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Axis Bank Vistara Infinite Credit Card
Fly higher with the Axis Bank Vistara Infinite Credit Card, designed for frequent travelers. Enjoy exclusive travel perks, complimentary Club Vistara memberships, and premium lifestyle benefits.
Features & Benefits
Welcome aboard with complimentary Business class ticket voucher
Get a complimentary Business Class ticket voucher as a welcome gift on fee payment.
Read MoreComplimentary Maharaja Club Membership
Enjoy the exclusive privileges of complimentary Maharaja Club Gold
Read MoreAccrue Maharaja Points on every swipe
Earn 6 Maharaja points for every ₹200 of eligible spends on the Axis Bank Vistara Infinite Credit Card
Read MoreRewards on Achieving Milestone Spends
Get bonus Maharaja Club Points and upto 4 Business class tickets vouchers
Read MoreLifestyle Privileges
- 2 Complimentary lounge access at select airport within India subject to spends criteria.
Insurance benefits
- Purchase Protection Cover of up to ₹1 lakh coverage or up to $300 for the following:
Convert purchases to EMI
On any transaction over ₹1,500, contact the Bank to convert a big credit card purchase into EMIs. To know more, click here
Fees & Charges
The fees and charges for Axis Bank Vistara Credit Card include standard joining fee, standard annual fee, standard add-on card joining fee, etc. The Axis Bank Vistara Credit Card fees are listed in the table below.
Fees & Charges
The fees and charges for Axis Bank Vistara Credit Card include standard joining fee, standard annual fee, standard add-on card joining fee, etc. The Axis Bank Vistara Credit Card fees are listed in the table below.
| Charges | Vistara Card | Vistara Signature | Vistara Infinite |
|---|---|---|---|
| Standard Joining Fee | ₹1,500 | ₹3,000 | ₹10,000 |
| Standard Annual Fee (2nd year onwards) | ₹1,500 | ₹3,000 | ₹10,000 |
| Standard Add-on Card Joining Fee | Nil | Nil | Nil |
| Standard Add-on Card Annual Fee | Nil | Nil | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.75% per month | 3.75% per month | 3.75% per month |
| Cash Withdrawal Fees | 2.5% (Min. ₹500) of the Cash Amount | 2.5% (Min. ₹500) of the Cash Amount | 2.5% (Min. ₹500) of the Cash Amount |
| Fee for Cash Payment | ₹175/- | ₹175/- | ₹175/- |
| Card Replacement | Nil | Nil | Nil |
| Duplicate Statement Fee | Waived | Waived | Waived |
| Overdue Penalty or Late Payment Fee | -Nil If Total Payment Due Is Less Than ₹500 | -Nil If Total Payment Due Is Less Than ₹500 | -Nil If Total Payment Due Is Less Than ₹500 |
| ₹500 if total payment due is between ₹501 - ₹5,000 | ₹500 if total payment due is between ₹501 - ₹5,000 | ₹500 if total payment due is between ₹501 - ₹5,000 | |
| ₹750 if total payment due is between ₹5,001 - ₹10,000 | ₹750 if total payment due is between ₹5,001 - ₹10,000 | ₹750 if total payment due is between ₹5,001 - ₹10,000 | |
| ₹1200 if total payment due is greater than ₹10,000 | ₹1200 if total payment due is greater than ₹10,000 | ₹1200 if total payment due is greater than ₹10,000 | |
| - An additional charge of ₹100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods. | - An additional charge of ₹100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods. | - An additional charge of ₹100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods. | |
| Over Limit Penalty | 2.5% of the over limit amount (Min. ₹500) | 2.5% of the over limit amount (Min. ₹500) | 2.5% of the over limit amount (Min. ₹500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived | Waived | Waived |
| Outstation Cheque Fee | Waived | Waived | Waived |
| Cheque return or dishonour Fee or Auto-debit ReveINRal | 2% of the payment amount subject to Min. ₹500 | 2% of the payment amount subject to Min. ₹500 | 2% of the payment amount subject to Min. ₹500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle | 1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle | 1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle |
| Education Transaction | 1% fee will be applicable on each education payments done through third party apps | 1% fee will be applicable on each education payments done through third party apps | 1% fee will be applicable on each education payments done through third party apps |
| Utility Transaction | 1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period | 1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period | 1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period |
| Online skill-based gaming | 1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period | 1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period | 1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period |
| Foreign Currency Transaction Fee | 3.50% of the transaction value | 3.50% of the transaction value | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived | Waived | Waived |
| Hotlisting Charges | Waived | Waived | Waived |
| Balance Enquiry Charges | Waived | Waived | Waived |
| Reward Redemption fee | No | No | No |
| Rent Transaction Fee (Applicable from 5th March 2023) | 1% Per Transaction On Rental Transactions | 1% Per Transaction On Rental Transactions | 1% Per Transaction On Rental Transactions |
| Wallet load transaction | 1% fee will be levied on cumulative wallet load transactions of ₹10,000 or more in a statement cycle | 1% fee will be levied on cumulative wallet load transactions of ₹10,000 or more in a statement cycle | 1% fee will be levied on cumulative wallet load transactions of ₹10,000 or more in a statement cycle |
| Dynamic Currency Conversion markup (Applicable from 5th March 2023) | 1.5% on International Transaction Performed in Indian currency at international location or transactions performed in Indian currency with merchants located in India but registered in foreign nation | 1.5% on International Transaction Performed in Indian currency at international location or transactions performed in Indian currency with merchants located in India but registered in foreign nation | 1.5% on International Transaction Performed in Indian currency at international location or transactions performed in Indian currency with merchants located in India but registered in foreign nation |
Eligibility for Axis Bank Vistara Infinite Credit Card
Documentation for Axis Bank Vistara Infinite Credit Card
Terms & Conditions
The Terms and Conditions of Axis Bank Vistara Infinite Credit Card will be updated w.e.f 18th April'25. Please click here to know more.
Following the Vistara and Air India merger, the Axis Bank Vistara Infinite Credit Card Terms & Conditions will be updated, effective 12th November'24. Please click here to know more.
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