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- Top up loan
Top-Up Loan
Extra finance against mortgage of property,
for home loan customers to tide a short term crunch.
NRI Top Up Loan
With NRI Top Up Loan, get high value loans upto ₹50 Lakhs. Your dream of purchasing or building a residential or commercial premise has never been made simpler through the availing of NRI Home Loans. You can repay your NRI Top Loan on similar lines of Home Loan tenure. This might be the loan you are on the lookout for to reach your goals. Have a look at the below detailed features & benefits of NRI Top Up Loan.
Features & Benefits
Get high-value loans
Get additional finance of upto Rs. 50,00,000
Use the loan for multiple purposes
You can avail a Top-up Loan for the following requirements:
Read MoreRepay your top-up loan along with your home loan
Loan tenure same as the outstanding home loan tenure
Use the loan for multiple purposes
You can avail a Top-up Loan for the following requirements:
- For construction of residential/commercial premises – Permitted
- For personal requirement and business purposed – Permitted subject to condition as mentioned in the affidavit
You cannot avail a Top-up Loan for the following requirements:
- For purchase of another residential/commercial premises – Not permitted
An undertaking cum affidavit to be collected from the borrower specifying the end use of the loan and that the loan shall not be used for any speculation, illegal activities, litigation or any other notorious activities
Eligibility for NRI Top Up Loan
Axis Bank’s NRI Top-Up Loan is a high-value loan. However, there are certain conditions that need to be met while applying for the NRI Top-Up Loan. Be sure to check all the NRI Top-Up Loan eligibility details before applying.
NRI/Resident Indian can avail of Top-Up Loans based on the following conditions:
- The property must be owned by an NRI only or in joint ownership (Applicable only for NRI customers).
- Top-Up loans can only be extended against a completed residential property with no pending post-disbursal documentation.
- For existing Home Loan borrowers, a clear repayment history is essential. There should not be more than one EMI bounce in the last one year, and the same should have been cleared before the next EMI date.
- Existing Home Loan customers are eligible for a Top-Up Loan after six months of clear repayment.
- For a Top-Up Loan with the takeover of a Home Loan from another bank, a one-year clear repayment track will be required.
Home Loan Eligibility Calculator
Do you dream of a place to call home? Axis Bank Home Loans are here to provide the right kind of financial support you need in this journey. Just enter your financial information to get a detailed result of the amount of loan you qualify for! For added convenience, we provide complete transparency of the process to instill trust and confidence within you. Start your journey with Axis Bank’s Home Loan Eligibility Calculator today!
Yrs
2157
Yrs
330
₹
8K1Cr
₹
01Cr
%
7% 18%
Your EMI* ₹ 4,800
Get a call back*Equated Monthly Installment
Loan Amount (in Lacs)
₹ 1,55,455.03
Important Links
Explore the various options available for NRI Home Loans to make your property investment in India smooth and secure.
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