IndiGo Axis Bank Premium Credit Card
IndiGo Axis Bank Premium Credit Card unlocks a world of exciting travel rewards—every purchase brings you closer to your next adventure with IndiGo BluChips. So go ahead, swipe, earn and fly
Apply for the IndiGo Axis Bank Premium Credit Card between 1 June'26 - 31 July'26 and enjoy Double welcome bonus. Click here to know more.
Features & Benefits
Welcome benefit
Voucher worth 5000 IndiGo BluChips along with one complimentary 6E Eats voucher as a Welcome gift on payment of joining fee
Annual benefit
Voucher worth 5000 IndiGo BluChips along with one complimentary 6E Eats voucher every year as a renewal benefit on payment of annual fee
Milestone Benefits
Unlock 4 vouchers worth 5000 IndiGo BluChips on achieving spends milestone at ₹2 Lakhs, ₹5 Lakhs, ₹8 lakhs and ₹12 Lakhs spends. Click here for T&C
Base earns
Collect 2 IndiGo BluChip on every ₹100 spent on all eligible categories. For options to redeem, click here.
Click here for T&C.
Lowered forex mark-up
Travel and spend internationally with ease and enjoy a low forex mark-up of 2.5% on all foreign currency transactions.
BookMyShow offer
Enjoy Buy One Get One offer on movie tickets, once every month on BookMyShow. Click here for T&C
Lounge access
- Get a complimentary priority pass membership along with your credit card and enjoy 2
EMI purchases
For transactions exceeding ₹1500, you may contact the Bank to convert a credit card purchase into EMIs. For additional information, click here.
Wednesday Delight
Beat the mid-week blues with exciting offers every Wednesday. Click here to avail the offer
Lounge access
Relax before you fly
Click here for T&C on domestic lounge access and click here for T&C on international lounge access.
Accelerated Earns
Dining Delight
Enjoy exceptional dining experiences at top restaurants across India, with the Axis Bank Dining Delights Program.
Click here to know more
Fees & Charges
Fees & Charges
| Charges/Product | |
|---|---|
| Joining/Annual Fee | ₹5,000 |
| Finance charges | 3.75% per month (55.55% per annum) |
| Cash withdrawl fee | 2.5% of Transaction (Minimum ₹500) |
| Fee for cash payment | ₹175 |
| Late payment charges | Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 LPF charged on Outstanding balance (Total amount due - Payments) NOTE - An additional ₹100 charge will be levied if the 'Minimum Amount Due (MAD)' is not paid for two consecutive cycles and will apply until the MAD is cleared. |
| Over limit charge | 2.5% (Minimum ₹500) of Over limit amount |
| Returned Payment Charge (Cheque / ECS / ACH / SI bounce charge) | 2% of payment amount (Minimum ₹500) |
| Statement Request (beyond 3 months) | NIL |
| Reissue of lost, stolen or damaged card | NIL |
| Foreign currency transactions | 2.50% of Transaction value on International Transactions |
| DCC Surcharge | 1.5% surcharge on DCC transactions |
| Rent surcharge | 1% transaction fee ( uncapped) MCC- 6513 |
| Education transaction | A transaction fee of 1% will be applicable on education payments made via third-party apps (not limited to) such as CRED, PayTM, Cheq, and Mobikwik. MCCs: 8211, 8220, 8241, 8244, 8249, 8299 Note- DCC & International markup fee will be applicable on Educational transactions. |
| Wallet load transaction | 1% Fee will be applicable for cumulative spends on ₹10,000 or more for wallet loads within a statement period MCC: 6540 |
| Fuel transaction fee | 1% Fee will be applicable for cumulative spends of ₹50,000 or more on fuel within a statement period MCCs: 5983,5541,5542,5172 |
| Utility transaction fee | 1% fee will be applicable for cumulative spends of ₹25,000 or more on utilities within a statement period MCCs - 4814, 4899, 4900 |
Eligibility for IndiGo Axis Bank Premium Credit Card
Documentation for IndiGo Axis Bank Premium Credit Card
Related Products
AXIS BANK PRIVILEGE Credit Card
- 12,500 EDGE REWARD Points redeemable against vouchers worth ₹2,500 upon levy of joining fees*
- Get additional 10,000 EDGE REWARD Points on spends of ₹2.5 lakhs
- Buy one get one offer on movie tickets booked via District app. Up to ₹250 off, valid once a month
Joining Fee: ₹1500
Annual Fee: ₹1500
Copyright@ 2026 Axis Bank