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MY ZONE EASY Credit Card
Get your Fixed Deposit backed secured credit card, with minimal documentation and guaranteed approval.
MY ZONE EASY Credit Card Features & Benefits
Exciting cashback on movie tickets, delightful dinners, convert purchases to EMI, earn EDGE REWARD points and avail more such benefits on My Zone Easy Credit Card.
Get 25% cashback on movie tickets
25% cashback on online and box office movie ticket purchases all week with your MY Zone Easy Credit Card*
Read MoreContactless-enabled card
Forget swiping, just tap the card and make a secure transaction of up to ₹5000.
Withdraw as much cash as required
Cash withdrawals upto 100% of your credit limit from day one
Get a guaranteed approval
Any application for the Axis Bank MY Zone Easy Credit Card gets guaranteed approval
Spend securely
The card is equipped with the Platinum Chip contactless technology, which offers clear authentication of credit payments, combined with easy fraud detection.
Read MoreFuel up and get a waiver on surcharge
You get a 1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank MY Zone Easy Credit Card.
Read MoreConvert purchases to EMI
On any transaction over ₹2,500, contact the Bank to convert a big credit card purchase into EMIs
Read MoreEarn EDGE REWARDS
Earn EDGE REWARD points on your transactions and enjoy 500+ rewards and offers to redeem them. Get 4 points for every ₹200 spent on domestic transactions.
Dining Delights
Indulge in delectable cuisines with Axis Bank Dining Delights offering a minimum 15%* off at our partner restaurants in India.
Fees & Charges
Fees & Charges
| Descriptions | Charges |
|---|---|
| Standard Joining Fee | ₹500 |
| Standard Annual Fee | ₹500 |
| Standard Add-on Card Joining Fee | NIL |
| Standard Add-on Card Annual Fee | NIL |
| Finance Charges (Retail purchases & cash) | 3.40% per month (49.36% per annum) |
| Cash Withdrawal Fees | 2.5% (minimum ₹500) of the cash amount |
| Fee for Cash Payment | ₹175 |
| Card Replacement | Nil |
| Overdue Penalty or Late Payment Fee | Nil if the total payment due is less than ₹500 ₹500 if the total payment due is between ₹501 and ₹5,000 ₹750 if the total payment due is between ₹5,001 and ₹10,000 ₹1200 if the total payment due is greater than ₹10,000 An additional charge of ₹100 will be applicable on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared. |
| Overlimit penalty | 2.5% of the over limit amount (Minimum. ₹500) |
| Emergency card replacement fee when overseas (through VISA) | As per VISA Global Customer Assistance Services (GCAS) |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by Indian Railways |
| Fuel transaction surcharge | 1% of transaction amount (refunded for fuel transactions between ₹400 and ₹4000) |
| Foreign currency transaction Fee | 3.50% of the transaction value |
| Mobile alerts for transactions | Waived |
| Hotlisting charges | NIL |
| Balance enquiry charges | Waived |
| Cheque return or dishonour fee or auto debit reversal | 2% of the payment amount subject to a minimum ₹500 and maximum ₹1,522 |
| Reward redemption fee | Yes |
| Rent transaction fee | 1% on transaction will be applicable on each rental transaction done on MCC 6513 |
| Dynamic currency conversion markup | 1.5% + taxes for each international transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in India but registered in foreign nation |
Charge structure is subject to change from time to time at the sole discretion of Axis Bank.
As per Ministry of Finance guidelines, GST as per existing government norms is being levied on all fees, interests & other charges on all credit cards. No refund shall be provided for GST charged on fuel transaction surcharge.
Get 25% cashback on movie tickets
Enjoy free credit for 50 days
Spend securely
Convert purchases to EMI
Earn EDGE REWARDS
Wednesday Delight
Beat the mid-week blues with exciting offers every Wednesday
Click here to avail the offers
Eligibility for MY ZONE EASY Credit Card
- A Fixed Deposit at any Axis Bank branch is required.
- Minimum Fixed Deposit amount is ₹15,000, while maximum amounts to ₹25 lakhs.
- Minors are not eligible for the card.
Additionally, the MY Zone Easy Credit Card cannot be issued against:
1. Tax Saver Fixed Deposits.
2. Flexi-Deposits (Auto-sweep Fixed Deposits).
3. Fixed Deposits in the name of HUFs (Hindu undivided families), societies, trusts, or companies.
Terms & Conditions
- Please click here for terms and conditions
- Please click here to view card member agreement
- Please click here to view Lien Declaration
Need information on Credit Card services?
A diverse range of services, including rewards, travel perks, fraud protection & more that add value to your transactions.
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