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₹10 lakh Home Loan
Elevate your living standards and invest in a brighter future with a Home Loan of ₹10 lakh from Axis Bank. Unlock possibilities for a comfortable living, enhanced comfort, and potential property appreciation. Our experienced financial advisors offer tailored solutions and comprehensive support to guide you through the process. Enjoy a seamless application process, hassle-free approval and quick sanction of Home Loan for ₹10 lakh.
₹10 lakh Home Loan EMI for 10 Years
Let us calculate the monthly EMI for a ₹10 lakh home loan with the following details. Note, that the home loan interest rate for ₹10 lakh may vary.
Loan Amount (₹) | 10,00,000 |
|---|---|
Tenure (years) | 10 |
Interest Rate (p.a.) | 8.75% - 9.15% |
Note: Considering 8.75% interest rate in the below scenarios.
₹10 lakh Home Loan EMI
| EMI for 10 Years | EMI for 15 Years | EMI for 20 Years | EMI for 25 Years |
|---|---|---|---|---|
Equated Monthly Instalments (EMI in ₹) | 12,533 | 9,994 | 8,837 | 8,221 |
| Principal Amount (₹) | 10,00,000 | 10,00,000 | 10,00,000 | 10,00,000 |
| Interest Amount (₹) | 5,03,921 | 7,99,008 | 11,20,906 | 14,66,431 |
| Total Amount Payable (₹) | 15,03,921 | 17,99,008 | 21,20,906 | 24,66,431 |
Likewise, you can calculate ₹10 lakh Home Loan EMI for 5 years using Home Loan EMI Calculator.
₹10 lakh Home Loan Fees and Charges
₹10 lakh Home Loan Fees and Charges
- Up to 1% of the loan amount or ₹10,000 (whichever is higher) + GST (as applicable).
- An upfront processing fee of ₹5,000 plus GST shall be collected at the time of application submission. The balance processing fee, as applicable, shall be collected at the time of loan disbursement.
- The processing fee is a non-refundable fee collected by the Bank for the purpose of reviewing the loan application and same is independent of the outcome of such assessment.
Eligibility for a ₹10 lakh Home Loan:
Documents required for a ₹10 Lakh Home Loan:
Factors that affect interest rate
How to apply for ₹10 lakh Home Loan online at Axis Bank?
To initiate the Axis Bank Online Home Loan process:
- 01
Review your eligibility criteria before proceeding with the Home Loan application
- 02
Utilize the Home Loan Eligibility Calculator to assess your ability to afford the Home Loan
- 03
Go to the Axis Bank Home Loan webpage and select the "Apply Now" button
- 04
Complete the required details and click on Submit (verify whether you are an existing or new customer, providing your name, mobile number, email ID, city, and state)
- 05
Await a call from the Axis Bank representative to discuss product details.
- 06
Submit all necessary documents.
- 07
Upon approval, submit property documents for verification.
- 08
Obtain approval within 15 days, contingent upon the availability of all required documents.
Great plans start with well-calculated decision
Home Loan EMI Calculator
Calculating your Home Loan EMI is now easier than ever with our user-friendly and efficient Home Loan EMI Calculator. Whether you have a ₹30 lakh home loan EMI for 20 years or a ₹20 lakh home loan EMI for 10 years, use our Home Loan EMI calculator to effortlessly manage your repayments and make your dream home a reality.
₹
3L
5Cr
%
6.50% 11%
Y
1Y30Y
Your EMI*₹ 1,14,678
Get a call back*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Home Loan Eligibility Calculator
A place to call our own is an aspiration for most of us. But owning a home requires a lot of planning, given the costs involved. However, with the right kind of financial support, buying your own home is a dream that you can fulfil easily.
Loan Amount
₹ 1,55,455.03
Home Loan for Every Budget
Frequently Asked Questions
A credit score above 750 is considered good and increases the likelihood of loan approval.
No, you need documents showing KYC, income proof, and property and stamp duty papers for the house you are purchasing.
Ideally, your income should be 3-4 times the loan amount to ensure affordability of the ₹10 lakh Home Loan EMI without financial strain.
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