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Flipkart Axis Bank Credit Card
Features & Benefits
Cashback with every transaction
- Earn 7.5% cashback on Myntra spends* capped at ₹4000 per statement quarter
Fuel surcharge waiver
- Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
Convert purchases to EMI
- Exciting EMI offers on Flipkart On any transaction over ₹2,500, contact the bank to convert a big credit card purchase into EMIs
Fees & Charges
The Flipkart Axis Bank Credit Card fees and charges are listed in the table below:
Fees & Charges
The Flipkart Axis Bank Credit Card fees and charges are listed in the table below:
| Description | Charges |
|---|---|
| Joining fee | ₹500 Joining Fee is waived off for First-year free cards (offer during selected period). |
| Annual Fee | 2nd year Onwards: ₹500 Annual fee waived off on annual spends greater than ₹3,50,000. Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver. |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Card replacement fee (w.e.f 10/10/20) | Nil |
| Cash payment fee | ₹175 |
| Duplicate Statement fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Outstation cheque fee | Waived |
| Mobile alerts for transactions | Free |
| Hotlisting charges | Nil |
| Balance enquiry charges | Waived |
| Finance charges (Retail purchases and cash) | 3.75% per month (55.55% per annum) |
| Cash withdrawal fees | 2.5% (Min. ₹500) of the cash amount |
| Overdue Penalty or Late Payment Fees | Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 Additional INR 100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared. |
| Over limit penalty | 2.5% of the over limit amount (Min ₹500) |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to min ₹500 |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Foreign currency transaction fee | 3.5% of the transaction value |
| Reward Redemption fee | No |
| Rent Transaction fee (Applicable from 5th March 2023) | 1% fee per transaction will be applicable on rental transactions |
| Dynamic Currency Conversion markup (Applicable from 5th March 2023) | 1.5% markup will be applicable on international transactions performed in Indian currency at international locations or transactions performed in Indian currency with merchants located in India but registered in foreign nation |
| Education Transaction Fee (Applicable from 20th Dec, 2024) | 1% fee per transaction will be applicable on education payments made via third party apps |
| Utility Transaction Fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable on cumulative spends of ₹25,000 or more on utilities per statement cycle |
| Wallet Load Transaction Fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable on cumulative spends of ₹10,000 or more on wallet loads per statement cycle |
| Fuel Transaction Fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable on cumulative spends of ₹50,000 or more on fuel transactions per statement cycle |
| Online Skill Based Gaming Transaction Fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable on cumulative spends of ₹10,000 or more on online skill based gaming platforms per statement cycle |
For all above fees and charges, taxes as per Government norms shall be applicable
Eligibility for Flipkart Axis Bank Credit Card
Documentation for Flipkart Axis Bank Credit Card
Value Chart
| Details | Annual Spends (₹) | Cashback(₹) | Discount/Benefits (₹) |
|---|---|---|---|
Spends on Myntra | 1,00,000 | 7,500 | - |
Spends on Flipkart and Cleartrip | 90,000 | 4,500 | - |
Preferred merchant spends | 35,000 | 1,400 | - |
Other Spends | 80,000 | 800 | - |
Fuel Spends | 18,000 | - | 180 |
Dining Spends | 40,000 | 500 | 6,000 |
Welcome Benefits | - | - | 350 |
Annual Fee Waiver | - | - | 500 |
Total Annual Spends | 3,63,000 | 14,700 | 7030 |
Total Annual Benefits* | - | 21,730 | 6% |
- For card member agreement, click here
For terms & conditions, click here
Terms & Conditions
The terms and conditions of Flipkart Axis Bank Credit Card will be updated w.e.f. 20th June, 2025. Please click here to know more.
Axis Bank Select Credit Card
- Get 10,000 EDGE REWARDpoints worth ₹ 2,000 on the activation of the card within 30 days of issuance (not applicable for free cards)
- Get ₹ 500 off on a minimum transaction of ₹ 2,500 on Big Basket app/website, through Select credit card, valid once a month
- Ger ₹ 200 off on a minimum transaction of ₹ 1000 on Swiggy, valid twice a month
Joining Fee: ₹3000
Annual Fee: ₹3000
- 12,500 EDGE REWARD Points redeemable against vouchers worth ₹ 2,500*
- Get additional 10,000 EDGE REWARD Points on spends of ₹2.5 lakh*
- Buy one get one offer on movie tickets booked via District app. Up to ₹ 250 off, valid once a month
Joining Fee: ₹1500
Annual Fee: ₹1500
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