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Miles & More Axis Bank Credit Card
The Miles & More Axis Bank Credit Card offers you dual benefits with unlimited miles for travel. The other benefits include membership to the Miles & More Club, enabling automatic payments with your card and paying utility bills. Get unrivalled safety for your transactions with the EMV certified chip in your Miles & More Credit Card. Spend more and be eligible to earn unlimited miles with the Miles & More Axis Bank Credit Card.
Features & Benefits
Besides earning unlimited miles other benefits of Miles & More Axis Bank Credit Card include bonus miles on card activation and a priority pass with complimentary visits. Miles & More Axis Bank Credit Card also covers any mishaps through insurance on baggage losses, air accidents, lost card or credit shield.
All miles redemption are done via Miles & More only. Please contact 18001025838 from Monday to Friday (9am to
6pm) and Saturday(9am to 1pm), quoting your Miles & More membership number. To know more please, Click here.
Earn unlimited and never expiring miles
Earn Bonus Welcome award miles on your first transaction and a priority pass
Read MoreRedeem your miles for exciting rewards
Redeem accumulated miles in numerous ways on the Miles and More (India) website
Read MoreSpend securely
- Credit card is enabled with a chip and PIN facility, offering unrivalled protection
Pay bills from any bank account
Enroll for auto-debit and pay Axis Bank Credit Card bills from any other bank account.
Read MorePay utility bills automatically
Initiate a simple standing instruction on the credit card to make utility bill payments through the Axis Bank Bill Pay service and ensure all bills are paid on time
Read MoreKeep yourself, your family and assets safe
Click here to know more T&Cs
Dining Delights
Get 40% off or up to ₹1000 and 25% off or up to ₹800 at our partner restaurants across the country on Miles & More Axis Bank World Select Credit Card.
Read MoreConvert purchases to EMI (equated monthly instalment)
On any transaction over ₹2,500, contact the Bank to convert a big credit card purchase into EMIs
Read More
Spend securely
How to use a CHIP and PIN card:
Just like a magnetic stripe card, the CHIP and PIN enabled credit card too can be used at the merchant’s payment terminals directly. Instead of swiping the card, merchants need to ‘Dip’ your card into a CHIP reader slot.
Paying through CHIP and PIN enabled Credit Card is a 3-step process:
Pay utility bills automatically
Initiate a simple standing instruction on the credit card to make utility bill payments through the Axis Bank Bill Pay service and ensure all bills are paid on time every month
To know more details, please call the customer service on 1800 209 5577 / 1800 103 5577
Pay bills from any bank account
Enroll for auto-debit and pay Axis Bank Credit Card bills from any other bank account. Download the ECS forms (Part A and Part B) and send the completely filled forms through post to the address mentioned on the form.
Dining Delights
Get 40% off or up to ₹1000 and 25% off or up to ₹800 at our partner restaurants across the country on Miles & More Axis Bank World Select Credit Card. Visit dining.eazydiner.com/axisbank to know more.
Convert purchases to EMI (equated monthly instalment)
On any transaction over ₹2,500, contact the Bank to convert a big credit card purchase into EMIs
To learn more, click here
Wednesday Delight
Beat the mid-week blues with exciting offers every Wednesday
Click here to avail the offers
Eligibility for Miles & More Axis Bank Credit Card
Documentation for Miles & More Axis Bank Credit Card
Download Application Form - Miles & More Credit Card
The Miles & More Credit Card application form consists of ECS forms (Part A and Part B) that needs to be filled. Customers need to courier the completed application form at the given address to apply for the Miles & More Credit Card.
Fees & Charges
View fees & charges
Fees & Charges
The fees and charges for Miles & More Credit Card are applicable to all card holders. Miles & More Credit Card fees are charged for cash payment, joining, cheque return, foreign currency transaction, late payment and an annual fee. Rest of the fees are waived off for customer benefit.
| Charges | Axis Bank Miles and More World Credit Card | Axis Bank Miles and More Select Credit Card |
|---|---|---|
| Standard Joining Fee | ₹3,500 + GST | ₹10,000 + GST |
| Standard Annual Fee (2nd year onwards) | ₹3,500 + GST | ₹4,500 + GST |
| Standard Add-on Card Joining Fee | Nil | Nil |
| Standard Add-on Card Annual Fee | Nil | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.7% per month (55.55% per annum) | 3.7% per month (55.55% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. ₹500) of the Cash Amount | 2.5% (Min. ₹500) of the Cash Amount |
| Fee for Cash Payment | ₹175/- | ₹175/- |
| Card Replacement | Nil | Nil |
| Duplicate Statement Fee | Waived | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than ₹500 | Nil if Total Payment Due is less than ₹500 |
| ₹500 if total payment due is between ₹501 - ₹5,000 | ₹500 if total payment due is between ₹501 - ₹5,000 | |
| ₹750 if total payment due is between ₹5,001 - ₹10,000 | ₹750 if total payment due is between ₹5,001 - ₹10,000 | |
| ₹1200 if total payment due is greater than ₹10,000 | ₹1200 if total payment due is greater than ₹10,000 | |
| Additional ₹100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared. | Additional ₹100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared. | |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. ₹500) | 2.5% of the overlimit amount (Min. ₹500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived | Waived |
| Outstation Cheque Fee | Waived | Waived |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. ₹500 | 2% of the payment amount subject to Min. ₹500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC / Indian Railways | As prescribed by IRCTC / Indian Railways |
| Foreign Currency Transaction Fee | 3.50% of the transaction value | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived | Waived |
| Hotlisting Charges | Waived | Waived |
| Balance Enquiry Charges | Waived | Waived |
| Reward Redemption fee | No | No |
| Rent Transaction fee (Applicable from 5th March 2023) | 1% fee per transaction will be applicable on rental transactions. Taxes will be applicable as notified by Government of India. | 1% fee per transaction will be applicable on rental transactions. Taxes will be applicable as notified by Government of India. |
| Wallet load transaction | 1% fee will be levied on cumulative wallet load transactions of ₹10,000 or more in a statement cycle | 1% fee will be levied on cumulative wallet load transactions of ₹10,000 or more in a statement cycle |
| Fuel Transaction | 1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle | 1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle |
| Education Transaction | 1% fee will be applicable on each education payments done through third party apps | 1% fee will be applicable on each education payments done through third party apps |
| Utility Transaction | 1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period | 1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period |
| Online skill-based gaming | 1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period | 1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period |
| Dynamic Currency Conversion markup (Applicable from 5th March 2023) | 1.5% on International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation | 1.5% on International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |
Service Tax, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
The joining fee and the annual fee are waived for HON and Senator Status members, where the status will be defined as per the status for Miles & More membership account.
Over Limit Penalty 2.5% of the overlimit amount (Min. ₹500) 2.5% of the overlimit amount (Min. ₹500) Chargeslip Retrieval Fee or Copy Request Fee Waived Waived Outstation Cheque Fee Waived Waived Cheque return or dishonour Fee or Auto-debit Reversal 2% of the payment amount subject to Min. ₹450, Max. ₹1,515 2% of the payment amount subject to Min. ₹450, Max. ₹1,515 Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC / Indian Railways As prescribed by IRCTC / Indian Railways Foreign Currency Transaction Fee 3.50% of the transaction value 3.50% of the transaction value Mobile Alerts for Transactions Waived Waived Hotlisting Charges Waived Waived Balance Enquiry Charges Waived Waived Reward Redemption fee No No
Service Tax, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
The joining fee and the annual fee are waived for HON and Senator Status members, where the status will be defined as per the status for Miles & More membership account.
Need information on Credit Card services?
A diverse range of services, including rewards, travel perks, fraud protection & more that add value to your transactions.
Terms & Conditions
The terms and conditions of Miles & More Axis Bank Credit Cards will be updated w.e.f 20th June 2025
Please click here to know more about Miles & More Axis Bank World Select Credit Card and click here to know more about Miles & More Axis Bank World Credit Card.
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