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Axis Bank SUVIDHA Salary Program
Looking for a convenient way to manage your monthly pay? Consider opening a Salary Account, which comes with benefits such as no minimum balance, free ATM withdrawals, increased withdrawal limits, preferential loan rates, and a complimentary credit card.
The Suvidha Program is a popular choice for both employees and employers, offering customised benefits and comprehensive services. Explore various online Salary Account options under the Suvidha Salary Program—packed with benefits like complimentary Credit Cards, insurance plans, preferential loan rates, zero balance facility, and more. Open a Salary Account digitally in just 3 minutes to enjoy additional perks like senior ID cards, travel deals, dining discounts, and cashbacks.
Digital Salary Account
Axis Bank's Digital Salary Account offers zero balance and easy online access.
Enjoy seamless salary management with exclusive benefits.
Amazing cashback on shopping
Paperless onboarding
Digital Salary Account
Apply NowExclusive offers and discounts
Zero balance account
Instant account opening
Convenient fund transfers
Your Account. Your Choice.
Burgundy Salary Account
- Debit Card Features
Complimentary Burgundy Debit Card
Daily ATM withdrawal Limit: ₹3 Lakh
Daily Shopping Limit: ₹6 Lakh - Product Features
Dedicated Relationship Manager, backed by a wealth specialist
Comprehensive One Glance Statement of your accounts and investments - Offers & Discounts
Up to 60% discount on locker rentals
Additional 10% discount on lockers with family banking
Easy Access Salary Account
- Debit Card Features
Rupay Platinum Debit card
Daily ATM withdrawal Limit: ₹40,000
Daily Shopping Limit: ₹2 Lakh - Product Features
1 Complimentary Airport Lounge Access per quarter - Offers & Discounts
Up to 25% cashback on Flipkart & Ajio
Every time you shop via Grab Deals
Liberty Salary Account
- Debit Card Features
Complimentary Liberty Debit Card
Daily ATM Withdrawal Limit: ₹50,000
Daily Shopping Limit: ₹3 Lakh - Product Features
Annual savings worth ₹15,000 - Offers & Discounts
Up to 25% cashback on Flipkart & Ajio
Every time you shop via Grab Deals
Up to 5% cashback on weekend spends across food, entertainment, shopping & travel
Prestige Salary Account
- Debit Card Features
Prestige Cashback Debit Card
Daily ATM Withdrawal limit of ₹1,00,000 - Product Features
Unlimited cheque books and DD/Pos free, Unlimited branch transactions per month
Annual savings worth ₹25,000 - Offers & Discounts
Exclusive cashback offers on debit card:
1% on fuel, 2% on shopping and 3% on travel
Priority Salary Account
- Debit Card Features
Free Priority Platinum Debit Card
Daily Shopping Limit: ₹5 Lakh - Product Features
Family Banking Benefits on enrolling Family members
Dedicated Relationship Manager for all Banking needs - Offers & Discounts
25% discount on movie ticket spends
Up to 50% discount on locker rentals
Axis Republic Salary Account
- Debit Card Features
Complimentary Axis Republic Debit Card
Daily ATM Withdrawal Limit: ₹40,000
Daily Shopping Limit: ₹1 Lakh - Product Features
High Personal Accidental cover
Exclusive features for senior parents - Offers & Discounts
Airport Lounge Access up to 2 per quarter*
Up to 20% off on 4000+ partner restaurants
Defence Salary Account
- Debit Card Features
Complimentary Power Salute Debit Card
Daily ATM Withdrawal Limit: ₹40,000
Daily Shopping Limit: ₹2 Lakh - Product Features
Personal Accident Insurance Cover of ₹30 Lakh
Unlimited free cash withdrawals at Axis Bank ATMs and other bank ATMs
Family Banking Program - Share benefits with up to 3 family members - Offers & Discounts
Up to 20% off on 4000+ partner restaurants
Employee Reimbursement Account
- Debit Card Features
Linked debit card with existing Salary Account - Product Features
Track reimbursement separately
Earn 2.5%* interest on daily balances, quarterly - Offers & Discounts
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Prime Salary Account
- Debit Card Features
Complimentary Liberty Debit Card
Daily ATM Withdrawal Limit: ₹50,000
Daily Shopping Limit: ₹3 Lakhs - Product Features
Dining Delights Program
5% cashback on movie ticket spends - Offers & Discounts
Up to 5% cashback on weekend spends across Food, entertainment, shopping and travel*
Quarterly gift voucher worth ₹750 on spends of ₹60,000 in a financial quarter
open by Axis Bank - one app for all your banking needs
Enjoy unmatched convenience with India’s one of the best-rated mobile banking app, designed for a seamless experience. Access 250+ services and join 2.8 crore users who trust Axis Bank for their banking needs.
Cards
Monitor spending, track rewards, manage card limit and more, effortlessly.
UPI
Pay & receive money securely to/from any UPI app.
Loans
Apply for personal, home, or car loans at attractive interest rates & track your EMIs within the app.
Bill Pay
Pay your utility bills, recharge, setup auto pay and more digitally
Multilingual
Bank in your language — choose from 4 options.
Fixed Deposits
Book and manage your FD seamlessly.
Terms & Conditions
Term & Conditions
The offer is valid for Easy Access Accounts & Liberty Salary Accounts only
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Term and Conditions
The offer is valid for ASAP Easy Access Accounts & ASAP Liberty Salary Accounts only. Customers opening an account during the offer period will receive the higher cashback rates for 180 days from the account opening date. During this 180-day period, eligible customers will enjoy the new cashback rates for all purchases made through Grab Deals. Regular cashback rates listed on grabdeals.axisbank.com will apply after the 180-day period.
Terms & conditions - New 10/20 Cashback offers for ASAP Salary Account
Offer validity period:
- Offer will start from 7th Oct 2022 onwards
- Offer end date 30th April 2023
Eligibility Criteria:
- Any customer who has opened any of the following ASAP Digital Salary account through VCIP process during the offer period will only be eligible for this offer.
- EASY ACCESS SALARY ACCOUNT – DAPPR
- LIBERTY SALARY ACCOUNT – DALBR
- Exclusions:
- Any customer who has opened account with scheme code other than any of the above during the offer period
- Any customer who has opened account before or after the offer period
- Customer who had submitted request for the account within the offer period however, the account was activated post 30th April 2023 due to any reason whatsoever (It can include but not be limited to technical/system failure, operational error and manual error)
- Customer who have migrated their account from another scheme to any of the above scheme during the offer period
10/20 cashback benefit:
- Higher cashback rates are applicable only for purchase done as follows
- Flat 10% cashback on Flipkart
- Flat 10% cashback on Amazon
- Flat 20% on cashback Zomato
- Flat 20% savings on Tata 1mg
- The revised rates for above scheme codes shall be applicable for only up to 180 days from date of account opening i.e. cashback benefits as per new rates will be applicable for all spends made by eligible customer on Grab Deals (who has opened account within offer period) up to 180 days from date of account opening. Post completion of 6 months from date of account opening, regular cashback rates as posted on grabdeals.axisbank.com shall be applicable.
- For brands other than Flipkart, Amazon, Zomato & Tata 1mg cashback rates as posted on grabdeals.axisbank.com shall be applicable.
- For all purchases via Grab Deals during the offer period, maximum combined cashback applicable per account will be INR 1,000 per month for all account variants.
Mode of payment:
Only transaction carried via Axis Bank Debit Card linked to the eligible account variants will be eligible for the revised cashback rates. There is no change in cashback rates for transactions that have been paid via Credit Cards.
How to avail cashback:
- Visit Grab Deals via Mobile Banking, Internet Banking, WhatsApp Banking or search for grabdeals.axisbank.com
- Select the merchants you would like to shop from and click on ‘Shop now’
- Authenticate with your registered mobile number & Last 4 digits of your Axis Bank Debit Card
- Shop on merchants as usual and Checkout using same Axis Bank Debit Card used for Authentication
Category exclusions for cashback:
- Cashback will NOT be applicable on purchases made from Amazon.in & Flipkart in the below mentioned categories:
- Gold & Silver coins
- Jewellery
- Gift Cards
Other terms & conditions:
- Cashback will NOT be applicable on items that were already in your cart (added during a previous session)
- Cashback is applicable on items added to cart after redirecting from Axis Bank Grab Deals platform only
- Eligible cashback will be paid within 90-120 days of the transaction
- Please maintain the user session on the affiliate page once redirected from Grab Deals to be eligible for cashback. All affiliate terms & conditions will be applicable here
- All other platform Terms & Conditions mentioned on Grab Deals (https://grabdeals.axisbank.com/termsandconditions) will be applicable here
- Please call 18604195555/18605005555 (charges apply) for details/assistance
- Images provided in promotions are only for pictorial representation and Axis Bank does not undertake any liability or responsibility for the same
- Axis Bank at any point of time reserves the right to withheld cashback benefit for any customer/account.
- Axis Bank at any point of time reserves the right to withdraw or modify the offer without any prior intimation
- In case of any dispute over cashback benefit, Axis Bank reserves right to take final decision either in favour or against the concerns raised
- This T&C shall be governed by and construed in accordance with the laws of India and shall be subject to the exclusive jurisdiction of the courts in Mumbai
Terms & conditions - New Cashback offers for ASAP Salary Account- 1st May 2023 Onwards
Offer validity period:
- Offer will start from 1st May 2023 onwards
- Offer end date is 31st March 2025
Eligibility Criteria:
- Any customer who has opened any of the following ASAP Digital Salary account through VCIP process during the offer period will only be eligible for this offer
- EASY ACCESS SALARY ACCOUNT – DAPPR
- LIBERTY SALARY ACCOUNT – DALBR
- Exclusions:
- Any customer who has opened account with scheme code other than any of the above during the offer period
- Any customer who has opened account before or after the offer period
- Customer who had submitted request for the account within the offer period however, the account was activated post 31st March 2024 due to any reason whatsoever (It can include but not be limited to technical/system failure, operational error and manual error)
- Customer who have migrated their account from another scheme to any of the above scheme during the offer period
Cashback benefit:
- Higher cashback rates are applicable only for purchase done as follows
- Flat 10% cashback on Flipkart
- Flat 10% cashback on Amazon
- The revised rates for above scheme codes shall be applicable for only up to 180 days from date of account opening i.e. cashback benefits as per new rates will be applicable for all spends made by eligible customer on Grab Deals (who has opened account within offer period) up to 180 days from date of account opening. Post completion of 6 months from date of account opening, regular cashback rates as posted on grabdeals.axisbank.com shall be applicable.
- For brands other than Flipkart & Amazon cashback rates as posted on grabdeals.axisbank.com shall be applicable.
- For all purchases via Grab Deals during the offer period, maximum combined cashback applicable per account will be INR 1,000 per month for all account variants.
Mode of payment:
Only transaction carried via Axis Bank Debit Card linked to the eligible account variants will be eligible for the revised cashback rates. There is no change in cashback rates for transactions that have been paid via Credit Cards.
How to avail cashback:
- Visit Grab Deals via Mobile Banking, Internet Banking, WhatsApp Banking or search for grabdeals.axisbank.com
- Select the merchants you would like to shop from and click on ‘Shop now’
- Authenticate with your registered mobile number & Last 4 digits of your Axis Bank Debit Card
- Shop on merchants as usual and Checkout using same Axis Bank Debit Card used for Authentication
Category exclusions for cashback:
- Cashback will NOT be applicable on purchases made from Amazon.in & Flipkart in the below mentioned categories:
- Gold & Silver coins
- Jewellery
- Gift Cards
Other terms & conditions:
- Cashback will NOT be applicable on items that were already in your cart (added during a previous session).
- Cashback is applicable on items added to cart after redirecting from Axis Bank Grab Deals platform only
- Eligible cashback will be paid within 90-120 days of the transaction
- Please maintain the user session on the affiliate page once redirected from Grab Deals to be eligible for cashback. All affiliate terms & conditions will be applicable here
- All other platform Terms & Conditions mentioned on Grab Deals (https://grabdeals.axisbank.com/termsandconditions) will be applicable here
- Please call 18604195555/18605005555 (charges apply) for details/assistance
- Images provided in promotions are only for pictorial representation and Axis Bank does not undertake any liability or responsibility for the same
- Axis Bank at any point of time reserves the right to withheld cashback benefit for any customer/account.
- Axis Bank at any point of time reserves the right to withdraw or modify the offer without any prior intimation
- In case of any dispute over cashback benefit, Axis Bank reserves right to take final decision either in favour or against the concerns raised
- This T&C shall be governed by and construed in accordance with the laws of India and shall be subject to the exclusive jurisdiction of the courts in Mumbai.
Other terms & conditions
- Cashback will NOT be applicable on items that were already in your cart (added during a previous session)
- Cashback is applicable on items added to cart after redirecting from Axis Bank Grab Deals platform only
- Eligible cashback will be paid within 90-120 days of the transaction
Tips to keep in mind when opening a Salary Account
Do's and Don'ts for Salary Account
Do's
Set up direct deposits for salary and reimbursements: Ensure that your salary and any other reimbursements from your employer are directly deposited into your Salary Account for convenience and to avoid delays.
Automate recurring payments: Set up automatic mandates for payments like rent, utilities, or loan EMIs from your Salary Account. This ensures timely payments, helps you avoid late fees, and simplifies your financial management.
Take advantage of exclusive offers: Use the Credit and Debit Card offers, discounts on dining and shopping, and other deals associated with your Salary Account.
Don'ts
Avoid sharing your online banking credentials: Never share your password, PIN, or OTP with anyone, even if they claim to be from the bank. Banks never ask for such information, and sharing it can lead to financial fraud.
Avoid missing out on employer benefits: If your employer has specific banking perks or partnerships with Axis Bank, ensure you utilise these benefits, such as preferential interest rates on loans or exclusive Credit Card offers.
Frequently Asked Questions
To open a Salary Account with Axis Bank, you have two convenient options. First, check with your employer to see if they have a corporate tie-up with Axis Bank, which allows for an easy account opening process. Alternatively, you can opt to open a Salary Account online, too. Simply fill out the application form, upload the necessary documents, and complete the online verification to get started with your Axis Bank Salary Account.
Opening a Salary Account with Axis Bank provides numerous benefits, such as a zero balance facility, meaning there is no minimum balance requirement. You also gain access to a range of exclusive offers, like higher transaction limits, discounts on locker rentals, and cashback on Debit Card spending. For certain accounts, Axis Bank also provides a dedicated relationship manager and free monthly e-statements to help you manage your finances efficiently.
With an Axis Bank Salary Account, you typically do not need to maintain a minimum balance, as it is a zero-balance account. This allows you to utilise your entire salary without worrying about penalties or fees for falling below a certain balance threshold. However, it’s always a good idea to check the specific terms related to your account type or employer agreement.
To open a Salary Account online, you need to provide a few essential documents, including proof of identity (such as an Aadhaar card or passport), proof of address (like a utility bill or rental agreement), and a PAN card. Additionally, you will need a recent passport-sized photograph and proof of employment (such as an offer letter or employee ID card). These documents can be easily uploaded during the online application process.
A Salary Account is a bank account designed specifically to receive your salary, which means that your employer deposits your salary directly into this account.
With a Salary Account, you do not need to maintain a minimum balance. Plus, you get perks such as complimentary Credit Cards, Debit Cards, free ATM withdrawals, online banking, etc.
The documents required for a Salary Account differ based on its type. Typically, you will have to provide documentation for address proof, identity proof and proof of employment.
These documents may include a valid PAN card, Aadhaar card and employment proof.
It depends on the type of account. While some Salary Accounts have average balance requirements, others do not.
Some Salary Accounts have chequebooks as a standard feature while others may provide them only upon request.
Yes, a debit card usually comes with a Salary Account, making it easy to access your funds and make transactions on the go.
If no salary is credited to your Salary Account for more than 3 months, your Salary Account will be converted to a Savings Account.
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