMPS and RTGS.
- E- Debit Card loaded with offers - Get your virtual Debit card instantly on account opening.
- Physical Debit Card as per account variant will be dispatched to your communication address after account opening.
- Signature Update via Axis Mobile app - Update any time after account opening.
You can open a Digital Salary Account as long as:
- You are an Indian citizen.
- You have a valid PAN and Aadhaar number.
- You have a valid mobile number linked to your Aadhaar.
- You are 18 years of age or above.
- Your Desktop/Laptop or Mobile Device with which you are opening an account has a camera for
- the Video KYC process. You are applying from India.
You need to voluntarily share your Aadhaar details to open an Digital Salary Account. In case You do not wish to share your Aadhaar or VID details, You may visit your nearest Axis Bank Branch and choose to open a Salary account from our range of options.
You need not visit a branch or submit any document post account opening. Your Digital Salary Account lets you avail all our 250 + services online.
Digital Salary Account is a zero-balance account meaning you don’t need to pay any account opening charges or maintain a monthly balance.
It is always good to have a nominee for your account. In case of unforeseen circumstances, your account funds can be transferred to the nominee without any hassle. You can, however, skip nominee details while opening the account and add one later.
You need to complete first 3 steps of your application within 3 days (72 hours) from the time you completed your Aadhaar based OTP verification in Step 1. The 4th step related to account set up can be completed within 72 hours from time of completion of VKYC (Step 3).
Post successful completion of video KYC, your application will be processed, during which a backend verification is done. Duration of this verification process may vary from 1 hour to a few days, depending on various factors. In the unlikely event where you have not received an email confirmation from us regarding account activation even after 4 business days, please reach out to us via the call center numbers given here to check the status of your account.
As soon as you complete Step 1, a link is sent on your registered mobile number. Click on this link to resume your account opening journey. Please note that the link will be valid only for 3 days (72 hours) for resuming journey to complete the process till Step-3. However, for Step-4, same link can be used for next 72 hours (from time of completing VKYC step) to complete account set up. Post this time frame, you may start the journey again as a fresh application.
Yes, at the time of applying for Digital Salary Account, you can provide your communication address with a self declaration.
Yes, you may apply for an Digital Salary Account again.
You may upload the signature during the VKYC step. You need to sign on a white sheet of paper and show the same to the VKYC agent. Alternatively, you may upload the signature after completing the journey in the Axis Mobile banking app.
Post account activation, you can register for Internet Banking by:
- Directly logging in using your Digital Salary Account’s Virtual Debit Card details.
- Registering as 'First time user' on Internet Banking and using your Customer ID.
You can register for Axis Mobile using your registered mobile number. You will need to authenticate yourself using details of either of your Debit Cards before initiating any financial transactions.
You need to update the signature in your account to be eligible for a cheque book. You may update your signature through 'Insta Services' section of the mobile app or you may visit your nearest Axis Bank branch to place a request to get your signature updated in the bank's records. Once the signature is updated in your Salary Account, you can place the request for a cheque book.
A cheque book can be issued for your ASAP DIGITAL SALARY ACCOUNT only after you have updated your signature in your account. Once the Signature is updated, you can place a request using the below options:
- SMS- SMS space to 56161600 from your registered mobile number. (For e.g. – CHQBK 23456)
- Axisbank.com/Support -Support Home Page >> Get It Done Instantly >> Click on Cheque Book Request >> Enter Registered Mobile Number >> Enter OTP >> Select Account >> Click on Submit >> Cheque Book will be issued and delivered. (You can also scroll up and click on ‘Request Using Registered Mobile No.’ tab to use this option)
- Chat with Axis Aha!-Click on Axis Aha! icon below or on axisbank.com >> Type “Order Cheque Book” >> Login with you Internet Banking credentials or MPIN >> In case of multiple accounts, select the account for which you need to order the cheque book for >> Verify your details and click on “Confirm” >> Enter the OTP received on your registered mobile number >> Your cheque book will be ordered
- open by Axis Bank app - Select Banking >> Click on Services >> Click on Salary / Current Account >> Click on New Cheque Book.
- Internet Banking- Home >> Services >> Cheque Services >> Select Request Cheque Book >> Select Account Number & No. of Leaves >> Enter NetSecure Code received through SMS
- SMS - Visit your nearest Axis Bank ATM Please note charges will be applicable for a cheque book as per the Salary Account type selected.
Terms & Conditions
- Any Resident Indian who is 18 years and above who provides his/her details in the Digital Savings Account application for opening Axis Bank account offered by Axis Bank Limited is a Customer
- By initiating the journey and providing his/her details, customer agrees to the terms and conditions of the Bank as listed in https://www.axisbank.com/docs/default-source/default-document-library/wef-1june-2020.pdf
- By initiating the journey and providing his/her details, customer agrees to the terms and conditions of the Bank as listed in https://www.axisbank.com/docs/default-source/default-document-library/debitcard_mitc.pdf
- By visiting the Axis Digital Account Opening – Apply Now link and sharing all information, customer consents to provide his/her name, contact details and other information on an at will basis with Bank.
- Customer authorizes Axis Bank to call on the given number to explain the features of the product
- Bank shall not be liable for any connectivity/ signal/ data issues leading to non-completion or wrong/false/incomplete information being provided by the customer leading to the incompletion of his/her application.
- The customer herewith agrees to provide his/ her valid Aadhaar number and valid PAN Card details. He/she understands that opening an account is subject to correct, complete and accurate information is provided.
- Customer agrees that upon successful OTP validation of Aadhaar, the name of the customer in the account will be the same name as appearing in his/her Aadhaar Card
- Application once submitted cannot be withdrawn by the customer. Bank shall not be liable to pay for any costs (technical/ data plan related or otherwise) incurred by the customer in the course of the downloading or sharing of his/her details on the application.
- The customer herewith agrees to provide the accurate documentation and information as listed in the app for the purpose of account opening. Customer understands and agrees that failure to provide requisite documentation and information shall result in rejection of application by the Bank. The customer agrees that Bank has every right to reject the account opening application, if there is any erroneous, incomplete or misleading information provided by the customer or for any other reason whatsoever with/without assigning any reason or if KYC documents submitted do not comply with the KYC norms of the Bank.
- This account opening process is also not available for customers who are FATCA reportable. Such customers are requested to approach the branch and to comply with requirement of opening an account.
- Bank reserves the right to take necessary action, legal or otherwise, if it finds any wilful modification/ withholding of information or misrepresentation by the customer.
- Customer understands and agrees that interest on the amount funded online will be paid subject to activation of the account and only from the date when the funds has been credited into the account.
- The customer shall not enjoy the services provided by the bank unless the customer on-boarding process is complete.
- Customer declares and confirms that the Bank shall be entitled to rely on all/any communication, information and details provided on the electronic form and all such communications, information and details shall be final and legally binding on the Customer.
- Customer understands and confirms that the Bank has every right to close or debit freeze the account, if the details provided by him/her are found to be inaccurate, incorrect or false by the Bank or for any other reason whatsoever without assigning any reason thereof. In such an event, the bank shall not be liable to pay any interest on the amount of deposit & the refund of amount deposited in the account will be refunded to the source account/or issue a Demand Draft to the Customer. In such an event, bank will retain the documents / Photographs (if any) and any other signed document submitted.
- This application is available for opening a savings account by Resident Indian Individuals only.
- Customer gives consent to the Bank to fetch his/her demographic details from Unique Identification Authority of India (UIDAI), using biometric authentication which will be used for KYC purposes. The demographic details include name, DOB, Father’s Name, gender, address and photograph. Customer further consents to the Bank to fetch his/her contact details from UIDAI which includes the contact number and email ID.
- Customer authorises Bank to link the Tokenized Aadhaar number provide with the savings account opened by them under this process.
- The Bank reserves the right to cancel the Customer ID and Account Number (A/C) allotted to the customer, if the customer does not complete the verification process within the allotted time.
- The Bank reserves the right to hold the accounts in Debit Freeze or close the Account even after account activation in case of any discrepancy found as part of regular monitoring and document verification activities.
- The customer agrees to provide the necessary details (Location, Mobile, Email etc.,) as per his/her requirement at the time of submission of details through the app. Bank shall not bear any liability for any loss arising out of customer’s failure to do so.
- The customer herewith agrees that if the application is rejected, Bank will retain the documents / Photographs and any other signed document submitted by the customer on the Web app or otherwise.
- Customer confirms to have read, understood and will be bound to/ abide by the Terms and Conditions of account opening and the general terms applicable to account as available on Axis Bank’s website
- Customer should also ensure that his/her signature is duly updated in the Bank's records in order to issue ECS/NACH/Direct debit mandate on Digital Savings Account.
- Customers can update their signature through the Mobile Application or by visiting any of the nearest Axis Bank branch. Accounts with signature enables you to issue NACH/ECS/Direct Debit mandate
- The Customer herewith undertakes to complete his full KYC by undertaking a video based KYC validation process.
- The Customer undertakes to complete video KYC process within 72 hours post funding and in case of his/her fails to complete the same for any reason whatsoever Bank shall have exclusive discretion to close his/her account and the amount deposited by Customer for funding the account would be refunded into the bank account/debit card/upi address used by the Customer in the initial funding transaction process.
- The Customer agrees that if her/ his balance in the account will be put under a total freeze, till such time the Customer completes the full Video KYC process and fulfills the internal audit requirements. In case of account being put under total freeze, the customer agrees that principal amount on such deposits kept along with the interest accrued (if any) will be payable to him only upon completing his Video KYC process and successful internal audit.
- The Customer agrees and undertakes that if Customer could not complete his/her Video KYC validation process or the said process if dropped midway due to technical, systematic or server errors/issues or other operational issues in that case Customer will be permitted to complete Video KYC process again to enable the Customer to have his/her account opening process completed. Customer also agrees and undertakes that even if Customer completes his/her Video KYC process for account opening but Bank unable to access the KYC validation data/information collected under Video KYC process due to some technical, systematic or server errors/issues, or any other issue which are beyond the control of the Bank, in that case Bank has exclusive right to ask Customer to visit its nearest branch or RM for undertaking physical KYC validation process for completion of his/her account opening process.
- The Customer agrees and acknowledges that, the Bank shall not be held liable or responsible in any manner whatsoever in respect of any loss, cost or damage incurred by Customer due to any technical, systematic or server errors/issues, or any other issue occurred while undertaking Video KY process, which are beyond the control of the Bank or any costs (technical/ data plan related or otherwise) incurred by the Customer.
- In case the mode of operation is ‘Either or survivor’ or “ Former or Survivor” or “Anyone or Survivor”, in the event of the death of one of the deposit holder, premature withdrawal is required by the survivor: In the event of the death of either one of us, the survivor, if he / she so request the bank, to prematurely withdraw the said deposit without seeking the concurrence of the legal heirs of the deceased joint deposit holder, the bank is entitled to honour the same. We further affirm that payment of the proceeds of such deposit to the survivor represents a valid discharge of the bank's liability provided.
- Where the deposit is held singly and premature withdrawal is required by the nominee in the event of death of the deposit holder:
i. There is no order from a competent court restraining the bank from making the payment from the said account.
ii. That the survivor would be receiving the payment from the bank as a trustee of the legal heirs of the deceased depositor and that such payment to him/her shall not affect the right or claim that any person/s may have against the survivor to whom the payment is made.
Customers who do not qualify the above criteria will be converted to normal savings account with due notice. Fees and charges will apply accordingly (Including annual debit card charges)
i. In the event of my death, the nominee named for the deposit is entitled to prematurely withdraw the said deposit, if he/she so requests the bank, without seeking the concurrence of my legal heirs. I further affirm that payment of the proceeds of such deposit to the nominee represents a valid discharge of the bank's liability.
Customers who do not qualify the above criteria will be converted to normal savings account with due notice. Fees and charges will apply accordingly (Including annual debit card charges)
ii. That the nominee would be receiving the payment from the bank as a trustee of the legal heirs of the deceased depositor and that such payment to him/her shall not affect the right or claim that my legal heirs may have against the nominee to whom the payment is made.
Customers who do not qualify the above criteria will be converted to normal savings account with due notice. Fees and charges will apply accordingly (Including annual debit card charges)
Click here for general T&C for Burgundy
Click here for general T&C for priority
Savings Account is offered subject to the fulfilment of the Product eligibility criteria, applicable to all existing and new customers under the Priority scheme.
Customers who do not qualify the above criteria will be converted to normal savings account with due notice. Fees and charges will apply accordingly (Including annual debit card charges)
All accounts have monthly billing cycle in a year i.e. 1st to 30th / 31st of the month.
There will be a fee of Rs.500 if the account is closed between 14 days and 1 year of account opening. No fees would be levied if account is closed within 14 days of account opening or after 1 year.
Axis Bank reserves the right, at its own discretion, to close the account in case initial funding is returned/bounced and funding as per scheme code is not received within 30 days of account opening
The Bank can at its sole discretion discontinue any service partially / completely or change fees by providing 30 days’ notice. All revision in fees will be displayed on the Notice Board of the branches of Axis Bank and also on our website www.axisbank.com.
GST as applicable will be levied on all fees.
Aadhar Number should be updated in your bank account to receive subsidies directly from Government (LPG, MGNREGA, etc.)
If your account has been opened in conjunction with an Axis Bank loan, with a standing instruction for repayment of the loan, your account will be a zero-balance account till such time as the loan continues and the SI stands, after which, the balance requirement will apply.
Please click here for Debit card related terms and conditions
1. Customer understands that he/she has no objection in authenticating themself with Aadhaar based authentication system and voluntarily consent to providing their Aadhaar number, Biometric and/or One Time Pin(OTP) data (and/or any similar authentication mechanism) for the purposes of seeding their new account with NPCI mapper to enable me to receive Direct Benefit Transfer (DBT) including LPG Subsidy from Govt. of India (GOI) their my new account.
2. I hereby state that I have no objection in authenticating myself with Aadhaar based authentication system and consent to providing my Aadhaar Number, Biometric and/or (One Time Pin) OTP data (and/or any similar authentication mechanism) for Aadhaar Based authentication for the purposes of availing of the Banking Service from Axis Bank.
3. I understand that the Biometric and/or (One Time Pin) OTP (and/or any similar authentication mechanism) I may provide for authentication shall be used only for authenticating my identity through Aadhaar Authentication system for that specific transaction and for no other purposes. I understand that Axis Bank shall ensure security and confidentiality of my personal identity data provided for the purpose Aadhaar based authentication.
4. I submit my Aadhaar number and voluntarily give my consent to:
- Use my Aadhaar Details to authenticate me from UIDAI.
- Use my Registered Mobile Number in the bank records for sending SMS alerts to me.
- Link the Aadhaar Number to all my existing/new/future accounts and customer profile (CIF)with your Bank.
I understand that my information submitted to the bank herewith shall not be used for any purpose other than mentioned above.I hereby declare that all the above information voluntarily furnished by me is true, correct and complete.
5. The bank may disclose information about customer's account, if required or permitted by law, rule or regulations, or at the request of any public or regulatory authority or if such disclosure is required for the purpose of preventing frauds, or in public interest, without specific consent of the account holder/s.
6.If in case the customer do not wish to open the account through Aadhaar based authentication process, the customer can open an account by submitting physical account opening form along with his full KYC documents by visiting the nearest Axis Bank branch.
1) I hereby state that I have no objection in authenticating myself with video based customer identification process (“V-CIP”). Further, I expressly consent to and authorise the Bank (whether acting by itself or through any of its service providers, and whether in automated manner or otherwise), to do and undertake any of the following, in relation to my application details including my photograph, personal data and sensitive information about me, information, papers and data relating to know your customer (KYC), credit information, and any other information whether about me or not as may be deemed relevant by the Bank (collectively, “Information”) for the purposes of (“Purposes”) via V-CIP:
a. to use devices and/or software, including the app, to record and capture my Information, interactions inclusive of video and which will be used for the Information verification and Purposes;
b. to collect the Information from me and other physical or online sources including accessing the same from credit information companies, information utilities, websites, data bases and online platforms (whether public or not); to get the authenticity, correctness, adequacy, etc. of the Information verified from any sources and persons including from online data bases; and to act for and on my behalf for such accessing, collecting or verifying of the Information including using my log in and password credentials on the online platforms; such collection, access and verification may be done without any notice to me;
c. process Information including by way of storing, structuring, organising, reproducing, copying, using, profiling, etc. as may be deemed fit by the Bank;
d. to store the Information for such period as may be required for contract, by law or for the Bank’s evidential and claims purposes, whichever is longer;
e. to share and disclose the Information to service providers, consultants, credit information companies, information utilities, other banks and financial institutions, affiliates, subsidiaries, regulators, investigating agencies, judicial, quasi-judicial and statutory authorities, or to other persons as may be necessary in connection with the contractual or legal requirements or in the legitimate interests of the Bank or as per the consent;
f. any of the aforesaid may be exercised by the Bank for the purposes mentioned above, for the purposes of credit appraisal, fraud detection, anti-money laundering obligations, for entering into contract, for direct marketing, for developing credit scoring models and business strategies, for monitoring, for evaluating and improving the quality of services and products, for other legitimate purposes or for any purposes with consent.
I hereby state that I have no objection in authenticating myself with Aadhaar based authentication system and consent to providing my Aadhaar Number, Biometric and/or (One Time Pin) OTP data (and/or any similar authentication mechanism) for Aadhaar Based authentication for the purposes of availing of the Banking Service from Axis Bank.
I understand that the Biometric and/or (One Time Pin) OTP (and/or any similar authentication mechanism) I may provide for authentication shall be used only for authenticating my identity through Aadhaar Authentication system for that specific transaction and for no other purposes. I understand that Axis Bank shall ensure security and confidentiality of my personal identity data provided for the purpose Aadhaar based authentication.
I submit my Aadhaar number and voluntarily give my consent to:
2) I expressly agree to and subject me to the automated processing, automated profiling and to the automated decision making by or on behalf of the Bank.
3) I expressly agree to the Bank and/or its affiliates for using the Information and for cross-selling to me their various products and services from time to time.
4) I hereby confirm that I have read and I hereby accept the Privacy Policy of Axis Bank Limited (“Bank”) available at.
Please click here for Insurance related terms and conditions
- The debit card entitles you to a Personal Accident Insurance Cover. The insurance cover will be considered as active at the time of the incidence if you have made a successful purchase transaction on your card within 90 days prior to the occurrence of the incident. The incidence has to be reported within 50 days of occurrence.
Please click here for Privacy Policy
These terms and conditions (“Terms”) shall be applicable to the User (as defined hereinafter) participating in the Offer (as defined hereinafter) who agrees to be bound by the same and shall regulate the provisions of the specified products and services provided by Axis Bank Limited ("Axis Bank"). Any User participating in the Offer shall be deemed to have read, understood and accepted these terms and conditions and these Terms shall be in addition to and not in derogation of other applicable terms and conditions of any account or any other facility/services offered by Axis Bank and/or such other terms and conditions as may be specified by Axis Bank.
Definitions:
The following words and phrases shall have the meanings set out herein below in this document unless repugnant to the context:
“User" shall mean a person who is an Axis Bank savings account holder or an Axis Bank credit card holder and who shops via Grab Deals platform.
“Offer" shall mean the cashbacks or reward points that Axis Bank will provide the User upon successfully completing transactions via grabdeals.axisbank.com basis certain conditions listed under Terms of Offer below.
“Affiliate" shall mean the merchants/brands listed on Grab Deals platform.
Axis Bank Grab Deals is a platform only for display of offers extended by Affiliate/(s) to the User/(s). Axis Bank is hosting the Grab Deals platform purely for the convenience of its User’s to display the offers extended by Affiliate/(s) to the User/(s) . The products/services are being offered solely by the Affiliate/(s) and Axis Bank is not selling/rendering any of these products/services. Axis Bank is not undertaking the business of on-line retail trading or shopping by hosting the Grab Deals platform. Axis Bank will not earn any commission or any other fee upon its User/(s) viewing the offers made available by the Affiliate/(s) or purchasing/ availing of a product/service offered by the Affiliate/(s), except the customary considerations for use of credit card/debit cards/net banking facility. The User/(s) is free to purchase/avail them from any other stores/online platforms and by using any other payment mechanism. Axis Bank is merely facilitating the payment to its User/(s) by providing the Payment Gateway Services. By hosting the Grab Deals platform, Axis Bank is neither guaranteeing nor giving any warranty nor making any representation with respect to the offers made by the Affiliate/(s). Axis Bank is neither endorsing the Affiliate/(s) or any product/service nor is it responsible for sale/quality/features of the products/ services under the Offer. Any Information on the Axis Bank Grab Deals website (or the section thereof to which you will be directed) whether about the the Affiliate/(s)t or the products/services being offered have not been verified by Axis Bank. Axis Bank shall not be liable or responsible for any such information. Axis Bank will not bear any obligation or liability if a User purchases/avails of a product/service under an offer. If you choose to avail of the purchase/avail of a product/service, Axis Bank will neither be a party to nor in any manner concerned with such purchase/availment nor be liable or responsible for any act or omission of the Affiliate or the User. All product/service related queries/complaints will be addressed by the respective Affiliate only.
The website www.grabdeals.axisbank.com is powered and maintained by Vernost Marketing Technology Solutions Pvt. Ltd (“Vernost”) on behalf of Axis Bank, a company incorporated and existing in accordance with the laws of India. The following terms and conditions apply to all visitors or Users of this Website. Please read these site Terms and Conditions carefully before using this website. By accessing or using this website you explicitly agree to comply with and be bound by these site Terms and Conditions. When you access any of the sub-Site (whether belonging to an ‘associate’ of Company or otherwise) through this site, then the sub-site may have its own terms and conditions, which are specific to such sub-site.
These Terms and Conditions of use and any additional terms posted on this site together constitute the entire agreement between Company and you with respect to your use of this site.
TERMS OF OFFER
- The offer is valid only for Axis Bank account holders and Axis Bank credit card holders.
- This offer is applicable to the user only if the user had transacted using the Axis Bank credit or debit card (specified by the user at the authentication page) on the affiliate’s site. If the user had transacted using any other card (other than the one which was specified by the user at the authentication page), the cashback/reward points will not be applicable.
- Offer valid only for Axis retail customers. Any transaction done via businesses/ business correspondents or suspicious transactions shall not be eligible.
- The maximum cashback that the User can get by transacting via Grab Deals platform is Rs. 1000/- per account/credit card per calendar month.
- The cashback will be credited to User’s original mode of payment (debit or credit card) within 90 to 120 days from the date of transaction.
- The offer will be applicable only for one mobile phone purchased (per debit or credit card), on any Affiliate. This offer is not applicable to the second mobile purchased in that calendar month. In case the User purchases two mobile phones via Grab Deals platform, the offer will be applicable only for the first mobile purchased (across all Affiliates).
- By participating in this Offer, User agrees to be bound by the terms & conditions of this Offer including any other applicable terms & conditions modified and prescribed by Axis Bank from time to time. Any such participation by the user shall imply that the User has read, understood and accepted the Terms and Conditions hereunder.
- Cashbacks/Reward Points on Axis Bank Debit & Credit cards is only on items added to cart on the Affiliates immediately after landing from the Axis Bank Grab Deals. The offer will NOT be applicable on items that were already in the User’s cart (added during a previous session) but need to be added post landing from the Axis Bank Grab Deals platform only.
- This Offer is non-transferrable to any other person and cannot be exchanged with any other offer.
- This Offer is not transferable, non-assignable, and non-negotiable and cannot be en-cashed or clubbed with any other offer of Axis Bank.
- In all matters relating to the Offer and these terms & conditions, the decision taken by Axis Bank will be the final decision, which will be binding on the User.
- The Terms and Conditions of the campaign/Offer shall be in addition to and not in substitution/ derogation to the primary terms and conditions governing the usage of the services offered by Axis Bank.
- Any User/(s) participating in this campaign/Offer shall be deemed to have read, understood and accepted these Terms & conditions.
- The participation in the Offer is entirely voluntary and it is understood, that the participation by the User/(s) shall be deemed to have been made on a voluntary basis.
- Axis Bank shall in no way be liable if any User/(s) is/are unable/fail to do the transaction due to incompatible Mobile Phone handsets, Telecom Usage Plans or network failures or system failure/error or for any other reason whatsoever.
- Axis Bank reserves the right to, without liability or prejudice to any of its other rights, at any time, without previous notice and from time to time, withdraw/suspend/amend/cancel this Offer, without assigning any reasons thereof.
- Axis Bank will not be responsible or liable in case the Offer is not configured or could not be availed due to malfunction, delay, traffic/congestion on any telephone network or line, computer online system, servers or providers, mobile handset, computer equipment, software, or website. User cannot claim any loss, cost or damages from Axis Bank which may arise due to these technical reasons.
- All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the Offer shall be borne solely by the account holder and Axis Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues.
- Incomplete / rejected / invalid / returned /disputed or unauthorized/fraudulent recharges or transactions will not be considered for the Offer.
- These Terms and Conditions shall be governed by the laws of India. The courts at Mumbai shall have the exclusive jurisdiction in respect of any disputes with respect to all the subject matter with relation to the Offer.
- Offer and these terms and conditions and an arrangement herein shall be subject to applicable RBI guidelines issued from time to time and prevailing law and regulations. This Offer is / would be modified / discontinued based on the prevailing law / regulation at any point of time and neither party shall be under any liability or obligation or continue implementation of the said Offer till such time the terms are modified by the parties as per the prevailing/ amended law at that point of time. In the event, that the Offer cannot be continued without total compliance of the prevailing law at any point of time, this Offer shall be deemed to be terminated forthwith from the date when the amended law restricting / prohibiting the Offer comes into force.
- Axis Bank reserves the right to modify/ change all or any of the terms and conditions contained herein as per its discretion without assigning any reasons or without any prior intimation/notice whatsoever. Axis Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever. Axis Bank will not be liable in any manner whatsoever for any loss/ damage /claim/injury that may arise due to withdrawal or change in the terms and conditions of the Offer or discontinuation of it.
- For any queries pertaining to the cashbacks or reward points given by Axis Bank through the Offer, the User should get in touch with Axis bank call center: 1800-209-5577.
- The Offer is not available wherever prohibited and/or on products/services for which such offers cannot be made available for any reason whatsoever. The Offer is void where prohibited by law.
- User/(s) whose account is not active and/or are blocked/closed or have a credit freeze will not be eligible for the benefits of this campaign/Offer.
- This Offer is only valid for User/(s) who are Indian citizens.
- This Offer is not applicable for Non Resident Indian User/(s).
- Axis Bank reserves the right to disqualify the User from the benefits of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer or otherwise for any reason whatsoever. In case of any fraudulent activity, for the purpose of availing the benefits under the Offer, necessary action will be taken by the Bank. Please note Bank’s discretion in this regard shall be final and binding.
- User/s whose account has been classified as delinquent before or during the validity of the offer period will not be eligible for the benefits of the Offer. Bank’s discretion in this regard shall be final.
- Axis Bank is not responsible for any errors and/or omissions in the terms and conditions contained herein. All information is provided on "as is" basis without warranty of any kind. Axis Bank makes no representation and disclaims all express, implied, warranties of any kind to the User/(s) and/or any third party including, without limitation, warranties as to accuracy, timeliness, completeness, merchantability, or fitness for any particular purpose.
- Axis Bank/ Vernost reserves the right to undertake all necessary steps to ensure that the security, safety and integrity of Company's systems as well as its clients and users interests are and remain, well-protected. Towards this end, Vernost may take various steps to verify and confirm the authenticity, enforceability and validity of orders placed by you.
- Grab Deals reserves the right to introduce new products and replace the existing ones at any point in time without prior intimation to the member.
- Clubbing of this Offer with any other cashbacks/reward points/discounts (existing or new) is at bank’s discretion. Axis Bank reserves the right to add or remove any such cashback/reward points/discounts along with this offer.
- The User/(s) agrees to indemnify and keep Axis Bank indemnified for any loss or damage that Axis Bank may suffer with respect to the Offer including but not limited to any fraudulent and/or illegal transaction or any misrepresentation made by the User/(s) r while participating in this Offer.
In the event of any conflict or inconsistency regarding any instructions and conditions on any advertising or promotional material relating to the Offer, these Terms and Conditions shall prevail over all such other instructions and conditions and failure by Axis Bank to enforce any of its rights at any stage does not constitute a waiver of those rights.
Offer validity period:
- Offer will start from 7th Oct 2022 onwards
- Offer end date is 31st March 2025
Eligibility Criteria:
- Any customer who has opened any of the following Digital Salary account through VCIP process during the offer period will only be eligible for this offer.
1. EASY ACCESS SALARY ACCOUNT – DAPPR
2. LIBERTY SALARY ACCOUNT – DALBR
- Exclusions:
1. Any customer who has opened account with scheme code other than any of the above during the offer period
2. Any customer who has opened account before or after the offer period
3. Customer who had submitted request for the account within the offer period however, the account was activated post 31st March 2024 due to any reason whatsoever (It can include but not be limited to technical/system failure, operational error and manual error)
4. Customer who have migrated their account from another scheme to any of the above scheme during the offer period
New cashback benefit:
- Higher cashback rates are applicable only for purchase done as follows
- 1. Flat 10% cashback on Flipkart
- 2. Flat 10% cashback on Amazon
- The revised rates for above scheme codes shall be applicable for only up to 180 days from date of account opening i.e. cashback benefits as per new rates will be applicable for all spends made by eligible customer on Grab Deals (who has opened account within offer period) up to 180 days from date of account opening. Post completion of 6 months from date of account opening, regular cashback rates as posted on grabdeals.axisbank.com shall be applicable.
- For brands other than Flipkart and Amazon cashback rates as posted on grabdeals.axisbank.com shall be applicable.
For all purchases via Grab Deals during the offer period, maximum combined cashback applicable per account will be INR 1,000 per month for all account variants.
Mode of payment:
Only transaction carried via Axis Bank Debit Card linked to the eligible account variants will be eligible for the revised cashback rates. There is no change in cashback rates for transactions that have been paid via Credit Cards.
How to avail cashback:
1. Visit Grab Deals via Mobile Banking, Internet Banking, WhatsApp Banking or search for grabdeals.axisbank.com
2. Select the merchants you would like to shop from and click on ‘Shop now’
3. Authenticate with your registered mobile number & Last 4 digits of your Axis Bank Debit Card
4. Shop on merchants as usual and Checkout using same Axis Bank Debit Card used for Authentication
Category exclusions for cashback:
- Cashback will NOT be applicable on purchases made from Amazon.in & Flipkart in the below mentioned categories:
1. Gold & Silver coins
2. Jewellery
3. Gift Cards
Other terms & conditions:
- Cashback will NOT be applicable on items that were already in your cart (added during a previous session).
- Cashback is applicable on items added to cart after redirecting from Axis Bank Grab Deals platform only.
- Eligible cashback will be paid within 90-120 days of the transaction.
- Please maintain the user session on the affiliate page once redirected from Grab Deals to be eligible for cashback. All affiliate terms & conditions will be applicable here.
- All other platform Terms & Conditions mentioned on Grab Deals (https://grabdeals.axisbank.com/termsandconditions) will be applicable here.
- Please call 18604195555/18605005555 (charges apply) for details/assistance.
- Images provided in promotions are only for pictorial representation and Axis Bank does not undertake any liability or responsibility for the same.
- Axis Bank at any point of time reserves the right to withheld cashback benefit for any customer/account.
- Axis Bank at any point of time reserves the right to withdraw or modify the offer without any prior intimation.
- In case of any dispute over cashback benefit, Axis Bank reserves right to take final decision either in favour or against the concerns raised.
- This T&C shall be governed by and construed in accordance with the laws of India and shall be subject to the exclusive jurisdiction of the courts in Mumbai.
Please click here for terms and conditions of Priority Banking Program.
Offer validity period:
- Offer will start from 1st April 2025 onwards
- Offer end date is 31st March 2026
Eligibility Criteria:
- Any customer who has opened any of the following Digital Salary account through VCIP process during the offer period will only be eligible for this offer.
1. EASY ACCESS SALARY ACCOUNT – DAPPR
2. LIBERTY SALARY ACCOUNT – DALBR
- Exclusions:
1. Any customer who has opened account with scheme code other than any of the above during the offer period
2. Any customer who has opened account before or after the offer period
3. Customer who had submitted request for the account within the offer period however, the account was activated post 31st March 2026 due to any reason whatsoever (It can include but not be limited to technical/system failure, operational error and manual error)
4. Customer who have migrated their account from another scheme to any of the above scheme during the offer period
New cashback benefit:
- Higher cashback rates are applicable only for purchase done as follows
- The revised rates for above scheme codes shall be applicable for only up to 3 months from date of account opening i.e. cashback benefits as per new rates will be applicable for all spends made by eligible customer on Grab Deals (who has opened account within offer period) up to 3 months from date of account opening. Post completion of 3 months from date of account opening, regular cashback rates as posted on grabdeals.axisbank.com shall be applicable.
- For brands other than Flipkart and Ajio cashback rates as posted on grabdeals.axisbank.com shall be applicable.
For all purchases via Grab Deals during the offer period, maximum combined cashback applicable per account will be INR 1,000 per month for all account variants.
1. Flat 25% cashback on Flipkart
2. Flat 25% cashback on Ajio
Mode of payment:
Only transaction carried via Axis Bank Debit Card linked to the eligible account variants will be eligible for the revised cashback rates. There is no change in cashback rates for transactions that have been paid via Credit Cards.
How to avail cashback:
1. Visit Grab Deals via Mobile Banking, Internet Banking, WhatsApp Banking or search for grabdeals.axisbank.com
2. Select the merchants you would like to shop from and click on ‘Shop now’
3. Authenticate with your registered mobile number & Last 4 digits of your Axis Bank Debit Card
4. Shop on merchants as usual and Checkout using same Axis Bank Debit Card used for Authentication
Category exclusions for cashback:
- Cashback will NOT be applicable on purchases made from Ajio & Flipkart in the below mentioned categories:
1. Gold & Silver coins
2. Jewellery
3. Gift Cards
Other terms & conditions:
- Cashback will NOT be applicable on items that were already in your cart (added during a previous session).
- Cashback is applicable on items added to cart after redirecting from Axis Bank Grab Deals platform only.
- Eligible cashback will be paid within 90-180 days of the transaction.
- Please maintain the user session on the affiliate page once redirected from Grab Deals to be eligible for cashback. All affiliate terms & conditions will be applicable here.
- All other platform Terms & Conditions mentioned on Grab Deals (https://grabdeals.axisbank.com/termsandconditions) will be applicable here.
- Please call 18604195555/18605005555 (charges apply) for details/assistance.
- Images provided in promotions are only for pictorial representation and Axis Bank does not undertake any liability or responsibility for the same.
- Axis Bank at any point of time reserves the right to withheld cashback benefit for any customer/account.
- Axis Bank at any point of time reserves the right to withdraw or modify the offer without any prior intimation.
- In case of any dispute over cashback benefit, Axis Bank reserves right to take final decision either in favour or against the concerns raised.
- This T&C shall be governed by and construed in accordance with the laws of India and shall be subject to the exclusive jurisdiction of the courts in Mumbai.
1. I hereby state that I have not used the OTP based Aadhaar (e-KYC) verification to open any other bank account in Axis Bank or any other bank.
2. I hereby state that I have no objection in authenticating myself with Aadhaar based authentication system and consent to providing my Aadhaar Number, Biometric and/or (One Time Pin) OTP data (and/or any similar authentication mechanism) for Aadhaar Based authentication for the purposes of availing of the Banking Service from Axis Bank.
3. I understand that the Biometric and/or (One Time Pin) OTP (and/or any similar authentication mechanism) I may provide for authentication shall be used only for authenticating my identity through Aadhaar Authentication system for that specific transaction and for no other purposes. I understand that Axis Bank shall ensure security and confidentiality of my personal identity data provided for the purpose Aadhaar based authentication.
4. I submit my Aadhaar number and voluntarily give my consent to:
- Use my Aadhaar Details to authenticate me from UIDAI.
- Use my Registered Mobile Number in the bank records for sending SMS alerts to me.
- Link the Aadhaar Number to all my existing/new/future accounts and customer profile (CIF)with your Bank.
I understand that my information submitted to the bank herewith shall not be used for any purpose other than mentioned above.
I hereby declare that all the above information voluntarily furnished by me is true, correct and complete.
5. The bank may disclose information about customer's account, if required or permitted by law, rule or regulations, or at the request of any public or regulatory authority or if such disclosure is required for the purpose of preventing frauds, or in public interest, without specific consent of the account holder/s.
General Terms and Conditions
- Any Resident Indian who is 18 years and above who provides his/her details in the Digital Savings Account application for opening AXIS account offered by Axis Bank Limited is a Customer
- By logging into and providing his/her details, customer agrees to the terms and conditions of the Bank as listed in https://www.axisbank.com/docs/default-source/default-document-library/savings-accounts-tnc.pdf
- By visiting the Axis – Apply Now link and sharing all information, customer consents to provide his/her name, contact details and other information on an at will basis with Bank.
- Customer can complete their KYC at any Axis Bank branch using biometric authentication or by providing physical KYC documents.
- Customer authorize Axis Bank to call on the given number to explain the features of the product and marketing
- Bank shall not be liable for any connectivity/ signal/ data issues leading to non-completion or wrong/false/incomplete information being provided by the customer leading to the incompletion of his/her application.
- The customer herewith agrees to provide his/ her valid Aadhaar number and valid PAN Card details. He/she understands that opening an account is subject to correct, complete and accurate information is provided.
- Customer agrees that upon successful OTP validation of Aadhaar, the name of the customer in the account will be the same name as appearing in his/her Aadhaar Card
- Application once submitted cannot be withdrawn by the customer. Bank shall not be liable to pay for any costs (technical/ data plan related or otherwise) incurred by the customer in the course of the downloading or sharing of his/her details on the application.
- The customer herewith agrees to provide the accurate documentation and information as listed in the app for the purpose of account opening. Customer understands and agrees that failure to provide requisite documentation and information shall result in rejection of application by the Bank. The customer agrees that Bank has every right to reject the account opening application, if there is any erroneous, incomplete or misleading information provided by the customer or for any other reason whatsoever with/without assigning any reason or if KYC documents submitted do not comply with the KYC norms of the Bank.
- This account opening process is not available for existing Axis Bank customers who have a relationship with the bank under AXIS scheme (OTP based Aadhaar account opening)
- This account opening process is also not available for customers who are FATCA reportable. Such customers are requested to approach the branch and to comply with requirement of opening an account.
- Bank reserves the right to take necessary action, legal or otherwise, if it finds any wilful modification/ withholding of information or misrepresentation by the customer.
- Customers, who would like to deposit funds using the funding facility available in the Axis app, can do so only from their own full kyc bank account and not from a Third Party Bank account. Bank shall be at liberty to refuse to open the accounts funded from a Third Party Bank account at its sole discretion.
- Customer understands and agrees that interest on the amount funded online will be paid subject to activation of the account and only from the date when the funds has been credited into the account.
- The customer shall not enjoy the services provided by the bank unless the customer on-boarding process is complete.
- Customers will have restricted access on this account till KYC is completed
- Customer declares and confirms that the Bank shall be entitled to rely on all/any communication, information and details provided on the electronic form and all such communications, information and details shall be final and legally binding on the Customer.
- Customer understands and confirms that the Bank has every right to close or debit freeze the account, if the details provided by him/her are found to be inaccurate, incorrect or false by the Bank or for any other reason whatsoever without assigning any reason thereof. In such an event, the bank shall not be liable to pay any interest on the amount of deposit & the refund of amount deposited in the account will be refunded to the source account/or issue a Demand Draft to the Customer. In such an event, bank will retain the documents / Photographs (if any) and any other signed document submitted.
- This application is available for opening a savings account by Resident Indian Individuals only.
- Customer gives consent to the Bank to fetch his/her demographic details from Unique Identification Authority of India (UIDAI), using biometric authentication which will be used for KYC purposes. The demographic details include name, DOB, Father’s Name, gender, address and photograph. Customer further consents to the Bank to fetch his/her contact details from UIDAI which includes the contact number and email ID.
- Customer authorises Bank to link the Aadhar number provided by them with the savings account opened by them under this process. Customer herewith understands and agrees that this data will be shared with government department and customer might receive direct transfer of subsidies/benefits, subject to this being the primary account number seeded with Aadhaar.
- The Bank reserves the right to cancel the Customer ID and Account Number (A/C) allotted to the customer, if the customer does not complete the verification process within the allotted time.
- The Bank reserves the right to hold the accounts in Debit Freeze or close the Account even after account activation in case of any discrepancy found as part of regular monitoring and document verification activities.
- The customer agrees to provide the necessary details (Mobile, Email etc.,) as per his/her requirement at the time of submission of details through the app. Bank shall not bear any liability for any loss arising out of customer’s failure to do so.
- The customer herewith agrees to be contacted by the bank to receive information in respect of account maintenance, alerts, payments due, updates on existing and new products, servicing of account for sales, marketing or servicing their relationship with Axis Bank Limited and its group companies / associates or agents through Telephone / Mobile / SMS / Email etc. Further he/she understands that the consent to receive calls / communications shall be valid and shall prevail over their current or any subsequent registration of their mobile number for NDNC and shall continue to be treated as customer consent / acceptance.
- The customer herewith agrees that if the application is rejected, Bank will retain the documents / Photographs and any other signed document submitted by the customer on the Web app or otherwise.
- Customer confirms to have read, understood and will be bound to/ abide by the Terms and Conditions of account opening and the general terms applicable to account as available on Axis Bank’s website
- Customer is requested to submit their KYC documents and Customer should also ensure that his/her signature is duly updated in the Bank's records in order to issue ECS/NACH/Direct debit mandate on account.
- Customers can update their signature through the Mobile Application or by visiting any of the nearest Axis Bank branch. Accounts with signature enables you to issue NACH/ECS/Direct Debit mandate
The customer herewith confirms that he/she has not used the OTP based Aadhaar (e-KYC) verification to open any other bank account.
AXIS account opened with UIDAI based OTP, with credit balance of not more than 1 Lakh. The overall cumulative deposit in such an account cannot exceed 2 Lakhs, unless you complete full KYC process is completed
The customer herewith agrees to complete his full KYC by visiting his nearest Axis Bank branch/ by requesting a visit from the bank representative and providing his biometric details within 12 months of opening such account.
The customer agrees that failure to complete full KYC within 12 months will lead to his account being closed by the bank.
The customer agrees that if her/ his balance in the limited KYC account exceeds 1 Lakh in a given day, bank reserves the right to put the account on a total freeze, till such time that customer completes the full KYC process.
In case of account being put under total freeze, the customer agrees that principal amount on such deposits kept along with the interest accrued (if any) will be payable to him only upon completing his full KYC.
The customer will not be eligible to get a Cheque book for this account till the time full KYC is completed & signature gets updated in the account.
The customer agrees that such an account will be subject to regular scrutiny and monitoring from the bank and bank shall reserve the right to completely freeze/debit freeze/ close the account at its sole discretion.
If Customer fails to provide full KYC for any reason, customer understands and agrees that the bank reserves right to close the account post which the bank will issue a Demand Draft and dispatch the same in the customer communication address available in bank records.
I hereby declare that the details furnished above are true and correct to the best of my/our knowledge and belief and I undertake to inform you of any changes therein, immediately. In case any of the above information is found to be false or untrue or misleading or misrepresenting, I/We am/are aware that I/we may be held liable for it.
My personal / KYC details may be shared with Central KYC Registry.
I hereby consent to receiving information from Central KYC Registry through SMS/Email on the above registered number/email address.
Customer will be offered a Virtual Visa Classic Debit Card free of Charge, which will have an e-commerce transaction limit of ₹100,000/- per day.
Customer will also receive an ‘Online Rewards’ physical debit card with a issuance and annual fee of ₹500 + taxes.
The virtual debit card will become inactive once the customer makes any transaction using the physical debit card.
Axis customers are eligible for
- 1000 eDGE reward points on initial funding of more than ₹5,000 at the time of account opening.
- 2000 eDGE reward points on initial funding of more than ₹11,000 at the time of account opening.
- The eDGE reward points will be credited within 60 days of successful account opening.
TERMS & CONDITIONS
- Axis Bank reserves the right to disqualify any Axis account holder from the benefits of the program. If case of any fraudulent activity, prosecution will be carried according to the purpose of availing the benefits under the program
- Axis Bank reserves the right to modify/change all or any of the terms applicable to the program without assigning any reasons or without any prior intimation whatsoever
- Axis Bank also reserves the right to discontinue the program without assigning any reasons or without any prior intimation whatsoever
- By participating in this Offer, the AXIS account holder shall be deemed to have read, understood, accepted and agreed to be bound by these Terms & Conditions.
- In all matters or disputes relating to the Offer, the decision of Axis Bank shall be final and binding
- All information is provided on "as is" basis without warranty of any kind. Axis Bank makes no representation and disclaims all express, implied warranties of any kind to the AXIS account holder and/or any third party including, without limitation, warranties as to accuracy, timeliness, completeness, merchantability, or fitness for any particular purpose.
- These Terms and Conditions and an arrangement herein shall be subject to applicable RBI guidelines issued from time to time and prevailing law and regulations.
- Axis Bank will not be responsible or liable in case the offer is not configured or could not be availed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
- In case of all matters relating to the offer including any dispute or discrepancy relating to the offer or eligibility of any Account holder, Axis Bank’s decision shall be final and binding on Account holders in all respects.
- The terms and conditions governing the offer shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Axis Account and Axis Debit Card issued by Axis Bank.
- The offer by Axis Bank is subject to applicable laws and regulatory guidelines/ regulations and as per bank's extant guidelines from time to time
- Axis Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Card Holder/s under the offer.
- All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the offer shall be borne solely by the account holder and Axis Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues.
- The offer is not available wherever prohibited and products/ services for which such programs cannot be offered for any reason whatsoever.
- Edge Reward points credit to the successful Customer will be governed by the “Edge Reward terms & conditions”.
Axis eDGE rewards general T&C
- The program is non-negotiable and the reward points earned cannot be en-cashed.
- Incomplete / rejected / invalid / returned /disputed or unauthorized/fraudulent transactions will not be considered for points credit.
- Axis Bank will not be responsible or liable in case the transactions could not be completed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
- In case of all matters relating to the program including any dispute or discrepancy relating to the earn rules or eligibility of any customer, Axis Bank’s decision shall be final and binding on accountholder in all respects.
- Any person taking the advantage of this program shall be deemed to have read, understood and accepted these terms and conditions.
- Any dispute relating to the program or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai only.
- The above T&C’s are in addition to the Axis eDGE Rewards program T&C’s mentioned herein - https://edgerewards.axisbank.co.in/lms/terms-conditions
Please click here for Amaze Digital Salary Account - cashback terms & condition segment
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