To access the old website
Click Here
Liberty Digital Savings Account
Presenting the Liberty Digital Savings Account, where your savings get flexible! This Digital Savings Account lets you choose how to save your hard-earned money, making it a delightful experience. You can choose either to maintain monthly average balance of ₹25,000 or spend ₹25,000, adding flexibility to your banking experience. Make your dining and shopping more rewarding with flat 5% cashback and discover more with the Liberty Digital Savings Account.
Features & Benefits
Maintain your account your way
Enjoy the flexibility to maintain your account by either having a monthly average balance of ₹25,000 or spending ₹25,000 from your Liberty Account in a month.
Save up to ₹15,000 annually with Liberty account benefits
Enjoy annual savings of ₹15,000 with:
Read MoreEarn 5% cashback on food, entertainment, shopping, or travel
Enhance your weekend fun by earning a flat 5% cashback over food, entertainment, shopping, or travel spent via Debit Card.
Enjoy flat 25% cashback on Ajio and Flipkart via Grab Deals
Enjoy flat 25% cashback on Ajio & Flipkart via Grab Deals with your Liberty account.
Earn EDGE REWARDS on every transaction
Earn 1 EDGE REWARDS Point on every ₹200 spent on domestic and international transactions.
Unlock family benefits
Include your family members under the benefits of Liberty Account by adding up to 3 family members.
Dining discounts
Enjoy up to 15% discount on dining across India* with our 10000+ partner restaurants using your Liberty Debit Card.
Free transactions & more
Benefit from a higher number of free transactions at any bank ATM, along with unlimited free NEFT and RTGS transactions and DD/PO.
Demat account AMC waiver
We offer an AMC waiver for our Liberty customers on Demat accounts for the first year.
Experience uninterrupted banking with high transaction limits
With a daily ATM withdrawal limit of ₹50,000 and a purchase limit of ₹3 lakhs, experience uninterrupted banking transactions.
Get comprehensive insurance cover
Avail of Personal Accident cover of up to ₹5 lakhs, Air Accident cover of ₹1 Cr, Lost Baggage Insurance* of up to $500, and Purchase Protection Benefit* of ₹50,000.
Terms and Conditions apply.
Save up to ₹15,000 annually with Liberty account benefits
Enjoy annual savings of ₹15,000 with:
Eligibility & documents required for Liberty Digital Savings Account
Basic requirements to open Liberty Digital Savings Account
Balance requirement & charges
Balance requirement & charges for opening Liberty Digital Savings Account
| Initial funding | ₹25,000 |
| Average balance requirement | Average Monthly Balance: ₹25,000 or Monthly spends: ₹25,000 |
| Virtual debit card fees | NIL |
| Physical debit card issuance fees | ₹200 + GST |
| Physical debit card annual fees | ₹300 + GST |
| DD/PO issuance | Nil |
Click here for more details about account fees and charges.
Bag non-stop deals every day of the year!
Check out a world of rewards, benefits and offers that are customised for your needs.
Earn when you spend with exciting
Cashback Offers
Access a plethora of incredible cashback offers from brands that you love.
Explore all offers
Open Liberty Digital Savings Account in 4 easy steps
- 01
Complete your identity verification using PAN and Aadhaar card
- 02
Fill in all the required details
- 03
Complete the Video KYC over a simple video call
- 04
Deposit the initial funds to start using your account
Frequently Asked Questions
Anyone who meets the eligibility criteria and wishes to benefit from its features, such as unlimited RTGS and NEFT transactions and secure savings, should open the Liberty account.
Open a Liberty Digital Savings Account with Axis Bank to enjoy benefits like flexible balance/spend requirement, free unlimited NEFT and RTGS transactions, cashbacks for Debit Card spends over weekends, a first-year AMC waiver on Demat accounts and more.
You can gain 2.50% interest on your daily balances, which are calculated according to the standard Savings Account norms. The interest is credited quarterly.
The AMB is calculated using the daily end-of-the-day balances for a certain month and dividing by the number of days in that month.
To open a new Liberty Account, verification of an Aadhaar and PAN card and a video call are required.
To deposit initial funds while opening the account, use Internet Banking, UPI, a cheque or a Debit Card.
You can withdraw funds from your Liberty accounts via tools, including ATMs, bank branches, and cheque books.
Copyright@ 2025 Axis Bank