Explore 250+ banking
services on Axis Mobile App For MSMEs with turnover up to ₹100Cr
IndiGo Axis Bank Premium Credit Card unlocks a world of exciting travel rewards—every purchase brings you closer to your next adventure with IndiGo BluChips. So go ahead, swipe, earn and fly
Voucher worth 5000 IndiGo BluChips along with one complimentary 6E Eats voucher as a Welcome gift on payment of joining fee
Voucher worth 5000 IndiGo BluChips along with one complimentary 6E Eats voucher every year as a renewal benefit on payment of annual fee
Unlock 4 vouchers worth 5000 IndiGo BluChips on achieving spends milestone at ₹2 Lakhs, ₹5 Lakhs, ₹8 lakhs and ₹12 Lakhs spends. Click here for T&C
Collect 2 IndiGo BluChip on every ₹100 spent on all eligible categories. For options to redeem, click here.
Click here for T&C.
Travel and spend internationally with ease and enjoy a low forex mark-up of 2.5% on all foreign currency transactions.
Enjoy Buy One Get One offer on movie tickets, once every month on BookMyShow. Click here for T&C
For transactions exceeding ₹1500, you may contact the Bank to convert a credit card purchase into EMIs. For additional information, click here.
Beat the mid-week blues with exciting offers every Wednesday. Click here to avail the offer
Relax before you fly
Click here for T&C on domestic lounge access and click here for T&C on international lounge access.
Enjoy exceptional dining experiences at top restaurants across India, with the Axis Bank Dining Delights Program.
Click here to know more



| Charges/Product | |
|---|---|
| Joining/Annual Fee | ₹5,000 |
| Finance charges | 3.75% per month (55.55% per annum) |
| Cash withdrawl fee | 2.5% of Transaction (Minimum ₹500) |
| Fee for cash payment | ₹175 |
| Late payment charges | Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 LPF charged on Outstanding balance (Total amount due - Payments) NOTE - An additional ₹100 charge will be levied if the 'Minimum Amount Due (MAD)' is not paid for two consecutive cycles and will apply until the MAD is cleared. |
| Over limit charge | 2.5% (Minimum ₹500) of Over limit amount |
| Returned Payment Charge (Cheque / ECS / ACH / SI bounce charge) | 2% of payment amount (Minimum ₹500) |
| Statement Request (beyond 3 months) | NIL |
| Reissue of lost, stolen or damaged card | NIL |
| Foreign currency transactions | 2.50% of Transaction value on International Transactions |
| DCC Surcharge | 1.5% surcharge on DCC transactions |
| Rent surcharge | 1% transaction fee ( uncapped) MCC- 6513 |
| Education transaction | A transaction fee of 1% will be applicable on education payments made via third-party apps (not limited to) such as CRED, PayTM, Cheq, and Mobikwik. MCCs: 8211, 8220, 8241, 8244, 8249, 8299 Note- DCC & International markup fee will be applicable on Educational transactions. |
| Wallet load transaction | 1% Fee will be applicable for cumulative spends on ₹10,000 or more for wallet loads within a statement period MCC: 6540 |
| Fuel transaction fee | 1% Fee will be applicable for cumulative spends of ₹50,000 or more on fuel within a statement period MCCs: 5983,5541,5542,5172 |
| Utility transaction fee | 1% fee will be applicable for cumulative spends of ₹25,000 or more on utilities within a statement period MCCs - 4814, 4899, 4900 |