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Enhance your lifestyle with a ₹50 lakh Home Loan
Embark on a path towards financial growth and enhanced quality of life with a ₹50 lakh Home Loan solution from Axis Bank. This versatile loan offering enables you to acquire spacious residences, explore second property options, or undertake strategic home improvement projects. In addition to a smooth loan processing and quick approval process, we also offer comprehensive guidance and personalised support at every step.
₹50 lakh Home Loan EMI for 10 years
With the following details, let us calculate EMI for a ₹50 lakh home loan for 10 years.
Loan Amount (₹) | 50,00,000 |
|---|---|
Tenure (years) | 10 |
Interest Rate (p.a.) | 8.75% - 9.15% |
Note: Considering 8.75% home loan interest for ₹50 lakh in the below scenarios.
₹50 lakh Home Loan EMI for 10 Years
Equated Monthly Instalments (EMI in ₹) | 62,663 |
|---|---|
| Principal Amount (₹) | 50,00,000 |
| Interest Amount (₹) | 25,19,605 |
| Total Amount Payable (₹) | 75,19,605 |
₹50 lakh Home Loan EMI for 15 years
Equated Monthly Instalments (EMI in ₹) | 49,972 |
|---|---|
| Principal Amount (₹) | 50,00,000 |
| Interest Amount (₹) | 39,95,038 |
| Total Amount Payable (₹) | 89,95,038 |
₹50 lakh Home Loan EMI for 20 years
Equated Monthly Instalments (EMI in ₹) | 44,186 |
|---|---|
| Principal Amount (₹) | 50,00,000 |
| Interest Amount (₹) | 56,04,529 |
| Total Amount Payable (₹) | 1,06,04,529 |
₹50 lakh Home Loan EMI for 25 years
Equated Monthly Instalments (EMI in ₹) | 41,107 |
|---|---|
| Principal Amount (₹) | 50,00,000 |
| Interest Amount (₹) | 73,32,155 |
| Total Amount Payable (₹) | 1,23,32,155 |
You can also calculate ₹50 lakh home loan EMI for 30 years and ₹50 lakh home loan EMI for 5 years using Axis Bank Home Loan EMI Calculator.
₹50 lakh Home Loan fees and charges
- For Home Loans a non-refundable processing fee of roughly 0.1% of the principal amount is charged. GST as applicable will be charged.
- An upfront processing fee of ₹5,000 plus GST shall be collected at the time of application submission. The balance processing fee, as applicable, shall be collected at the time of loan disbursement.
- The processing fee is a non-refundable fee collected by the Bank for the purpose of reviewing the loan application and same is independent of the outcome of such assessment.
Eligibility to get Home Loan of ₹50 lakh
Documents necessary for a ₹50 lakh Home Loan
Factors that affect interest rate
How to apply for ₹50 lakh Home Loan online at Axis Bank?
Here's how our quick and easy online application process for a Home Loan for ₹50 lakh from Axis Bank works:
- 01
Check your eligibility first. Use their handy Home Loan Eligibility Calculator to see if you can manage the monthly payments.
- 02
Head over to the Axis Bank Home Loan website and click the "Apply Now" button.
- 03
Fill out your details and hit Submit. First mention if you're an existing customer or not, and provide your name, phone number, email, city, and state.
- 04
An Axis Bank rep will give you a call to discuss your loan options.
- 05
Get all your documents together.
- 06
Once you're approved, submit your property documents for verification.
- 07
As long as you have all the documents they need, you could be approved in as little as 150 days.
Great plans start with well-calculated decision
Home Loan EMI Calculator
Calculating your Home Loan EMI is now easier than ever with our user-friendly and efficient Home Loan EMI Calculator. Whether you have a ₹30 lakh home loan EMI for 20 years or a ₹20 lakh home loan EMI for 10 years, use our Home Loan EMI calculator to effortlessly manage your repayments and make your dream home a reality.
₹
3L
5Cr
%
6.50% 11%
Y
1Y30Y
Your EMI*₹ 1,14,678
Get a call back*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Home Loan Eligibility Calculator
A place to call our own is an aspiration for most of us. But owning a home requires a lot of planning, given the costs involved. However, with the right kind of financial support, buying your own home is a dream that you can fulfil easily.
Loan Amount
₹ 1,55,455.03
Home Loan for Every Budget
Frequently Asked Questions
A credit score exceeding 750 is considered beneficial and enhances the chances of loan approval.
No, documentation is mandatory, including KYC, income proof, and property along with stamp duty documents for the house you are intending to purchase.
Ideally, your income should be 3-4 times the loan amount to ensure the manageability of the ₹50 lakhs Home Loan EMI without causing undue financial strain.
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