Average Balance refers to the average amount to be maintained in your account, over a certain period. Depending on the scheme and branch category (Metro/Urban/Semi-Urban/Rural), there are 3 types of Balances, Average Monthly Balance (AMB), Average Quarterly Balance (AQB) and half-yearly average balance.
Visit any Axis Bank branch and fill in product change form and corresponding Debit Card request form as well. This would then be processed by the bank and intimation will be sent confirming the change.
You can check the complete list of fees and charges as per your Savings Account type on the website, just click here. You can call up on the call center on 1860-419-5577 / 1860 500 5555 and speak to one of our phone banking representatives.
Account transactions can be tracked by opting for monthly e-statements or passbook* * Physical Statement option are available for Premium Savings Account Holders
This facility is available for existing customers who are registered on Internet Banking. The path to follow is:
Log in with your details > My Accounts > Projected Average Balance
Here, you can see the projected balance basis the monthly trend.
You can also call up on our phone banking number 1860-419-5555 or 1860-500-5555 to know your projected balance for the month.
Alternatively to know your Projected Average Balance you can send an SMS to 5676782 or 9717000002:
PAMB < last 6 digits of AC no. > - For Monthly balance
PAQB < last 6 digits of AC no. > - For Quarterly balance
PHAB < last 6 digits of AC no. > - For Half Yearly balance
Kindly apply for segment specific Debit Card/Cheque Book to enjoy segment specific benefits & features post upgrade. Please do refer the Terms & Conditions / Schedule of Charges updated on the website.
Upon account downgrade to other schemes: customer is suggested to apply for default debit card as per their new scheme to get the most relevant offers and benefits pertaining to the account proposition. In case a customer is holding a non-default debit card post account down migration, charges will be levied on the account based on the card variant and scheme. Also, customer to apply for the segment specific cheque book.
Upon account upgrade to other schemes: All the accounts which have an existing Debit card will be upgraded & replaced with the applicable variant. In case a customer is holding a Non-default debit card post account up migration. No additional debit card fee related charges will be levied on the account based on the old card variant. Also, customer to apply for the segment specific cheque book.
For opening a Salary Account, your organization should have a Salary Account relationship with Axis Bank. If your organization has an Axis Bank Salary Account relationship, you can approach us in any of the following
- You can just walk into the nearest Axis Bank branch.
- Write to us at salary.power@axisbank.com
- SMS "Salary" at 5676782
- Apply Online
Our Direct Sales team / Branch Staff will visit your office premises at a time and date of your convenience for account opening formalities and get all the necessary documentation done.A proof of employment, Photo Identification and Proof of Address are required as per RBI's KYC guidelines. If your Company / Institution does not have an Axis Bank Salary Account relationship, kindly share with us the details of your organisation's decision makerby mailing to salary.power@axisbank.com
- Introduction by the company for employee bonafides in the Bank's format (stamped and signed by the authorized signatory)
Proof of Photo Identification
- PAN Card
- Passport
- Election Card
- Government / Defence services / Public Sector undertaking / Photo-identity Card
- Driving Licence
Proof of Address (Any one document)
- Telephone / Mobile / Electricity Bill. Any connection to be at least 6 months old preferably in the name of the account holder / spouse / family member.
- Ration Card
- Gas connection registration letter
- Income tax / Wealth tax assessment order
- Registered lease / leave and licence agreement with a utility bill in the name of the landlord.
- Joint Accounts
For joint accounts the above documents are required for both, the applicant as well as the joint applicant(s).
Our Anywhere Banking facility allows you to continue with the same account at all Axis Bank locations*. However for transfer of an account, you would need to fill up the Transfer account form available at the branch and surrender your cheque book and debit card. Please contact your nearest branch for further details.
Axis Bank Offers Internet Banking facility with a two factor authentication "Net Secure" as an enhanced security feature. Apart from that, the following features has been provided:
- Balance Enquiry
- Fund Transfer
- E - Statement of Account & Transaction History.
- Transfer of Funds to any other account in any Axis Bank branch across the country.
- Transfer of Funds to Non Axis Bank Account through NEFT.* - for more details contact your nearest Axis Bank branch.
- Service Requests. - DD request / Online Fixed Deposit / Recurring Deposit.*
- Utility Bill Payment.
- Axis Bank Credit Card Online Payment.
- IPO Smart ( ASBA) - please contact your nearest branch for more details.
- Demat Accounts: View Holdings.
- Portfolio Summary Inquiry and Snap Shot.
- VISA Money Transfer.
To access Phone Banking Services from anywhere in India, from a Landline or Cell Phone, please dial any of the following 3 toll free numbers.
- 1860 - 419 - 5555
- 1860 - 500 - 5555
You can speak to our Phone Banking Officers from 9 am to 7pm Monday to Saturday ( Except on National Holidays).Tele - Banking Service (IVR ) is available 24 hours a day. 7 days a week.
For Blocking of Debit Card / Pre - Paid Card our 24 hour help line number is 67987700 ( not toll free).Information / Services Available through Phone Banking are:
- Account Balance and Transactions.
- Information on Status of Cheques issued or deposited.
- Information on Interest rate on deposits.
- Request for: Cheque Book / Duplicate Statement/ Regeneration of Pin for Debit Card/ Hot Listing of Cards/ Regeneration of Internet Banking password.
- Blocking of Internet Banking User ID.
Anywhere banking facility would allow you to operate your account from any Axis Bank branch at the same center or other location, other than the base branch where you have opened your account. Services available are:
- Cash Deposit & Withdrawals.
- Local Cheque Deposits and Issuance of Payable AT Par Cheque as per specified limits towards local payments.
- Issuance of Pay - Orders and Demand Drafts
- Other Service Requests.*
*Subject to terms and conditions.
You can open a Joint Account with your spouse / parent or blood relative. Please contact your nearest branch for more details.
You may continue to draw your salary through the Salary Savings Account even in the case of change in employment. You would need to intimate your employer about your existing Axis Bank details, so that the monthly salary credits are routed through the same account.* You would also need to intimate your Axis Bank branch for the required change in records with the Bank.
*Terms and conditions apply.
Earn 3.5%* interest on daily balances, quarterly.
W.e.f 1st July'17, Interest earned on savings bank account will be credited on the last business day of each quarter of the financial year.
W.e.f 8th Aug'17,*Earn up to 4% p.a. interest on savings account balance of ₹50 lakhs and above. Earn 3.5% p.a. interest on savings account balance less than ₹50 lakhs
In that case your existing Domestic Salary Savings Bank Account would get converted into a Non - Resident Ordinary account wherein you can continue receiving Local credits from all sources including your salary. You can have a joint account in this case with a local resident as per the bank's policy on joint account holders.
Further, in case you draw your Salary Overseas as well, and are eligible as per FEMA guidelines for a NRE account Axis Bank would offer you a Non Resident External account wherein you can remit your monthly salary in local currency. This would be fully repatriable and Tax free.
Please contact any Axis Bank branch for more details.
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